- CEO
- Enrique J. Lores
- Full Time Employees
- 23,800
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Address
- 2211 NORTH FIRST STREET San Jose CA United States of America 95131
- IPO Date
- Dec 22, 2025
- Business
- PayPal Holdings, Inc. is a global financial technology company that provides digital payments and commerce solutions for consumers, merchants, and enterprises worldwide. Founded in 1998 and headquartered in San Jose, California, the company offers branded checkout through PayPal and Venmo; unbranded payment processing through Braintree and PayPal Complete Payments; buy now, pay later solutions through PayPal Pay Later; point-of-sale solutions through Zettle and PayPal Point of Sale; merchant financing products including PayPal Working Capital and PayPal Business Loan; payouts, payments orchestration, fraud prevention, and risk management services; and cross-border money transfer services through Xoom, with operations spanning the Americas, Europe, Asia-Pacific, and other international markets. The company also continues to expand its digital asset and AI-enabled commerce capabilities, including PayPal USD, its U.S.-regulated stablecoin, which it made available across 70 markets in 2026, and agentic commerce tools designed to help merchants surface products and complete transactions across AI-powered shopping channels. In 2025, PayPal launched PayPal World, a global interoperability platform connecting major payment systems and digital wallets, starting with PayPal and Venmo and launch partners including Mercado Pago, NPCI International Payments Limited’s UPI, and Tenpay Global, to expand cross-border payments and wallet interoperability. In early 2026, PayPal agreed to acquire Cymbio, a multi-channel orchestration platform for AI-driven commerce, completed the acquisition in February 2026, and subsequently reorganized into three operating units—Checkout Solutions & PayPal, Consumer Financial Services & Venmo, and Payment Services & Crypto—while appointing new leaders and a Chief AI Transformation & Simplification Officer to support its turnaround and growth strategy.