Qatar Islamic Bank

Qatar Islamic Bank

QQSE:QIBK
18.56
QAR
-0.24
(-1.28%)
2.02EPS
10.77P/E
51.63BMarket Cap
Jan 18Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.93
1.11
1.31
1.42
1.6
1.78
1.99
2.27
2.5
2.65
2.7
2.8
2.74
2.78
Basic EPS, GAAP
0.57
0.68
0.83
0.91
1.02
1.17
1.29
1.3
1.5
1.7
1.82
1.95
2.05
2.03
Free Cash Flow per Basic Share
-2.11
-3.59
-10.15
-1.65
-3.59
1.31
-5.63
-0.59
-1.05
5.14
-0.7
3.73
-0.6
-5.22
Dividend per Share
0.38
0.4
0.43
0.43
0.48
0.5
0.5
0.52
0.4
0.58
0.63
0.98
0.95
0.5
Book Value per Share
5.03
5.29
6.52
7.73
8.17
8.23
9.09
9.44
10.47
11.54
12.44
13.19
14.23
14.65
Tangible Book Value per Share
4.89
5.13
6.34
7.55
8
8.07
8.92
9.28
10.38
11.44
12.35
13.19
14.23
14.65
Basic Weighted Avg Shares
2,363
2,363
2,363
2,363
2,363
2,363
2,363
2,363
2,363
2,363
2,363
2,363
2,363
2,363
Sales/Revenue/Turnover
2,202
2,621
3,088
3,367
3,775
4,216
4,692
5,364
5,898
6,259
6,391
6,614
6,471
6,569
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
63
74
75
88
91
89
83
95
90
89
75
67
69
79
Net Income, GAAP
1,335
1,601
1,954
2,155
2,405
2,755
3,055
3,065
3,555
4,005
4,305
4,605
4,835
4,795
Effective Tax Rate (%)
- -
2.28
0.51
0.48
0.81
- -
0.37
0.24
0.27
0.28
0.3
0.65
0.42
8.16
Profit Margin (%)
60.64
61.11
63.3
64.02
63.72
65.35
65.12
57.15
60.28
63.99
67.36
69.63
74.72
73
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
5,549
6,798
10,008
12,268
15,934
17,873
17,337
20,943
24,646
25,410
25,427
22,266
23,179
13,847
Total Equity
13,673
14,172
17,175
19,999
20,880
20,739
22,503
23,206
25,412
27,926
30,017
31,771
33,748
34,747
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
7.64
7.8
7.4
7.41
- -
7.97
7.4
7.55
7.71
7.95
8.42
8.72
10.52
Return on Common Equity (%)
11.45
13.16
14.03
12.82
12.82
14.24
14.94
14
15.12
15.41
15.2
15.21
14.93
14.65

Capital Structure

QAR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2,363
2,363
2,363
Market Capitalization
56,592
53,520
51,630

Working Capital

QAR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
15,188
9,313
9,614
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

QAR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.08%
7.79%
6.22%
Free Cash Flow
-209.01%
-273.62%
-116.05%
Net Income, GAAP
9.57%
9.62%
4.99%
Sales/Revenue/Turnover
7.8%
3.91%
-2.15%
Total Cash Common Dividend
- -
16.42%
-2.56%

Quarterly Revenue

QAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,576
1,577
1,667
1,727
6,614
2025
1,601
1,644
- -
1,534
6,471
2026
1,604
1,787
- -
- -
- -

Quarterly Earnings Per Share

QAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.4
0.47
0.51
0.57
1.95
2025
0.42
0.5
- -
0.58
2.05
2026
0.42
0.52
- -
- -
- -

Quarterly Dividends Per Share

QAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.73
- -
0.25
- -
0.98
2025
0.55
- -
- -
- -
0.95
2026
0.5
- -
- -
- -
- -

Company Description

CEO
Bassel Gamaludin Mohamed Ali
Full Time Employees
60
Sector
Finance
Industry
Major banks
Address
Grand Hamad Street Doha DA Qatar 559
IPO Date
Dec 8, 1999
Website
qib.com.qa
Business
Qatar Islamic Bank (Q.P.S.C.) (QIBK.QA) operates as Qatar's largest Sharia-compliant bank, providing retail banking including personal finance, credit cards, savings and deposit accounts; corporate and investment banking encompassing trade finance, project financing, equity structuring and treasury services; SME financing solutions; private banking for affluent clients; and digital banking platforms such as mobile apps, internet banking, multi-functional ATMs and call center services, all supervised by a Shari’a board to ensure Islamic finance principles. Founded in 1982 and headquartered in Doha, Qatar, the bank serves individuals, government institutions, large corporations and SMEs through a network of 23 branches across Qatar, specialized centers for private, affluent, ladies and SME banking, and international presence via subsidiaries including QIB-UK in London, QInvest for investment banking, Beema for Takaful insurance and Al Jazeera Finance for consumer finance. QIB holds approximately 36% of Qatar's listed Islamic banking assets and 10% of the total domestic banking sector. In recent developments, the bank launched the Click to Pay service with Mastercard in 2025 as Qatar's first such offering, enhancing digital payment security; closed a $1 billion three-year Dual-Tranche Term Murabaha Financing Facility in August 2025 after substantial oversubscription; introduced new features to its QIB Mobile and QIB Lite apps; opened a new branch at Medina Centrale in late 2024; reported strong nine-month net profit growth for 2025; and earned multiple awards including Islamic Bank of the Year in Qatar and recognitions at The Asset Triple A Islamic Finance Awards 2025.