Ready Capital Corporation

Ready Capital Corporation

RC-PE
Ready Capital CorporationUS flagNew York Stock Exchange
12.01
USD
-0.10
- -
278.60MMarket Cap
Ready Capital Corporation
RC-PE
(New York Stock Exchange)

Recent

price

12.01

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
- -
24
17
87
122
125
194
180
198
385
296
383
398
49
-24
-30
Sales/Revenue/Turnover
- -
23.14
56.65
11.27
-26.09
-0.24
-12.86
-67.31
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
1
1
- -
- -
- -
- -
- -
- -
- -
- -
3
6
Depreciation Expense
- -
20
7
29
40
49
43
59
73
45
158
194
339
-436
-229
-510
Net Income, GAAP
- -
- -
- -
2.47
14.67
14.8
3.86
2.21
- -
15.4
11.24
8.84
2
- -
- -
- -
Effective Tax Rate (%)
- -
81.42
38.89
33.55
33.03
39.35
22.37
32.83
36.88
11.67
53.23
50.68
85.32
-883.42
965.85
1,674.87
Profit Margin (%)
- -
20
48
26
3
318
-5
1,403
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
55
356
1,136
891
1,138
1,472
2,746
2,754
4,460
6,345
7,094
5,718
3,139
2,354
LT Debt
55
65
178
193
480
552
555
564
845
834
1,281
1,890
2,638
1,936
1,643
1,440
Total Equity
- -
9.39
6.54
2.21
-2.31
-0.01
-1.28
-5.63
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
211.08
12.39
9.57
4.13
3.56
3.06
10.56
- -
1.37
3.76
3.1
4.57
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
1,040.47
- -
- -
2,737.01
512.16
- -
- -
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
418
385
358
LT Borrowings
3,350
3,131
2,346
LT Finance Leases
9
9
8
Preferred Equity and Hybrid Capital
111
111
111
Shares Outstanding
162
163
165
Market Capitalization
- -
- -
- -

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
148
208
201
Accounts Receivable, Net
181
96
77
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
139
115
97
ST Debt
418
385
358
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
16.46%
19.79%
-15.11%
Free Cash Flow
91.07%
-180.06%
57.24%
Net Income, GAAP
10.49%
14.72%
-47.47%
Sales/Revenue/Turnover
-7.11%
-45.09%
-148.05%
Total Cash Common Dividend
17.39%
23.95%
-46.82%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-67
-25
62
58
49
2025
-74
-6
44
13
-24
2026
-81
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Ready Capital Corporation (NYSE: RC-PE) is a real estate finance company that originates, acquires, finances, and services commercial real estate loans, small balance lending products, and other debt investments. The company offers a diverse portfolio of products and services, including small balance commercial real estate (CRE) lending through its Ready Capital Origination business unit; multifamily bridge loans; construction loans; agency multifamily loans; commercial construction and term loans; warehouse lending facilities; SBA 7(a) and 504 loans; and property management services. Ready Capital operates primarily in the United States, targeting small and middle-market businesses, real estate investors, and institutional clients across various property types such as multifamily, office, retail, industrial, and hospitality. Founded in 2007 and headquartered in New York, New York, the company manages its lending platform through subsidiaries like Ready Capital Home Finance and Ready Capital Funding, with no publicly disclosed parent company. In the last 1-2 years, Ready Capital has pursued strategic expansions, including the launch of new small balance lending initiatives and enhancements to its SBA lending programs to capture growing demand in underserved markets. The company completed several acquisitions of loan portfolios and originated over $1 billion in new loans in recent quarters, bolstering its balance sheet amid rising interest rates. Additionally, Ready Capital formed partnerships with regional banks for co-origination deals and expanded its geographic footprint into additional U.S. states, reflecting a focus on scaling non-agency lending segments.