Repay Holdings Corporation

Repay Holdings Corporation

RPAY
Repay Holdings CorporationUS flagNASDAQ Capital Market
3.88
USD
- -
- -
341.78MMarket Cap
Repay Holdings Corporation
RPAY
(NASDAQ Capital Market)

Recent

price

3.88

P/E

ratio

- -

div

yld

- -

ROIC.AI

2017
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
- -
14.4
4.03
- -
2.97
2.63
3.14
3.29
3.48
3.61
4.09
Revenue per Share
- -
1.45
0.33
- -
-2.02
-0.6
0.14
-1.23
-0.11
-3
-2.03
Basic EPS, GAAP
- -
2.71
0.57
- -
0.08
0.61
0.77
0.99
1.66
1.06
1.06
Free Cash Flow per Basic Share
- -
0.84
0.2
- -
0.03
- -
0.01
0.04
0.03
- -
- -
Dividend per Share
- -
- -
3.38
5.69
7.15
9.88
10.13
8.98
8.63
5.92
5.7
Book Value per Share
- -
- -
-2.44
-13.57
-4.48
-5.96
-4.91
-3.84
-3.9
-3.91
-8.92
Tangible Book Value per Share
- -
7
32
38
52
83
89
90
90
86
83
Basic Weighted Avg Shares
- -
94
130
- -
155
219
279
297
313
309
338
Sales/Revenue/Turnover
- -
15.21
11.93
- -
-22.27
-20.97
-15.19
-8.63
-2.48
-3.89
-3.12
Operating Margin (%)
- -
7
10
- -
61
90
108
104
104
102
104
Depreciation Expense
- -
9
11
- -
-106
-50
13
-110
-10
-257
-167
Net Income, GAAP
- -
- -
- -
- -
- -
- -
41.39
- -
- -
- -
- -
Effective Tax Rate (%)
- -
10.06
8.1
- -
-68.11
-22.84
4.6
-37.25
-3.24
-83.01
-49.57
Profit Margin (%)
- -
- -
-1
-8
54
3
35
123
173
-44
66
Working Capital
- -
- -
89
208
259
458
460
441
507
289
762
LT Debt
- -
- -
109
420
556
913
928
831
773
482
469
Total Equity
- -
16,207.21
15.24
- -
- -
- -
-1.8
- -
- -
- -
- -
Return on Invested Capital (%)
- -
17,188.77
16.33
- -
- -
- -
1.41
- -
- -
- -
- -
Return on Capital (%)
- -
95,775.41
19.32
- -
-29.22
-7.24
1.45
-12.93
-1.29
-41.22
-30.27
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
148
1
11
LT Borrowings
280
391
748
LT Finance Leases
9
8
14
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
82
83
83
Market Capitalization
298
215
348

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
197
131
213
Cash, Cash Equivalents & STI
116
44
84
Accounts Receivable, Net
33
37
64
Inventories
- -
- -
2
Total Current Liabilities
241
73
147
Payables & Accruals
78
71
125
ST Debt
148
1
11
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
2.14%
-37.69%
Free Cash Flow
- -
238.28%
-39.22%
Net Income, GAAP
- -
239.6%
2,427.81%
Sales/Revenue/Turnover
- -
15.86%
-1.21%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
81
75
79
78
313
2025
77
76
78
79
309
2026
81
101
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.06
-0.04
0.04
-0.05
-0.11
2025
-0.09
-1.15
-0.08
-1.71
-3
2026
-0.12
-0.13
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
0.03
0.03
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Repay Holdings Corporation (NASDAQ: RPAY) provides integrated payment processing solutions to vertical markets with specific transaction needs, including personal loans, automotive loans, receivables management, and business-to-business sectors; its offerings encompass debit and credit card processing, Automated Clearing House (ACH) processing, e-cash, digital wallet services, virtual credit card processing, enhanced ACH, instant funding, clearing and settlement solutions, accounts payable automation, vendor payment services, messaging management, interactive voice response, text-to-pay, mobile applications, web portals, and electronic bill payment and presentment systems. The company operates through Consumer Payments and Business Payments segments, primarily in the United States, with over 280 software integrations and a focus on industries such as automotive financing, healthcare, hospitality, and credit unions. Founded in 2006 and headquartered in Atlanta, Georgia, Repay Holdings delivers these solutions via direct sales, software partners, and omni-channel platforms that enable seamless inbound and outbound payments. In recent developments, the company enhanced its MeridianLink integration in June 2025 to support streamlined account funding via debit cards, ACH, and digital wallets like Apple Pay and Google Pay for credit unions and banks; partnered with Yooz in October 2025 to advance accounts payable automation through embedded vendor payments; collaborated with Emotive Software in October 2025 to integrate payment technology with automotive finance and compliance platforms; increased its share repurchase authorization to $75 million in May 2025 while generating stable free cash flow; and maintained 283 software partner relationships as of Q1 2025 with 19% year-over-year growth in instant funding transaction volumes.

Company News

  • REPAY Appoints Charles Nabhan as New Head of Investor Relations

  • Earnings Estimates Rising for Repay Holdings (RPAY): Will It Gain?

  • REPAY Joins Visa Platform Connect, Granting ISO and ISV Clients Next-Generation Payment Infrastructure

  • Repay Eyes Faster Growth, Debt Reduction as KUBRA Builds Consumer Billing Platform

  • Repay Holdings Corporation (RPAY) Q2 2026 Earnings Call Transcript

  • Repay Q2 Earnings Call Highlights

  • Repay Holdings (RPAY) Meets Q2 Earnings Estimates

  • REPAY Reports Second Quarter 2026 Financial Results

  • REPAY Introduces REPAY Voice™ for Natural, Conversational Phone Payments

  • REPAY to Attend Upcoming Investor Conferences

  • REPAY to Announce Second Quarter 2026 Results on August 10, 2026

  • REPAY and SBT Bring Compliant Text Communications and Payments to the Accounts Receivable Management and Financial Services Industries

  • REPAY Appoints Zach Sadek to its Board of Directors

  • REPAY Confirms Receipt of Revised Unsolicited, Non-Binding Proposal from Forager Capital Management

  • REPAY Completes Successful Proof of Concept for Stablecoin Payments

  • Silver Point Leads $500 Million Term Loan Financing Supporting Acquisition of KUBRA by REPAY

  • Silver Point Leads $500 Million Term Loan Financing Supporting Acquisition of KUBRA by REPAY

  • Repay Directors Receive Less Support Than Nearly Every Director in Corporate America Despite Facing No Opposing Director Nominees

  • REPAY Announces Inducement Award Grant for Rick Watkin

  • REPAY Completes Acquisition of KUBRA