Repay Holdings Corporation

Repay Holdings Corporation

RPAY
Repay Holdings CorporationUS flagNASDAQ Capital Market
3.65
USD
-0.28
- -
321.52MMarket Cap
2017 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
- -
14.4
4.03
- -
2.97
2.63
3.14
3.29
3.48
3.61
3.72
Basic EPS, GAAP
- -
1.45
0.33
- -
-2.02
-0.6
0.14
-1.23
-0.11
-3
-3.08
Free Cash Flow per Basic Share
- -
2.71
0.57
- -
0.08
0.61
0.77
0.99
1.66
1.06
0.98
Dividend per Share
- -
0.84
0.2
- -
0.03
- -
0.01
0.04
0.03
- -
- -
Book Value per Share
- -
- -
7.75
-1.87
-3.37
-2.71
-2.4
-3.59
-3.71
-6.9
-7.15
Tangible Book Value per Share
- -
- -
-2.44
-8.07
-5.21
-5.87
-4.51
-3.7
-3.7
-3.77
-4.02
Basic Weighted Avg Shares
- -
7
32
38
52
83
89
90
90
86
84
Sales/Revenue/Turnover
- -
94
130
- -
155
219
279
297
313
309
313
Operating Margin (%)
- -
15.21
11.93
- -
-22.27
-20.97
-15.19
-8.63
-2.48
-3.89
-2.69
Depreciation Expense
- -
7
10
- -
61
90
108
104
104
102
102
Net Income, GAAP
- -
9
11
- -
-106
-50
13
-110
-10
-257
-259
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
41.39
- -
- -
- -
- -
Profit Margin (%)
- -
10.06
8.1
- -
-68.11
-22.84
4.6
-37.25
-3.24
-83.01
-82.73
Working Capital
- -
- -
-1
-8
54
3
35
123
173
-44
58
LT Debt
- -
- -
89
208
259
458
460
441
507
289
399
Total Equity
- -
- -
109
420
556
913
928
831
773
482
475
Return on Invested Capital (%)
- -
16,207.21
15.24
- -
- -
- -
-1.8
- -
- -
- -
- -
Return on Capital (%)
- -
19,943.12
9.65
- -
- -
- -
7.02
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
148
148
1
LT Borrowings
280
280
391
LT Finance Leases
9
9
8
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
82
82
83
Market Capitalization
456
312
218

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
180
197
131
Cash, Cash Equivalents & STI
96
116
44
Accounts Receivable, Net
33
33
37
Inventories
- -
- -
- -
Total Current Liabilities
222
241
73
Payables & Accruals
74
78
71
ST Debt
148
148
1
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
2.14%
-37.69%
Free Cash Flow
- -
238.28%
-39.22%
Net Income, GAAP
- -
239.6%
2,427.81%
Sales/Revenue/Turnover
- -
15.86%
-1.21%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
81
75
79
78
313
2025
77
76
78
79
309
2026
81
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.06
-0.04
0.04
-0.05
-0.11
2025
-0.09
-1.15
-0.08
-1.71
-3
2026
-0.12
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
0.03
0.03
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
John Andrew Morris
Full Time Employees
465
Sector
Technology
Industry
Software - Infrastructure
Address
3 West Paces Ferry Road Atlanta GA United States of America 30305
IPO Date
Jul 17, 2018
Website
repay.com
Business
Repay Holdings Corporation (NASDAQ: RPAY) provides integrated payment processing solutions to vertical markets with specific transaction needs, including personal loans, automotive loans, receivables management, and business-to-business sectors; its offerings encompass debit and credit card processing, Automated Clearing House (ACH) processing, e-cash, digital wallet services, virtual credit card processing, enhanced ACH, instant funding, clearing and settlement solutions, accounts payable automation, vendor payment services, messaging management, interactive voice response, text-to-pay, mobile applications, web portals, and electronic bill payment and presentment systems. The company operates through Consumer Payments and Business Payments segments, primarily in the United States, with over 280 software integrations and a focus on industries such as automotive financing, healthcare, hospitality, and credit unions. Founded in 2006 and headquartered in Atlanta, Georgia, Repay Holdings delivers these solutions via direct sales, software partners, and omni-channel platforms that enable seamless inbound and outbound payments. In recent developments, the company enhanced its MeridianLink integration in June 2025 to support streamlined account funding via debit cards, ACH, and digital wallets like Apple Pay and Google Pay for credit unions and banks; partnered with Yooz in October 2025 to advance accounts payable automation through embedded vendor payments; collaborated with Emotive Software in October 2025 to integrate payment technology with automotive finance and compliance platforms; increased its share repurchase authorization to $75 million in May 2025 while generating stable free cash flow; and maintained 283 software partner relationships as of Q1 2025 with 19% year-over-year growth in instant funding transaction volumes.

Company News

APIChat
  • REPAY Announces Inducement Award Grant for Rick Watkin

  • REPAY Completes Acquisition of KUBRA

  • REPAY Completes Acquisition of KUBRA

  • Is Repay (RPAY) Stock Undervalued Right Now?

  • REPAY Announces Inducement Award Grants for Matt Morrow

  • Should Value Investors Buy Repay (RPAY) Stock?

  • REPAY to Attend Upcoming Truist Securities Financial Services Conference

  • Repay Holdings Corporation (RPAY) Q1 2026 Earnings Call Transcript

  • REPAY Reports First Quarter 2026 Financial Results

  • REPAY Provides Preliminary First Quarter 2026 Results and Raising Full Year 2026 Adjusted EBITDA Outlook

  • Analyzing Repay (NASDAQ:RPAY) and Pax Global Tech (OTCMKTS:PXGYF)

  • REPAY to Announce First Quarter 2026 Results on May 4, 2026

  • These 3 Fintech Stocks Offer High Risk/Reward Potential

  • REPAY Announces New Consumer Payments Leader

  • REPAY Adopts Limited Duration Stockholder Rights Plan

  • REPAY Issues Statement on Veradace Partners' Letter and Reiterates Commitment to KUBRA Acquisition

  • Repay (NASDAQ:RPAY) & WEX (NYSE:WEX) Critical Survey

  • Veradace Partners Issues Letter to Repay Independent Board Members Calling for the Termination of the KUBRA Acquisition and Shareholder Board Additions Given Shareholder Opposition to KUBRA Deal

  • Critical Contrast: Loomis (OTCMKTS:LOIMF) vs. Repay (NASDAQ:RPAY)

  • Repay Holdings Corporation (RPAY) M&A Call Transcript