Royal Bank of Canada

Royal Bank of Canada

RY
Royal Bank of CanadaUS flagNew York Stock Exchange
210.59
USD
-1.48
- -
292.67BMarket Cap
2022 Y
2023 Y
2023 Y
2023 Y
2023 Y
2024 Y
2024 Y
2024 Y
2024 Y
2025 Y
2025 Y
2025 Y
2025 Y
TTM
Revenue per Share
34.75
- -
- -
- -
37.09
- -
- -
- -
40.72
- -
- -
- -
47.22
49.62
Basic EPS, GAAP
11.08
- -
- -
- -
10.33
- -
- -
- -
11.27
- -
- -
- -
14.1
15.42
Free Cash Flow per Basic Share
13.85
- -
- -
- -
16.79
- -
- -
- -
14.77
- -
- -
- -
37.6
50.87
Dividend per Share
4.96
- -
- -
- -
3.99
- -
- -
- -
4.7
- -
- -
- -
6.25
6.58
Book Value per Share
72.71
- -
- -
- -
76.92
- -
- -
- -
83.47
- -
- -
- -
91.03
93.27
Tangible Book Value per Share
59.46
- -
- -
- -
63.71
- -
- -
- -
64.32
- -
- -
- -
71.88
74.17
Basic Weighted Avg Shares
1,404
1,394
1,388
1,388
1,391
1,397
1,403
1,408
1,412
1,414
1,414
1,412
1,409
1,401
Sales/Revenue/Turnover
48,775
- -
- -
- -
51,591
- -
- -
- -
57,491
- -
- -
- -
66,532
69,508
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2,652
- -
- -
- -
2,854
- -
- -
- -
2,981
- -
- -
- -
3,079
2,957
Net Income, GAAP
15,794
- -
- -
- -
14,605
- -
- -
- -
16,230
- -
- -
- -
20,362
22,138
Effective Tax Rate (%)
21.39
- -
- -
- -
19.64
- -
- -
- -
18.24
- -
- -
- -
20.59
21.51
Profit Margin (%)
32.38
- -
- -
- -
28.31
- -
- -
- -
28.23
- -
- -
- -
30.6
31.85
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
282,224
- -
- -
- -
321,030
- -
- -
- -
328,326
- -
- -
- -
358,395
361,797
Total Equity
108,175
- -
- -
- -
115,147
- -
- -
- -
127,192
- -
- -
- -
139,151
140,773
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
30.87
- -
- -
- -
26.68
- -
- -
- -
26.95
- -
- -
- -
31.18
17.17

Capital Structure

FRC

in mil. unless spec.
Oct'25
Jan'26
Apr'26
ST Debt
187,044
207,488
211,874
LT Borrowings
353,809
347,208
361,797
LT Finance Leases
4,586
- -
- -
Preferred Equity and Hybrid Capital
11,643
11,154
11,154
Shares Outstanding
1,400
1,397
1,389
Market Capitalization
287,520
316,373
339,816

Working Capital

FRC

in mil. unless spec.
Oct'25
Jan'26
Apr'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
165,279
465,102
369,420
Accounts Receivable, Net
13,369
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
41,666
- -
- -
ST Debt
187,044
207,488
211,874
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
9.4%
Free Cash Flow
- -
- -
153.98%
Net Income, GAAP
- -
- -
25.46%
Sales/Revenue/Turnover
- -
- -
15.73%
Total Cash Common Dividend
- -
- -
31.53%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
15,063
- -
- -
- -
- -
2025
17,196
- -
- -
- -
66,532
2026
17,923
17,429
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.92
- -
- -
- -
- -
2025
3.77
- -
- -
- -
14.1
2026
4.03
3.86
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.5
- -
- -
- -
- -
2025
1.63
- -
- -
- -
6.25
2026
1.64
1.75
- -
- -
- -

Company Description

CEO
David I. McKay
Full Time Employees
97,795
Sector
Financial Services
Industry
Banks - Diversified
Address
Royal Bank Plaza Toronto ON Canada M5J 2J5
IPO Date
Oct 16, 1995
Website
rbc.com
Business
Royal Bank of Canada (RBC) (NYSE: RY; TSX: RY) operates as one of the largest banks in the world by market capitalization, providing a comprehensive range of personal and commercial banking, wealth management, insurance, and capital markets products and services; these include deposit accounts, mortgages, credit cards, personal loans, and investment advisory services through RBC Royal Bank; business banking solutions such as cash management, trade finance, and commercial lending via RBC Business Banking; wealth management offerings encompassing portfolio management, financial planning, and private banking under RBC Wealth Management; insurance products including life, health, travel, home, and auto coverage through RBC Insurance; and capital markets services like equity and debt underwriting, mergers and acquisitions advisory, trading, and institutional custody through RBC Capital Markets. The bank serves individual consumers, small and medium-sized enterprises, large corporations, institutional investors, and governments primarily in Canada, with significant operations in the United States and the United Kingdom; it also maintains a presence in over 36 countries across Europe, Asia, and the Caribbean. Founded in 1864 and headquartered in Toronto, Ontario, Canada, RBC structures its activities across four principal operating segments: Personal and Commercial Banking, Wealth Management, Insurance, and Capital Markets. In recent developments, RBC completed the acquisition of HSBC Canada in 2024, significantly expanding its presence in personal and business banking across Canada with over CAD 100 billion in assets transferred; the bank also announced a strategic partnership with Microsoft in 2024 to leverage cloud and AI technologies for enhanced client services and operational efficiency. Additionally, RBC launched new digital banking features and sustainability-linked financing products in 2025, aligning with its commitment to net-zero emissions by 2050, and reported strong quarterly earnings driven by growth in wealth management assets under administration.

Company News

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