1. Finland Stocks

  2. •

    Financial Services

  3. •

    Insurance - Diversified
Sampo Oyj

Sampo Oyj

SAXPF
Sampo OyjUS flagOther OTC
10.25
USD
- -
- -
27.21BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
2.18
2.16
2.18
2.23
2.49
2.79
3.07
3.05
3.65
2.9
3.36
3.59
3.84
3.81
Basic EPS, GAAP
0.52
0.55
0.59
0.59
0.79
0.61
0.41
0.01
0.93
0.79
0.52
0.45
0.74
0.43
Free Cash Flow per Basic Share
0.08
0.59
0.12
0.07
0.45
-0.07
0.55
0.29
0.43
0.01
0.38
0.46
0.59
0.56
Dividend per Share
0.27
0.33
0.39
0.43
0.46
0.52
0.57
0.3
0.34
0.82
0.52
0.35
0.34
- -
Book Value per Share
2.95
3.13
3.37
3.5
3.85
3.98
3.66
3.38
3.63
3.23
2.56
1.67
1.87
1.47
Tangible Book Value per Share
3.53
3.65
3.82
4.04
4.07
3.92
3.74
3.06
3.54
2.52
1.6
1.34
1.71
1.19
Basic Weighted Avg Shares
2,800
2,800
2,800
2,800
2,800
2,775
2,775
2,775
2,770
2,654
2,530
2,561
2,685
2,766
Sales/Revenue/Turnover
6,097
6,042
6,101
6,234
6,975
7,750
8,532
8,467
10,114
7,698
8,511
9,203
10,322
10,533
Operating Margin (%)
27.36
29.11
30.96
30.01
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
18
21
16
18
29
59
78
122
187
170
158
180
211
196
Net Income, GAAP
1,452
1,540
1,656
1,650
2,216
1,687
1,130
37
2,567
2,107
1,323
1,154
1,998
1,202
Effective Tax Rate (%)
12.95
12.51
12.29
11.81
9.79
15.14
19.73
70.26
13.34
19.02
22.89
21.17
18.02
21.51
Profit Margin (%)
23.81
25.49
27.14
26.47
31.77
21.77
13.24
0.44
25.38
27.37
15.54
12.54
19.36
11.41
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
2,169
2,337
2,296
3,384
3,530
4,677
5,024
5,096
2,016
3,582
2,958
3,083
2,715
2,837
Total Equity
10,644
10,923
11,411
11,934
13,508
13,014
12,543
12,258
13,456
10,178
7,687
7,059
8,092
6,840
Return on Invested Capital (%)
10.72
11
11.49
10.54
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
14.48
14.33
14.58
13.11
15.38
10.15
6.4
-0.03
17.92
16.09
11.55
13.49
27.2
15.85
Return on Common Equity (%)
18.3
18.09
18.22
17.17
21.53
15.45
10.66
0.38
26.43
22.63
17.57
21.47
42.97
23.42

Capital Structure

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
2,949
2,979
2,837
LT Finance Leases
134
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2,691
2,691
2,691
Market Capitalization
27,779
25,835
24,427

Working Capital

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
962
1,819
1,321
Accounts Receivable, Net
8
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-2.44%
-6.52%
14.63%
Free Cash Flow
228.81%
569.06%
34.51%
Net Income, GAAP
672.34%
1,368.62%
73.14%
Sales/Revenue/Turnover
6.09%
5.28%
12.16%
Total Cash Common Dividend
6.81%
15%
1.33%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3,291
2,469
2,097
2,308
9,203
2025
3,346
2,782
2,903
- -
10,322
2026
3,152
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.14
0.12
- -
0.06
0.45
2025
0.11
0.16
0.2
- -
0.74
2026
-0.02
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.35
2025
- -
- -
- -
- -
0.34
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Morten Thorsrud
Full Time Employees
15,013
Sector
Financial Services
Industry
Insurance - Diversified
Address
Fabianinkatu 27 Helsinki Finland 00100
IPO Date
Jun 9, 2010
Website
sampo.com
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Business
Sampo Oyj operates as a prominent property and casualty insurance group, serving customers across the Nordic region, the Baltic states, and the United Kingdom. The company strategically shifted its focus to become a pure non-life insurer following the demerger of its Mandatum life insurance and wealth management business in October 2023. With a history dating back to 1909 in Helsinki, Finland, Sampo delivers its diverse range of insurance solutions through core brands such as If, Topdanmark, and Hastings. Its comprehensive product portfolio includes household, motor, accident, travel, property, sickness, marine, aviation, transport, forest, livestock, and various liability coverages. The group recently streamlined its reporting structure, effective from the first quarter of 2025, to highlight its operational business areas: Nordic Private Customers, Nordic Corporate Customers, Nordic Large Corporate Customers, and United Kingdom, with additional operations covering its Baltic activities. This strategic alignment underscores its commitment to disciplined underwriting, robust operational capabilities, and customer-centric growth, particularly emphasizing organic expansion in its key Nordic and UK markets.

Company News

APIChat

  • seekingalpha.com

    Sampo Oyj (SAXPY) Q1 2026 Earnings Call Transcript

  • seekingalpha.com

    Sampo Oyj (SAXPY) Shareholder/Analyst Call Prepared Remarks Transcript

  • seekingalpha.com

    Sampo Oyj (SAXPY) Q4 2025 Earnings Call Transcript

  • seekingalpha.com

    Sampo Oyj (SAXPY) Q3 2025 Earnings Call Transcript

  • seekingalpha.com

    Sampo Oyj (SAXPF) Q2 2025 Earnings Call Transcript

  • seekingalpha.com

    Sampo Oyj (SAXPF) Q1 2025 Earnings Call Transcript

  • seekingalpha.com

    Sampo Oyj (SAXPF) Q4 2024 Earnings Call Transcript

  • seekingalpha.com

    Sampo Oyj (SAXPF) Q3 2024 Earnings Call Transcript

  • seekingalpha.com

    Sampo Oyj (SAXPF) Q1 2024 Earnings Call Transcript

  • seekingalpha.com

    Sampo Oyj (SAXPF) Q4 2023 Earnings Call Transcript

  • seekingalpha.com

    Sampo Oyj (SAXPF) Q3 2023 Earnings Call Transcript

  • globenewswire.com

    Sampo has applied for Mandatum to be listed on Nasdaq Helsinki

  • globenewswire.com

    Mandatum's Investor event 2023: Strategy focused on growth and stable capital distribution

  • seekingalpha.com

    Sampo Oyj (SAXPF) Q1 2023 Earnings Call Transcript

  • seekingalpha.com

    Sampo Oyj (SAXPF) Q4 2022 Earnings Call Transcript

  • seekingalpha.com

    Sampo Oyj (SAXPF) Q3 2022 Earnings Call Transcript

  • seekingalpha.com

    Sampo: Buy This +4% Yielding Best Of Breed Insurer

  • seekingalpha.com

    Sampo Oyj (SAXPF) CEO Torbjörn Magnusson on Q2 2022 Results - Earnings Call Transcript

  • seekingalpha.com

    The Scandinavian Shopping List In A Time Of Bargains

  • seekingalpha.com

    Sampo Oyj (SAXPF) CEO Torbjörn Magnusson on Q1 2022 Results - Earnings Call Transcript