AEON Thana Sinsap (Thailand) Public Co. Ltd.

AEON Thana Sinsap (Thailand) Public Co. Ltd.

89.50
THB
0.00
(0.00%)
23.42BMarket Cap
Jan 13Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
49.98
56.88
58.38
60.73
63.82
70.81
80.21
71.85
70.49
74.93
71.82
70.6
69.52
- -
Basic EPS, GAAP
10.01
9.67
9.79
9.61
11.87
14.03
15.9
14.76
14.21
15.26
13.04
11.44
12.44
- -
Free Cash Flow per Basic Share
-26.59
-8.87
-6.58
1.58
-24.19
-11.76
-12.9
29.43
1.06
3.27
16.05
16.42
24.46
- -
Dividend per Share
3.45
3.45
3.45
3.47
3.51
4.78
4.96
4.49
5.23
5.22
5.54
5.56
5.66
2.64
Book Value per Share
35.62
41.78
48.69
54.79
62.95
72.22
82.91
68.23
79.55
91.29
97.89
105.67
109.88
113.9
Tangible Book Value per Share
33.14
38.83
46.09
52.42
60.84
70.1
80.33
65.44
75.87
87.59
94.49
102.45
106.74
110.87
Basic Weighted Avg Shares
250
250
250
250
250
250
250
250
250
250
250
250
249
248
Sales/Revenue/Turnover
12,494
14,221
14,596
15,182
15,955
17,703
20,053
17,962
17,623
18,732
17,955
17,650
17,284
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
544
559
578
563
573
554
549
1,123
1,099
1,052
1,020
971
944
- -
Net Income, GAAP
2,501
2,418
2,446
2,403
2,966
3,506
3,975
3,690
3,553
3,815
3,259
2,860
3,094
- -
Effective Tax Rate (%)
20.26
20.19
20.27
19.74
19.38
19.57
19.9
20.81
21.86
20.12
19.79
23.32
20.15
- -
Profit Margin (%)
20.02
17
16.76
15.83
18.59
19.81
19.82
20.54
20.16
20.37
18.15
16.21
17.9
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
36,314
35,760
38,612
42,811
42,795
50,570
50,686
48,728
39,509
49,291
43,187
37,265
31,946
26,216
Total Equity
8,907
10,445
12,257
13,773
15,822
18,388
21,125
17,380
20,264
23,348
25,062
27,054
28,129
29,111
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
4.79
4.15
3.78
3.44
4.06
4.38
4.44
4.32
4.23
4.16
3.56
3.17
3.61
- -
Return on Common Equity (%)
30.95
24.99
21.63
18.58
20.16
20.75
20.5
19.53
19.23
17.87
13.78
11.24
11.54
- -

Capital Structure

THB

•

in mil. unless spec.
Nov'26
Feb'26
May'27
ST Debt
16,312
22,422
27,599
LT Borrowings
40,427
31,641
25,964
LT Finance Leases
360
306
252
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
248
248
247
Market Capitalization
23,760
24,255
23,417

Working Capital

THB

•

in mil. unless spec.
Nov'26
Feb'26
May'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,438
3,822
4,145
Accounts Receivable, Net
111
94
126
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
1,849
1,621
1,838
ST Debt
16,312
22,422
27,599
Deferred Revenue
- -
227
- -

Growth Rates

THB

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.17%
10.22%
3.97%
Free Cash Flow
-157.09%
110.37%
48.13%
Net Income, GAAP
3.11%
-2.99%
8.17%
Sales/Revenue/Turnover
1.94%
-0.7%
-2.07%
Total Cash Common Dividend
5.63%
4.82%
1.26%

Quarterly Revenue

THB

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
4,423
4,619
4,300
4,308
17,650
2026
4,290
- -
4,259
4,389
17,284
2027
4,087
- -
- -
- -
- -

Quarterly Earnings Per Share

THB

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
2.1
3.29
3.15
2.9
11.44
2026
3.09
- -
2.49
3.69
12.44
2027
3.2
- -
- -
- -
- -

Quarterly Dividends Per Share

THB

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
2.98
2.56
0.02
5.56
2026
0.01
- -
2.55
0.09
5.66
2027
- -
- -
- -
- -
- -

Company Description

CEO
Toshiya Shimakata
Full Time Employees
4,219
Sector
Finance
Industry
Finance/Rental/Leasing
Address
388, Exchange Tower Bangkok BM Thailand 10110
IPO Date
Dec 11, 2001
Website
aeon.co.th
Business
AEON Thana Sinsap (Thailand) Public Company Limited operates as a financial services company primarily engaged in consumer finance and retail credit services. The company offers a wide range of products including personal loans; credit card issuance and management; hire purchase financing for automobiles, motorcycles, and other durable goods; and insurance brokerage services. It also provides credit assessment, debt collection, and related financial advisory services. AEON Thana Sinsap targets retail customers across Thailand, providing convenient financial solutions for consumer purchases and personal funding needs. The company has expanded its strategic operations through recent partnerships and business initiatives aimed at broadening its product offerings and digital capabilities. In the last 1-2 years, AEON Thana Sinsap has entered into new alliances to enhance its fintech presence and launched innovative digital lending platforms, reflecting a shift towards integrated digital financial services. The company continuously updates its product portfolio with new consumer credit products tailored to evolving market demand. It remains active in strategic financing collaborations to fuel growth and customer acquisition. Founded in 1995 and headquartered in Bangkok, Thailand, AEON Thana Sinsap operates mainly within the Thai market, supported by a network of branches and agents throughout the country. It is part of the AEON Group, a larger Japanese financial services conglomerate, benefiting from extensive regional expertise and brand recognition. Its market segments cover consumer finance, leasing, insurance brokerage, and related financial services, serving individuals and small businesses. This comprehensive suite of financial products and recent strategic digital expansions position AEON Thana Sinsap as a significant player in Thailand's consumer finance industry, combining traditional credit products with new-age digital financial services to meet diverse customer needs effectively.