Charan Insurance Public Co., Ltd.

Charan Insurance Public Co., Ltd.

20.60
THB
+0.10
(+0.49%)
5.94EPS
2.84P/E
202.80MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
16.47
19
21.05
17.37
16.19
16.34
28.64
24.38
13.63
40.12
26.09
27.58
33.91
29.65
Basic EPS, GAAP
0.15
1.8
3
2.12
1.11
0.52
-2.59
4.27
-2.36
5.82
2.28
-0.17
2.55
5.94
Free Cash Flow per Basic Share
0.34
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
1.5
0.75
1.25
2
1.5
1
0.5
0.5
2.6
- -
2
1.25
- -
- -
Book Value per Share
45.3
48.19
48.9
49.49
50.17
48.04
44.05
46.44
43
48.6
47.37
44.82
48.85
53
Tangible Book Value per Share
45.28
48.17
48.88
49.48
50.16
48.04
44.05
46.44
43
48.6
47.37
44.82
48.85
53
Basic Weighted Avg Shares
12
12
12
12
12
12
12
12
12
12
12
12
12
12
Sales/Revenue/Turnover
198
228
253
208
194
196
344
293
164
481
313
331
407
357
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
2
22
36
25
13
6
-31
51
-28
70
27
-2
31
71
Effective Tax Rate (%)
75.88
16.91
17.15
15.08
8.78
- -
- -
14.46
- -
18
11.07
124.73
8.6
2.23
Profit Margin (%)
0.92
9.47
14.23
12.23
6.84
3.16
-9.04
17.51
-17.31
14.5
8.74
-0.61
7.53
20.04
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
2
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Equity
544
578
587
594
602
577
529
557
516
583
568
538
586
636
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
0.32
3.83
6.17
4.32
2.22
- -
- -
9.44
- -
12.7
4.75
-0.36
5.45
11.78
Return on Common Equity (%)
0.32
3.85
6.17
4.32
2.22
1.05
-5.62
9.44
-5.28
12.7
4.75
-0.36
5.45
11.78

Capital Structure

THB

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
12
12
12
Market Capitalization
174
200
203

Working Capital

THB

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
252
240
277
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
2
4
2
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

THB

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.21%
1.34%
8.98%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
-328.46%
-457.69%
-1,618.48%
Sales/Revenue/Turnover
18.1%
28.79%
22.94%
Total Cash Common Dividend
- -
- -
-100%

Quarterly Revenue

THB

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
67
74
80
108
331
2025
98
112
105
91
407
2026
80
80
- -
- -
- -

Quarterly Earnings Per Share

THB

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.18
0.1
-0.29
0.39
-0.17
2025
0.98
-0.42
0.48
1.78
2.55
2026
2.26
1.43
- -
- -
- -

Quarterly Dividends Per Share

THB

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.25
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Sukich Charanvas
Full Time Employees
88
Sector
Finance
Industry
Property/Casualty insurance
Address
408/1 Ratchadapisak Road Bangkok BM Thailand 10310
IPO Date
Feb 1, 1993
Business
Charan Insurance Public Company Limited is a Thailand-based non-life insurance company providing a comprehensive range of insurance products and services. Its core offerings include fire insurance; marine cargo and transportation insurance; motor vehicle insurance covering categories 2 and 3 legal liability; miscellaneous insurance such as personal accident, burglary, machinery breakdown, electronic equipment, and various specialized insurances including terrorism property, product liability, and travel accident insurance. The company also offers investment services related to its insurance business. Founded in 1954 and headquartered in Bangkok, Charan Insurance operates primarily in the Thai market and targets individuals, businesses, and specialized sectors requiring tailored non-life insurance coverage. In recent years, Charan Insurance has experienced notable operational and regulatory changes. Most significantly, in 2025, the company faced a temporary suspension of its securities trading on the Stock Exchange of Thailand due to delays in submitting financial statements for the second quarter, indicating challenges in financial compliance and transparency. In response, the company has been actively updating shareholders with timely communications, including minutes of shareholder meetings and regulatory filings. Despite these challenges, Charan Insurance continues to maintain its underwriting in all major non-life insurance sectors and is undergoing business transformation efforts to enhance competitiveness and risk management capabilities. The company has not reported major new product launches or acquisitions in the last year but remains focused on sustaining its longstanding presence in the insurance industry in Thailand. Charan Insurance operates through a broad portfolio of insurance products categorized primarily as property insurance, motor insurance, marine insurance, and miscellaneous insurance, addressing diverse risk profiles. It serves retail and commercial clients with offerings designed to protect against property damage, liability, accidents, and transportation-related risks. Alongside its insurance underwriting, the company manages investments associated with its insurance funds to support its financial position. The firm's business transformation efforts are aimed at strengthening enterprise risk management and enhancing long-term stakeholder value in a competitive market environment.