CIMB Thai Bank Public Co. Ltd.

CIMB Thai Bank Public Co. Ltd.

0.41
THB
+0.01
(+2.50%)
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.43
0.45
0.54
0.51
0.47
0.44
0.42
0.39
0.37
0.35
0.36
0.38
0.37
0.36
Basic EPS, GAAP
0.06
0.04
0.05
-0.02
0.01
- -
0.06
0.04
0.07
0.08
0.05
0.08
0.06
0.08
Free Cash Flow per Basic Share
0.01
0.06
-0.66
-0.46
-0.88
0.43
-0.26
0.2
0.42
0.97
0.22
0.02
-0.13
-0.3
Dividend per Share
- -
0.01
0.01
0.01
- -
- -
- -
0.01
0.01
0.01
0.01
- -
0.04
- -
Book Value per Share
0.92
0.96
1.04
1.03
1.09
1.1
1.16
1.19
1.25
1.32
1.35
1.46
1.5
1.46
Tangible Book Value per Share
0.91
0.94
1.03
1.01
1.08
1.09
1.13
1.17
1.22
1.29
1.32
1.43
1.47
1.43
Basic Weighted Avg Shares
23,599
23,599
22,722
25,333
28,234
31,189
34,822
34,822
34,822
34,822
34,822
34,822
34,822
34,822
Sales/Revenue/Turnover
10,155
10,507
12,247
12,918
13,135
13,705
14,720
13,711
13,002
12,236
12,709
13,395
12,840
12,635
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
520
519
497
440
367
373
433
691
683
694
718
704
696
681
Net Income, GAAP
1,490
989
1,052
-630
385
7
2,018
1,291
2,441
2,911
1,605
2,852
2,257
2,733
Effective Tax Rate (%)
- -
19.99
21.26
- -
21.25
97.46
22.05
17.25
14.43
20.38
20.85
19.87
20.25
21.24
Profit Margin (%)
14.67
9.42
8.59
-4.87
2.93
0.05
13.71
9.41
18.77
23.79
12.63
21.29
17.58
21.63
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
82,573
24,512
33,994
25,582
19,933
63,502
69,212
95,130
102,218
88,766
118,890
96,996
115,559
105,739
Total Equity
21,790
22,591
27,108
26,705
33,052
38,317
40,432
41,544
43,403
45,850
46,979
50,747
52,193
50,761
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
7.04
4.46
4.24
-2.34
1.29
0.02
5.12
3.15
5.75
6.52
3.46
5.84
4.39
5.38

Capital Structure

THB

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
115,308
131,636
105,460
LT Finance Leases
251
290
279
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
34,822
34,822
34,822
Market Capitalization
- -
- -
- -

Working Capital

THB

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
89,208
85,645
84,066
Accounts Receivable, Net
8,459
7,528
8,417
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
8,972
10,791
12,081
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

THB

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.99%
4.69%
2.85%
Free Cash Flow
-116.35%
-150.99%
-821.02%
Net Income, GAAP
2,880.27%
24.07%
-20.85%
Sales/Revenue/Turnover
0.61%
-1.19%
-4.14%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

THB

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3,234
3,513
3,747
3,413
13,395
2025
3,324
2,172
3,769
3,003
12,840
2026
3,232
2,631
- -
- -
- -

Quarterly Earnings Per Share

THB

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.02
0.02
0.02
- -
0.08
2025
0.02
0.01
0.02
- -
0.06
2026
0.02
0.03
- -
- -
- -

Quarterly Dividends Per Share

THB

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
0.04
2026
- -
- -
- -
- -
- -

Company Description

CEO
Wut Thanittiraporn
Sector
Finance
Industry
Major banks
Address
Langsuan Building Bangkok Thailand 10330
IPO Date
Nov 22, 1978
Business
CIMB Thai Bank Public Company Limited (CIMBT.BK) operates as a universal commercial bank in Thailand, providing a comprehensive range of consumer banking, commercial banking, wholesale banking, transaction banking, investment banking, Islamic banking, and asset management products and services to retail, SME, and corporate clients through a nationwide network of approximately 48 branches and digital channels. Its offerings encompass retail deposits and loans, credit cards, personal financing, SME lending, corporate lending, financial advisory, securities brokerage, trade finance, treasury services, Shariah-compliant products, and fund management; the bank targets individual consumers, small and medium enterprises, and large corporates primarily within Thailand while leveraging its parent CIMB Group Holdings Berhad's ASEAN connectivity for cross-border opportunities. Founded in 1949 as The Union Bank of Bangkok, rebranded as BankThai in 1998, and acquired by Malaysia-based CIMB Group in 2008 with official rebranding to CIMB Thai in May 2009, the bank maintains headquarters at Langsuan Tower in Bangkok and lists on the Stock Exchange of Thailand as the eighth-largest commercial bank by assets. Recent developments include sustained financial recovery with net profit rising to THB2.85 billion in 2024 from THB1.61 billion in 2023, total assets expanding to THB549.7 billion in first-half 2025, non-performing loans improving to 2.6%, Fitch Ratings upgrade to 'AA(tha)' in August 2025 citing enhanced profitability and risk profile, and a strategic focus on digital transformation as a digital-led bank with ASEAN reach amid branch optimization from 54 to 48 locations.