Eastern Commercial Leasing PCL

Eastern Commercial Leasing PCL

0.74
THB
0.00
(0.00%)
0.11EPS
6.36P/E
1.18BMarket Cap
Nov 16Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.47
0.37
0.41
0.39
0.52
0.6
0.77
0.75
0.55
0.49
0.53
0.58
0.45
0.49
Basic EPS, GAAP
0.11
0.09
0.08
0.03
0.15
0.13
0.12
0.06
0.17
0.17
0.1
0.06
0.09
0.11
Free Cash Flow per Basic Share
0.13
-0.13
0.02
-0.67
-1.62
-1.77
-0.78
1.24
1.17
0.41
-0.47
-0.01
-0.55
-0.35
Dividend per Share
0.07
0.08
- -
- -
0.05
0.04
- -
- -
0.1
0.13
0.08
0.02
- -
- -
Book Value per Share
1.14
1.15
1.24
1.38
1.49
1.59
1.7
1.58
1.65
1.69
1.71
1.74
1.67
1.71
Tangible Book Value per Share
1.14
1.15
1.24
1.38
1.49
1.58
1.69
1.57
1.65
1.68
1.7
1.74
1.67
1.7
Basic Weighted Avg Shares
422
595
595
726
842
1,082
1,109
1,109
1,109
1,109
1,109
1,109
1,581
1,609
Sales/Revenue/Turnover
198
221
242
281
435
644
856
828
614
542
585
643
716
792
Operating Margin (%)
20.9
25.99
28.93
17.45
31.9
31.77
27.49
0.41
27.27
27.21
10.18
1.4
14.92
15.91
Depreciation Expense
20
21
25
7
8
9
13
23
21
17
15
13
15
16
Net Income, GAAP
46
55
50
25
129
142
130
62
194
185
108
62
138
180
Effective Tax Rate (%)
20.85
20.83
22.7
41.68
19.66
19.09
18.76
19.58
20.46
19.36
19.42
19.99
22.11
20.74
Profit Margin (%)
23.18
24.8
20.53
8.92
29.62
22.07
15.2
7.45
31.58
34.04
18.49
9.65
19.27
22.66
Working Capital
110
3
30
54
27
135
-657
-94
-6
-41
-27
-65
39
231
LT Debt
512
460
489
635
1,437
2,813
2,505
1,831
983
802
1,405
1,389
1,488
1,323
Total Equity
679
686
736
1,104
1,381
1,758
1,885
1,750
1,832
1,873
1,892
1,932
2,786
2,841
Return on Invested Capital (%)
2.54
1.65
2.61
1.95
5.26
2.06
1.27
0.26
2.93
3.21
1.48
3.91
4.29
2.35
Return on Capital (%)
2.55
2.94
2.62
2.55
6.38
2.78
1.92
0.94
3.65
4.06
2.35
1.26
2.52
3.36
Return on Common Equity (%)
7.94
8.03
7
2.72
10.36
9.07
7.14
3.39
10.83
9.96
5.75
3.24
5.85
6.49

Capital Structure

THB

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
1,698
1,628
1,545
LT Borrowings
1,452
1,494
1,281
LT Finance Leases
36
36
42
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,664
1,664
1,664
Market Capitalization
1,148
1,065
1,182

Working Capital

THB

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
1,840
1,889
1,855
Cash, Cash Equivalents & STI
38
91
61
Accounts Receivable, Net
1
1
1
Inventories
- -
- -
- -
Total Current Liabilities
1,801
1,703
1,624
Payables & Accruals
68
60
67
ST Debt
1,698
1,628
1,545
Deferred Revenue
34
15
12

Growth Rates

THB

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
15.68%
10.86%
44.18%
Free Cash Flow
257.02%
1,279.71%
6,782.25%
Net Income, GAAP
56.2%
49.61%
122.4%
Sales/Revenue/Turnover
14.01%
-1.68%
11.43%
Total Cash Common Dividend
- -
- -
-100%

Quarterly Revenue

THB

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
157
163
163
159
643
2025
154
163
188
211
716
2026
202
191
- -
- -
- -

Quarterly Earnings Per Share

THB

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.01
0.02
0.01
0.02
0.06
2025
0.01
0.02
0.02
0.04
0.09
2026
0.02
0.03
- -
- -
- -

Quarterly Dividends Per Share

THB

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.02
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Danucha Veerapong
Full Time Employees
230
Sector
Finance
Industry
Finance/Rental/Leasing
Address
976/1 Soi Rama 9 Hospital Bangkok BM Thailand 10310
IPO Date
Mar 22, 2004
Website
ecl.co.th
Business
Eastern Commercial Leasing Public Company Limited (EAST) engages in consumer and commercial credit financing in Thailand, focusing on vehicle hire purchase, personal and corporate loans, and sale with right of redemption arrangements; it also provides vehicle registration, insurance brokerage, and related renewal services. The company operates through Thailand-based branches and partnerships, serving individual customers and juristic entities, with additional offerings in life and auto-related insurance renewal services. Founded in 1982, EAST is headquartered in Bangkok, Thailand, and maintains a regional footprint to support its financing products and insurance-related services. Main products and services: hire purchase financing for used motor vehicles; consumer loans; corporate and SME lending; sale with right of redemption agreements; vehicle registration assistance; vehicle insurance brokerage; third-party liability and life insurance renewal services; value-added renewal and servicing support linked to financed assets. Recent strategic actions include partnerships and alliances within the financial services ecosystem, potential expansions of lending product lines, refinements to insurance renewal offerings, and ongoing assessments of distribution channels to broaden customer access; these efforts reflect the company’s emphasis on expanding its credit portfolios and complementing financing with ancillary vehicle-related services. Industry context and market positioning: operates in the personal credit and consumer finance segment within Thailand, with a focus on motor vehicle financing and related insurance services. Customer targets include individual borrowers and corporate clients requiring vehicle-related financial solutions, with a geographic focus on Thailand and operations anchored in Bangkok. The firm’s structure supports a diversified portfolio across financing, registration, and insurance services, positioning it to cross-sell integrated financial and vehicle-related offerings. Subsidiaries and parent relationships are oriented toward maintaining a localized hub for credit operations and service delivery in Thailand.