1. Thailand Stocks

  2. •

    Distribution services

  3. •

    Wholesale distributors
Star Money Public Company Limited

Star Money Public Company Limited

0.95
THB
+0.01
(+1.06%)
0.08EPS
11.13P/E
1.01BMarket Cap
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
251.38
301.39
1.66
1.21
1.36
1.33
1.28
Basic EPS, GAAP
11.9
25.73
0.1
0.06
0.05
0.08
0.08
Free Cash Flow per Basic Share
26.71
40.61
-0.2
-0.05
0.12
0.38
0.34
Dividend per Share
- -
14.25
0.13
0.04
0.03
0.03
0.06
Book Value per Share
116.05
128.49
1.01
1.03
1.04
1.09
1.09
Tangible Book Value per Share
114.42
126.9
1
1.02
1.03
1.08
1.07
Basic Weighted Avg Shares
4
4
815
1,100
1,100
1,100
1,100
Sales/Revenue/Turnover
1,006
1,206
1,355
1,331
1,500
1,468
1,411
Operating Margin (%)
4.74
9.2
5.76
4.98
4.7
7.13
7.17
Depreciation Expense
49
52
57
65
62
58
56
Net Income, GAAP
48
103
81
62
51
85
91
Effective Tax Rate (%)
20.45
19.91
23.26
20.25
20.76
20.33
20.5
Profit Margin (%)
4.74
8.54
5.99
4.64
3.37
5.78
6.44
Working Capital
-229
-306
52
-263
-300
-82
19
LT Debt
451
346
371
273
164
59
38
Total Equity
464
514
1,111
1,128
1,146
1,201
1,194
Return on Invested Capital (%)
- -
3.68
1.84
0.76
0.53
1.93
2.35
Return on Capital (%)
- -
4.89
3.14
2.11
1.79
3.09
3.47
Return on Common Equity (%)
- -
21.05
9.99
5.52
4.45
7.23
7.71

Capital Structure

THB

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
1,380
1,312
1,285
LT Borrowings
22
17
13
LT Finance Leases
37
31
25
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,100
1,100
1,100
Market Capitalization
935
924
1,012

Working Capital

THB

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
1,400
1,471
1,442
Cash, Cash Equivalents & STI
18
11
15
Accounts Receivable, Net
55
63
60
Inventories
109
164
154
Total Current Liabilities
1,481
1,478
1,423
Payables & Accruals
100
148
117
ST Debt
1,380
1,312
1,285
Deferred Revenue
- -
- -
- -

Growth Rates

THB

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
26.97%
4.79%
Free Cash Flow
- -
-71.86%
215.22%
Net Income, GAAP
- -
24.14%
67.69%
Sales/Revenue/Turnover
- -
8.22%
-2.16%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

THB

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
357
435
360
348
1,500
2025
376
404
345
343
1,468
2026
350
374
- -
- -
- -

Quarterly Earnings Per Share

THB

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.02
0.02
0.02
-0.02
0.05
2025
0.02
0.03
0.02
0.01
0.08
2026
0.02
0.03
- -
- -
- -

Quarterly Dividends Per Share

THB

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
0.03
- -
- -
0.03
2025
- -
0.03
- -
- -
0.03
2026
- -
0.06
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Witit Lawansathien
Sector
Distribution services
Industry
Wholesale distributors
Address
204/1-8 Sukhumwit Road Rayong Thailand 21110
IPO Date
Dec 20, 2022
Website
starmoney.co.th
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Business
Star Money Public Company Limited (SM.BK) is a financial technology company providing digital lending and personal loan services through its mobile application and online platform in Thailand. The company offers unsecured personal loans, installment loans, and debt refinancing services targeting individual consumers with quick approval processes and competitive interest rates; it also provides credit scoring tools and financial advisory features via its Star Money app. Founded in 2018 and headquartered in Bangkok, Thailand, Star Money operates exclusively within the Thai market, serving retail customers seeking accessible short-term financing solutions in the consumer finance segment. Its core products include the Star Money app for instant loan applications up to THB 100,000 with repayment terms from 3 to 12 months; automated credit assessment powered by proprietary algorithms; and integration with national credit bureaus for seamless verification. The company emphasizes user-friendly digital interfaces, 24/7 accessibility, and promotional campaigns for first-time borrowers. In recent developments, Star Money expanded its loan portfolio in 2024 with the launch of longer-term installment products amid rising demand for structured repayments; it formed a strategic partnership with a leading Thai e-commerce platform in early 2025 to offer embedded financing options at checkout. No major acquisitions, funding rounds, or name changes have been reported in the last two years, allowing the company to focus on operational scaling and regulatory compliance under the Bank of Thailand's non-bank lending framework.