- CEO
- Sakchai Peechapat
- Full Time Employees
- 5,790
- Sector
- Finance
- Industry
- Regional banks
- Address
- 48/49 TISCO Tower Bangkok BM Thailand 10500
- IPO Date
- Jan 15, 2009
- Business
- TISCO Financial Group Public Company Limited, a financial holding company headquartered in Bangkok, Thailand, and founded in 1969 as Thailand's first investment bank, provides comprehensive commercial banking, securities, asset management, and support services primarily to retail, small and medium-sized enterprise, corporate, and high-net-worth clients across Thailand through over 50 bank branches and 300 microfinance offices. The group operates via its key subsidiaries, including TISCO Bank Public Company Limited, offering retail banking products such as hire purchase lending for new and used cars and motorcycles, loans against auto licenses (Auto Cash), housing loans, consumer loans, small business loans, life and non-life insurance, bancassurance; corporate banking encompassing revolving credit, project finance, long-term loans, commercial lending, bank guarantees, financial advisory, custodian services, investment banking, and car inventory finance; as well as wealth and asset management services including stock brokerage for individual and institutional investors, provident funds, private funds, mutual funds, depository services, and financial management. In capital markets, it delivers brokerage, derivatives brokerage, and investment banking advisory for mergers, acquisitions, valuations, initial public offerings, and project financing. As of September 30, 2025, total loans stand at THB 230.4 billion with non-performing loans at 2.31%, assets under management reach THB 440.8 billion (market-leading 20.4% share in provident funds), and the group maintains a strong BIS ratio of 19.3% with a cost-to-income ratio of 43.4%. Recent developments include interim dividend payments of THB 2.00 per share in September 2025 totaling THB 1.6 billion, sustained expansion in high-yield hire purchase and Auto Cash loans amid economic challenges, participation in the Bank of Thailand's "You Fight, We Help" Phase 2 debt restructuring program assisting THB 5.7 billion in eligible clients, increased expected credit loss provisioning to 1.4% of average loans for risk cushioning, new mutual fund issuances boosting asset management fees by 11.4% year-over-year in 3Q25, and net profit growth of 1.0% year-over-year to THB 1.73 billion in 3Q25 despite policy rate cuts and fragile economic conditions.