Ngernturbo Public Company Limited

Ngernturbo Public Company Limited

1.53
THB
-0.02
(-1.29%)
0.23EPS
6.67P/E
4.14BMarket Cap
Nov 17Next Earn
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
- -
0.46
0.65
0.89
1.11
1.32
1.26
Basic EPS, GAAP
- -
- -
- -
- -
- -
0.21
0.23
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
0.35
-0.13
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
- -
- -
- -
- -
1.41
1.54
Tangible Book Value per Share
- -
- -
- -
- -
- -
1.38
1.51
Basic Weighted Avg Shares
2,720
2,720
2,720
2,720
2,720
2,344
2,567
Sales/Revenue/Turnover
- -
1,257
1,774
2,421
3,025
3,083
3,243
Operating Margin (%)
- -
23.53
24.65
6.61
6.87
19.32
20.87
Depreciation Expense
- -
- -
- -
- -
- -
301
288
Net Income, GAAP
- -
- -
- -
- -
- -
503
596
Effective Tax Rate (%)
- -
- -
- -
- -
- -
18.34
18.49
Profit Margin (%)
- -
- -
- -
- -
- -
16.32
18.39
Working Capital
- -
- -
- -
- -
- -
-1,379
-1,777
LT Debt
- -
- -
- -
- -
- -
3,450
3,241
Total Equity
- -
- -
- -
- -
- -
3,777
4,110
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
- -
- -
- -
- -
- -

Capital Structure

THB

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
5,280
5,549
5,939
LT Borrowings
3,328
3,115
3,127
LT Finance Leases
122
118
114
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2,670
2,670
2,670
Market Capitalization
3,551
3,898
4,139

Working Capital

THB

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
4,057
4,016
4,422
Cash, Cash Equivalents & STI
240
150
218
Accounts Receivable, Net
328
321
329
Inventories
- -
- -
- -
Total Current Liabilities
5,435
5,749
6,200
Payables & Accruals
124
163
174
ST Debt
5,280
5,549
5,939
Deferred Revenue
- -
- -
35

Growth Rates

THB

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
- -
Free Cash Flow
- -
- -
- -
Net Income, GAAP
- -
- -
- -
Sales/Revenue/Turnover
- -
- -
1.92%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

THB

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
752
776
790
3,025
2025
745
767
762
809
3,083
2026
815
857
- -
- -
- -

Quarterly Earnings Per Share

THB

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
0.01
0.02
- -
2025
0.05
- -
0.06
0.05
0.21
2026
0.07
0.06
- -
- -
- -

Quarterly Dividends Per Share

THB

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Suthat Ruangsuttipap
Sector
Finance
Industry
Finance/Rental/Leasing
Address
Bangkok Thailand
IPO Date
Sep 30, 2025
Business
Ngernturbo Public Company Limited is a Thailand-based non-bank financial services provider that delivers retail lending and insurance brokerage solutions to individual consumers, micro-entrepreneurs, and unbanked or underbanked customer segments. The company operates through two primary business segments: Financial Services and Insurance Brokerage. Its core lending and credit offerings include vehicle title loans secured by motorcycle, passenger car, commercial truck, and agricultural tractor registrations; land and property title deed loans secured by residential, commercial, and agricultural land; unsecured nano-finance facilities for business operations and working capital; and installment financing programs. Through its insurance brokerage operations, the company distributes a systematic range of non-life and life insurance products, including compulsory and voluntary motor vehicle insurance; personal accident insurance; health insurance; fire and property insurance; and credit life protection policies. Ngernturbo provides its financial solutions across Thailand via an extensive network of physical branch locations supported by digital servicing channels. Founded on July 26, 2017, Ngernturbo Public Company Limited is headquartered in Pak Kret District, Nonthaburi Province, Thailand. The company conducts its diversified operations through several operating subsidiaries, including Ngern Turbo Insurance Broker Company Limited, which manages life and non-life insurance distribution; Ngern Turbo Pay Later Company Limited, which operates point-of-sale financing and installment services; Ngern Turbo Development Center Company Limited, which oversees corporate training and operational development; NTBX Company Limited; and Lazy Lazy Company Limited, which provides specialized insurance consulting and advisory services. In recent developments, Ngernturbo completed its initial public offering and officially listed its shares on the Stock Exchange of Thailand in September 2025 under the ticker symbol TURBO, raising capital to fund loan book growth and technological enhancements. The company maintains a strategic alliance with KASIKORNBANK Public Company Limited through its investment arm, KASIKORN VISION Company Limited, which holds a minority equity interest to support collaborative initiatives promoting broad-based financial inclusion. In addition, Ngernturbo is executing an aggressive geographic expansion strategy targeting a branch network of over 1,450 locations by 2029 while accelerating investments in automated credit-decisioning systems, mobile application capabilities, and expanded consumer pay-later financing options.