ServisFirst Bancshares, Inc.

ServisFirst Bancshares, Inc.

SFBS
ServisFirst Bancshares, Inc.US flagNew York Stock Exchange
77.26
USD
+0.51
- -
4.22BMarket Cap
ServisFirst Bancshares, Inc.
SFBS
(New York Stock Exchange)

Recent

price

75.63

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
1.37
1.63
2.05
2.45
2.88
3.28
3.76
4.54
5.23
5.75
6.74
7.48
9.06
7.84
8.77
10.18
10.67
Revenue per Share
0.35
0.47
0.69
0.84
1.09
1.23
1.55
1.76
2.57
2.79
3.15
3.83
4.63
3.8
4.17
5.06
5.42
Basic EPS, GAAP
0.59
0.47
0.73
1.49
1.34
1.38
1.45
1.84
3.12
3.03
3.51
4.74
4.95
3.55
4.56
6.4
6.77
Free Cash Flow per Basic Share
- -
- -
0.07
0.08
0.08
0.12
0.15
0.19
0.38
0.45
0.53
0.6
0.69
0.84
1.2
1.34
1.01
Dividend per Share
0.78
1.26
1.89
2.65
3.72
4.55
5.85
7.37
9.41
11.53
13.91
16.8
20.44
23.06
25.93
29.55
30.68
Book Value per Share
2.39
3.19
3.94
5.24
7.71
8.43
9.67
11.22
13.16
15.49
18.19
20.99
23.65
26.22
29.43
33.63
34.76
Tangible Book Value per Share
49
49
49
49
48
51
53
53
53
53
54
54
54
54
54
55
55
Basic Weighted Avg Shares
67
80
101
120
137
169
197
240
279
307
363
406
492
427
478
556
583
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
1
2
2
3
3
3
4
4
4
4
4
4
5
5
5
Depreciation Expense
17
23
34
42
52
64
81
93
137
149
170
208
252
207
227
277
296
Net Income, GAAP
35
34.58
33.2
32.85
29.2
28.61
26.47
32.22
18.89
20.13
20.84
18
18.56
15.43
18.55
19.15
18.59
Effective Tax Rate (%)
25.93
29.35
34.24
34.69
38.2
37.63
41.29
38.79
49.14
48.55
46.72
51.21
51.11
48.5
47.57
49.77
50.84
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
55
35
35
20
20
56
55
65
65
65
65
65
65
65
65
35
35
LT Debt
117
196
233
297
407
449
523
608
715
843
993
1,152
1,298
1,440
1,617
1,850
1,913
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
90.63
46.51
44.19
37.03
33.83
30.76
30.08
26.7
30.74
26.7
24.84
25.03
24.88
17.49
17.03
18.27
18.91
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
65
35
35
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
55
55
55
Market Capitalization
4,400
3,921
3,979

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,722
2,191
2,044
Accounts Receivable, Net
64
62
70
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
28
30
29
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
15.23%
13.27%
14.45%
Free Cash Flow
20.19%
16.32%
40.68%
Net Income, GAAP
16.96%
11.48%
21.72%
Sales/Revenue/Turnover
13.11%
9.62%
16.36%
Total Cash Common Dividend
30.63%
21.47%
11.85%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
111
115
124
128
478
2025
132
132
136
156
556
2026
159
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.92
0.96
1.1
1.19
4.17
2025
1.16
1.12
1.2
1.58
5.06
2026
1.52
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.3
0.3
0.3
0.3
1.2
2025
0.33
0.34
0.33
0.34
1.34
2026
- -
- -
- -
- -
- -
Business
ServisFirst Bancshares, Inc. (SFBS) operates as the bank holding company for ServisFirst Bank, a full-service commercial bank that provides business and personal financial services to individual and corporate customers through competitive products and state-of-the-art technology; its core offerings include demand, time, savings, money market, checking, and IRA deposit accounts as well as certificates of deposit; commercial lending products such as seasonal, bridge, term loans for working capital, business expansion, property acquisition, and equipment financing alongside commercial lines of credit; commercial real estate loans, 1-4 family residential real estate loans, construction and development loans; consumer loans including home equity loans, vehicle financing, deposit-secured loans, and secured or unsecured personal loans; treasury and cash management services featuring automated payment processing, cash flow forecasting, fraud prevention tools, real-time account visibility, commercial P-Cards with customizable spending limits and detailed expense reporting, merchant services, business checking accounts, small business loans with SBA programs and equipment financing, positive pay services, and ACH fraud protection; electronic banking services encompassing online and mobile banking, remote deposit capture, telephone banking, direct deposit, wire transfers, night depository, banking-by-mail, automatic account transfers, automated teller machines, debit and credit card systems, safe deposit boxes, attorney trust accounts, and traveler's checks; mortgage banking; and correspondent banking services to other financial institutions. Founded in 2005 and headquartered in Birmingham, Alabama at 2500 Woodcrest Place, the company conducts operations across Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia, with recent organic expansions including new banking centers in Memphis, Tennessee in February 2024, Lake Norman, North Carolina in November 2023, and Virginia Beach, Virginia in April 2023; it serves as a single reportable segment primarily deriving revenue from banking activities targeting businesses, professionals, and individuals in the Southeastern United States. In recent developments, ServisFirst Bancshares reports strong third quarter 2025 earnings of $65.6 million with diluted EPS of $1.20, reflecting year-over-year loan growth of 7.9% to $13.31 billion and deposit growth of 7.3%, alongside a $125 million purchase of additional bank-owned life insurance contracts, portfolio restructuring with sales of available-for-sale debt securities, increased service charge rates on checking accounts implemented in July 2025, and mortgage banking revenue growth of 37.9%; the company appointed a new Chief Credit Officer in April 2025, declared quarterly cash dividends including for the third quarter in September 2025, ranked fifth among top publicly traded banks with $10 billion to $50 billion in assets in July 2025, and celebrated 20 years of operations in May 2025 while maintaining total assets of $17.35 billion, total deposits of $13.54 billion, and a total capital ratio of 12.90%.

Company News

APIChat
  • ServisFirst Gets Axed by Champlain — a Minor Position in a Major Drawdown

  • Why ServisFirst Bancshares (SFBS) is a Great Dividend Stock Right Now

  • ServisFirst (SFBS) Upgraded to Buy: What Does It Mean for the Stock?

  • ServisFirst Bancshares, Inc. (SFBS) Q1 2026 Earnings Call Transcript

  • ServisFirst (SFBS) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates

  • ServisFirst Bancshares (SFBS) Q1 Earnings Beat Estimates

  • ServisFirst Bancshares, Inc. Announces Results For First Quarter of 2026

  • ServisFirst Bancshares, Inc. Announces Results For First Quarter of 2026

  • Why ServisFirst Bancshares (SFBS) is a Top Dividend Stock for Your Portfolio

  • Unlocking Q1 Potential of ServisFirst (SFBS): Exploring Wall Street Estimates for Key Metrics

  • ServisFirst Bancshares, Inc. (NYSE:SFBS) Receives $93.67 Average Target Price from Analysts

  • ServisFirst Bancshares, Inc. to Announce First Quarter 2026 Financial Results April 20th

  • ServisFirst Bancshares (SFBS) is a Top Dividend Stock Right Now: Should You Buy?

  • ServisFirst Bancshares, Inc. Declares First Quarter Cash Dividend

  • Analyzing Community Investors Bancorp (OTCMKTS:CIBN) and ServisFirst Bancshares (NYSE:SFBS)

  • This is Why ServisFirst Bancshares (SFBS) is a Great Dividend Stock

  • ServisFirst Bancshares, Inc. (NYSE:SFBS) Receives $93.67 Average PT from Analysts

  • Analyzing Kentucky First Federal Bancorp (NASDAQ:KFFB) and ServisFirst Bancshares (NYSE:SFBS)

  • Savings & Loan Industry Stocks to Buy on Solid Prospects

  • FPA Queens Road Small Cap Value Fund Q4 2025 Performance Review