1. Barbados Stocks

  2. •

    Financial Services

  3. •

    Insurance - Diversified
Sagicor Financial Company Ltd.

Sagicor Financial Company Ltd.

SGCFF
Sagicor Financial Company Ltd.US flagOther OTC
6.06
USD
-0.17
- -
825.30MMarket Cap
Sagicor Financial Company Ltd.
SGCFF
(Other OTC)

Recent

price

6.06

P/E

ratio

- -

div

yld

- -

ROIC.AI

2017
2018
2019
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
- -
0.16
0.34
24.49
12.87
16.25
1.83
14.83
16.54
16.97
15.76
Revenue per Share
- -
-1.25
-0.11
0.56
-0.02
0.91
-1.15
3.74
0.7
0.49
0.19
Basic EPS, GAAP
- -
-0.05
-0.1
0.38
-0.8
0.76
-1.24
-0.44
1.45
-0.12
-0.13
Free Cash Flow per Basic Share
- -
- -
- -
0.2
0.23
0.22
0.22
0.22
0.22
0.27
0.27
Dividend per Share
- -
-1.25
-1.22
5.25
2.51
-0.01
-1.33
2.24
3
3.24
2.89
Book Value per Share
- -
-1.25
-1.22
21.49
10.57
6.9
4.42
8.69
8.81
9.97
9.45
Tangible Book Value per Share
- -
12
13
76
148
145
143
142
140
136
136
Basic Weighted Avg Shares
- -
2
4
1,872
1,902
2,355
262
2,110
2,316
2,302
2,147
Sales/Revenue/Turnover
- -
-863.8
-7.05
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
36
40
33
31
55
30
29
27
Depreciation Expense
- -
-15
-1
43
-2
133
-164
532
97
67
26
Net Income, GAAP
- -
- -
- -
36.57
154.81
25.78
- -
13.25
32.49
34.74
43.46
Effective Tax Rate (%)
- -
-758.57
-32.74
2.27
-0.12
5.63
-62.78
25.22
4.21
2.91
1.2
Profit Margin (%)
- -
1
-4
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
904
851
716
644
956
949
989
1,009
LT Debt
- -
-15
-16
1,750
1,658
1,090
736
1,329
1,322
1,435
1,369
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
4.37
-1.97
9.05
- -
50.22
13.02
8.14
5.52
Return on Capital (%)
- -
- -
- -
- -
-0.58
- -
- -
- -
26.37
15.59
6.38
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
49
72
56
LT Borrowings
928
927
948
LT Finance Leases
58
63
61
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
136
135
136
Market Capitalization
1,063
1,313
1,318

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
507
333
375
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
309
303
327
ST Debt
49
72
56
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
4.36%
8.52%
Free Cash Flow
- -
-210.5%
-108.2%
Net Income, GAAP
- -
-1,352.52%
-31.33%
Sales/Revenue/Turnover
- -
129.95%
-0.61%
Total Cash Common Dividend
- -
2.35%
21.37%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
448
418
929
522
2,316
2025
478
564
799
465
2,302
2026
320
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.19
-0.28
0.42
- -
0.7
2025
0.05
-0.05
0.6
- -
0.49
2026
-0.25
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
0.12
0.06
- -
0.22
2025
- -
0.13
0.07
- -
0.27
2026
- -
- -
- -
- -
- -
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Business
Sagicor Financial Company Ltd. provides insurance and financial services across the Caribbean, the United States and Canada. The company offers life and health insurance; annuities and pension administration services; property and casualty insurance; banking and investment management services; asset management, investment and merchant banking; securities brokerage; mutual funds; real estate development; and commercial banking. It operates through segments including Sagicor Canada, Sagicor Life USA, Sagicor Jamaica and Sagicor Life, with principal markets in Barbados, Jamaica, Trinidad and Tobago, the United States and Canada. Founded in 1840 and headquartered in St. Michael, Barbados, Sagicor targets individual and corporate customers including pre- and post-retirees seeking fixed annuities and life insurance products. In 2024, Sagicor repurchased 3 million shares and raised a CAD200 million term loan facility to refinance higher-cost debt; in 2025, the company targets over $1 billion in new U.S. annuity business, $180-200 million in new business CSM and investment-grade ratings from Fitch, while advancing technology integration and digital transformation across segments to enhance ROE and operational efficiencies.

Company News

APIChatGPT

  • marketbeat.com

    Sagicor Financial Q1 Earnings Call Highlights

  • seekingalpha.com

    Sagicor Financial Company Ltd. (SFC:CA) Shareholder/Analyst Call Transcript

  • seekingalpha.com

    Sagicor Financial Company Ltd. (SFC:CA) Q1 2026 Earnings Call Transcript

  • seekingalpha.com

    Sagicor Financial Company Ltd. (SFC:CA) Q4 2025 Earnings Call Transcript

  • seekingalpha.com

    Sagicor Financial Company Ltd. (SFC:CA) Q3 2025 Earnings Call Transcript

  • seekingalpha.com

    Sagicor Financial: Well-Capitalized Caribbean Value Play