Berner Kantonalbank AG

Berner Kantonalbank AG

427.00
CHF
+2.50
(+0.59%)
3.55BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
55.67
48.11
44.87
43.87
44.5
42.73
43.76
44.9
47.26
50.59
57.82
60.74
59.36
- -
Basic EPS, GAAP
14.21
13.99
14.08
13.88
14.75
15.11
15.33
15.92
16.62
17.13
18.89
19.53
18.93
- -
Free Cash Flow per Basic Share
42.17
-95.96
220.05
25.45
-2.17
-18.53
151.85
309.88
82.78
-17.81
-67.52
- -
- -
- -
Dividend per Share
10.79
5.5
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
237.83
248.52
251.18
259.31
269.13
278.47
284.72
286.13
292.92
298.71
312.69
324.19
332.97
333.47
Tangible Book Value per Share
236.67
247.76
250.79
259.31
269.13
278.47
284.72
286.13
292.92
298.71
312.69
324.19
332.97
333.47
Basic Weighted Avg Shares
9
9
9
9
9
9
9
9
9
9
9
9
9
9
Sales/Revenue/Turnover
510
448
418
409
415
398
408
418
440
472
535
562
550
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
27
37
37
37
51
37
41
72
47
64
37
34
44
- -
Net Income, GAAP
130
130
131
129
137
141
143
148
155
160
175
181
175
- -
Effective Tax Rate (%)
23.01
23.34
10.56
20.9
21.4
19.68
16.82
13.42
18.6
15.78
23.93
21.06
19.62
- -
Profit Margin (%)
25.53
29.08
31.38
31.65
33.13
35.36
35.03
35.46
35.18
33.85
32.67
32.15
31.89
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
1,471
1,444
1,990
2,824
3,667
4,476
5,279
6,798
7,224
7,740
7,853
8,058
9,205
9,863
Total Equity
2,178
2,300
2,323
2,397
2,495
2,577
2,632
2,644
2,706
2,766
2,888
2,999
3,082
3,087
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
3.58
3.53
3.26
2.71
2.41
2.13
1.91
1.71
1.6
1.56
1.65
1.66
1.5
- -
Return on Common Equity (%)
6.08
5.82
5.68
5.48
5.62
5.55
5.49
5.62
5.79
5.83
6.19
6.14
5.77
- -

Capital Structure

CHF

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
9
9
9
Market Capitalization
2,327
2,865
3,550

Working Capital

CHF

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
7,580
7,655
8,388
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

CHF

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.87%
3.12%
2.76%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
2.99%
3.48%
-2.94%
Sales/Revenue/Turnover
2.89%
5.73%
-2.15%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

CHF

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
562
2025
- -
- -
550
2026
- -
- -
- -

Semi-annual Earnings Per Share

CHF

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
19.53
2025
- -
- -
18.93
2026
- -
- -
- -

Semi-annual Dividends Per Share

CHF

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
- -
2025
- -
- -
- -
2026
- -
- -
- -

Company Description

CEO
Armin Brun
Full Time Employees
1,273
Sector
Finance
Industry
Regional banks
Address
Federal Square 8 Bern BE Switzerland 3001
IPO Date
Jun 28, 2000
Website
bekb.ch
Business
Berner Kantonalbank AG (BEKB) is a universal cantonal bank providing retail and corporate banking services to private individuals, businesses, and institutional clients primarily in Switzerland. Founded in 1834 and headquartered at Bundesplatz 8 in Bern, the bank offers a comprehensive range of products and services including savings and payment accounts; mortgages and financing products such as real estate and individual loans; business and investment loans; retirement and pension accounts; investment products and solutions with strategy consulting, portfolio optimization, investment advisory, investment funds, and securities accounting; bank cards and credit cards; capital goods leasing; insurance and guarantees; asset management; and trading in stocks, bonds, derivatives, foreign exchange, and money market instruments, complemented by online banking services. The bank operates through a network of branches focused on the canton of Bern and surrounding regions, targeting private customers, small and medium-sized enterprises, and institutional investors. In recent developments, BEKB appointed fintech executive Markus Schwab in July 2025 to lead its new IT and Innovation Department, strengthening its digital strategy; reported increased profits and raised dividends for fiscal year 2024 in January 2025, driven by strong interest income; established an innovation partnership with Academic Alpha AG in 2022 for advanced investment concepts; and received an Aa2 long-term deposit rating affirmation from Moody's in October 2024.