SLM Corporation

SLM Corporation

SLMBP
SLM CorporationUS flagNASDAQ
73.20
USD
-0.90
- -
6.56BMarket Cap
SLM Corporation
SLMBP
(NASDAQ)

Recent

price

73.20

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
4,501
3,258
675
760
736
885
960
1,126
1,361
1,672
1,800
2,027
1,823
1,809
1,849
1,984
1,963
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
39
21
20
8
9
9
10
11
14
15
15
16
17
18
18
16
16
Depreciation Expense
530
633
218
259
194
274
250
289
487
578
881
1,161
469
581
608
745
748
Net Income, GAAP
45.23
35.46
36.9
38.16
41.94
37.53
39.6
41.21
12.85
22.25
23.68
24.65
25.64
25.3
23.83
24.96
24.4
Effective Tax Rate (%)
11.78
19.43
32.25
34.05
26.4
30.99
26.07
25.65
35.81
34.58
48.92
57.25
25.72
32.13
32.9
37.54
38.11
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
155,046
143,317
146,524
131,801
- -
579
2,168
3,275
4,284
4,354
5,189
5,931
5,235
5,228
6,440
5,362
5,670
LT Debt
5,012
5,251
5,066
1,166
1,830
2,096
2,347
2,474
2,973
3,312
2,563
2,150
1,727
1,881
2,160
2,451
2,438
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
80.15
94.33
16.24
28.67
118.09
78.27
40.36
33.33
39.54
33.31
46.39
49
14.95
16.19
14.91
16.16
15.31
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
498
499
LT Borrowings
6,839
5,362
5,670
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
251
251
251
Shares Outstanding
203
199
189
Market Capitalization
- -
- -
- -

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,539
4,241
5,701
Accounts Receivable, Net
1,690
1,563
1,532
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
498
499
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.78%
0.29%
13.49%
Free Cash Flow
-196.85%
-606.32%
21%
Net Income, GAAP
16.95%
4.64%
22.44%
Sales/Revenue/Turnover
8.85%
2.26%
7.32%
Total Cash Common Dividend
- -
22.69%
8.59%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
561
514
384
390
1,849
2025
581
404
546
454
1,984
2026
560
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
SLM Corporation (SLM), operating as Sallie Mae, is a leading provider of private education financing solutions, including originating, servicing, and collecting student loans for undergraduates, graduates, parents, and career training programs; high-yield savings accounts; credit cards; college savings plans such as 529 accounts; and online planning tools including scholarship databases and financial aid resources. Headquartered in Newark, Delaware, the company was founded in 1972 as the Student Loan Marketing Association, a government-sponsored enterprise, and fully privatized by 2004, with subsidiaries like Sallie Mae Bank funding its private education loan portfolio. SLM primarily serves students, families, and alumni in the U.S. higher education market through its Lending segment and Asset Performance Group, focusing on non-federally guaranteed credit products without international operations beyond domestic activities. In recent developments, SLM announced a multi-year strategic partnership with KKR on November 12, 2025, under which KKR will purchase an initial seed portfolio of private education loans and at least $2 billion in newly originated loans annually for three years, enabling off-balance-sheet capital efficiency while SLM retains customer servicing and earns ongoing fees. The company reported Q3 2025 loan originations of $2.9 billion, up 6.4% year-over-year, and completed a $1.9 billion loan sale generating $136 million in gains. SLM also reaffirmed its 2025 GAAP diluted earnings guidance at $3.35-$3.45 per share, reflecting provision releases and optimism around federal reforms like PLUS loan changes.

Company News

APIChatGPT
  • SLM Corporation (SLM) Presents at Morgan Stanley US Financials Conference 2026 Transcript

  • Sallie Mae Announces Final Results and Expiration of Tender Offer for Its 3.125% Senior Notes Due 2026

  • Sallie Mae Announces Pricing Terms of Tender Offer for Its 3.125% Senior Notes Due 2026

  • Sallie Mae Announces Tender Offer for Its 3.125% Senior Notes Due 2026

  • Wall Street Analysts See a 25.36% Upside in Sallie Mae (SLM): Can the Stock Really Move This High?

  • SLM : Cheap Valuation Meets Rising Credit Risk

  • SLM Corporation (SLM) Q1 2026 Earnings Call Transcript

  • Here's What Key Metrics Tell Us About Sallie Mae (SLM) Q1 Earnings

  • Sallie Mae (SLM) Surpasses Q1 Earnings and Revenue Estimates

  • Ahead of Sallie Mae (SLM) Q1 Earnings: Get Ready With Wall Street Estimates for Key Metrics

  • Sallie Mae (SLM) Expected to Beat Earnings Estimates: What to Know Ahead of Q1 Release

  • David Einhorn signals caution as his hedge fund Greenlight prioritizes capital protection

  • SLM Co. (NASDAQ:SLMBP) Short Interest Update

  • SLM Corporation (SLM) Presents at RBC Capital Markets Global Financial Institutions Conference 2026 Transcript

  • Sallie Mae Sets Date for Annual Meeting of Stockholders

  • SLM DEADLINE: ROSEN, RECOGNIZED INVESTOR COUNSEL, Encourages SLM Corporation a/k/a Sallie Mae Investors to Secure Counsel Before Important February 17 Deadline in Securities Class Action - SLM

  • Pomerantz Law Firm Announces the Filing of a Class Action Against SLM Corporation and Certain Officers – SLM

  • Bronstein, Gewirtz & Grossman LLC Urges SLM Corporation a/k/a Sallie Mae Investors to Act: Class Action Filed Alleging Investor Harm

  • Portnoy Law Firm Announces Class Action on Behalf of SLM Corporation a/k/a Sallie Mae Investors

  • CLASS ACTION DEADLINE TONIGHT: Faruqi & Faruqi, LLP Reminds SLM Investors of the Pending Class Action Lawsuit Deadline on February 17, 2026