Solera National Bancorp, Inc.
Other OTCTotal Valuation
Solera National Bancorp, Inc. carries a market capitalization of 86.00M, placing it among publicly traded companies globally. Its enterprise value stands at 47.01M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 86.00M |
| Enterprise Value | 47.01M |
Share Statistics
Solera National Bancorp, Inc. currently has 2.85M shares outstanding.
| Shares Outstanding | 2.85M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Solera National Bancorp, Inc. trades at a trailing price-to-earnings ratio of 209.01. The price-to-sales ratio is 1.24, and the price-to-book ratio stands at -1.59.
| PE Ratio | 209.01 |
| PS Ratio | 1.24 |
| PB Ratio | -1.59 |
| P/TBV Ratio | 0.73 |
| P/FCF Ratio | 3.25 |
| P/OCF Ratio | 3.27 |
Enterprise Valuation
On an enterprise value basis, Solera National Bancorp, Inc. trades at an EV/EBITDA multiple of 127.51 and an EV/FCF ratio of 11.43. The EV/Sales ratio of 4.37 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 448.30 provides insight into valuation relative to core operating earnings.
| EV / Sales | 4.37 |
| EV / EBITDA | 127.51 |
| EV / EBIT | 448.30 |
| EV / FCF | 11.43 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 190.27 |
| Debt / EBITDA | -26.29 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | N/A |
| Return on Assets (ROA) | -0.99 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Stock Price Statistics
Solera National Bancorp, Inc.'s stock has gained approximately 120.26432% over the past 52 weeks. The 50-day moving average sits at 19.63, while the 200-day moving average is 16.54.
| Beta (5Y) | N/A |
| 52-Week Price Change | 120.26432% |
| 50-Day Moving Average | 19.63 |
| 200-Day Moving Average | 16.54 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Solera National Bancorp, Inc. generated 10.75M in revenue and converted that into -1.67M in net income, yielding earnings per share of -0.63. EBITDA reached -1.32M, while operating income came in at -1.67M.
| Revenue | 10.75M |
| Gross Profit | N/A |
| Operating Income | -1.67M |
| Pretax Income | -1.67M |
| Net Income | -1.67M |
| EBITDA | -1.32M |
| EBIT | -1.67M |
| Earnings Per Share (EPS) | -0.63 |
Balance Sheet
Solera National Bancorp, Inc. holds 1.13M in cash and equivalents against 34.78M in total debt, resulting in a net debt position of 19.52M.
| Cash & Cash Equivalents | 1.13M |
| Total Debt | 34.78M |
| Net Debt | 19.52M |
| Equity (Book Value) | -8.38M |
| Book Value Per Share | -3.17 |
| Working Capital | N/A |
Cash Flow
Solera National Bancorp, Inc. produced 4.09M in operating cash flow over the past twelve months. After subtracting -25,000.00 in capital expenditures, free cash flow totaled 4.06M - equivalent to 1.54 per share.
| Operating Cash Flow | 4.09M |
| Capital Expenditures | -25,000.00 |
| Free Cash Flow | 4.06M |
| FCF Per Share | 1.54 |
Margins
Solera National Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics. The operating margin of -15.52 and net profit margin of -15.52 provide insight into operational efficiency.
| Gross Margin | 100.00 |
| Operating Margin | -15.52 |
| Pretax Margin | -15.52 |
| Profit Margin | -15.52 |
| EBITDA Margin | -12.31 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | 8.48 |
| FCF Yield | 30.79 |
Scores
Solera National Bancorp, Inc. posts an Altman Z-Score of 0.01, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.01 |