Solera National Bancorp, Inc. Financial Ratios — SLRK Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	102.43	77.52	62.79	36.02	28.41	27.39
Return on Assets (%)	0.17	0.19	-0.41	-0.28	1.22	2.07	0.31	1.13	1.42	1.65	2.04	2.21	1.5	1.51	1.69
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	1.04	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	2.86	7.71	-2.98	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	- -	5.5	-5.46	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	23.34	802.86	- -	-17.38	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	4.77	5.5	-5.47	-5.26	35.9	19.54	33.74	40.14	46	49.2	60.95	61.08	54.62	54.96	57.22
Profit Margin (%)	4.77	5.5	-5.47	-5.26	35.9	66.55	10.04	30.66	35.71	38.04	46.06	50.48	42.79	40.4	42.45
Net Income to Common Margin (%)	4.77	5.5	-5.47	-5.26	35.9	66.55	10.04	30.66	35.71	38.04	46.06	50.48	42.79	40.4	42.45
Effective Tax Rate (%)	- -	- -	- -	- -	- -	- -	70.25	23.61	22.38	22.67	24.43	17.37	21.67	26.5	25.82
Dvd Payout Ratio (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Sustainable Growth Rate (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	102.43	77.52	62.79	36.02	28.41	27.39

Credit (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	6	8	18	6	5	6	12	4	4	4	4	56	172	141	313
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	6	8	18	6	5	6	12	4	4	4	4	56	172	141	313
Total Debt/EBITDA	44.83	21.57	-51.14	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	25.5	13.97	-43.88	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	- -	30.25	-27.95	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	19.59	-23.98	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	-5.24	-4.76	-4.71	-5.82	-4.55	-2.25	-1.74	-0.33	1	2.01	3.04	3.82	4.44	6.2	6.16
Long-Term Debt/Equity (%)	34.14	42.63	107.85	35.25	25.21	25.2	50.87	11.27	9.87	8.33	6.79	97.31	216.34	158.47	293.03
Long-Term Debt/Capital (%)	-583.48	728.36	177.42	-338.37	-304.32	252.94	133.26	122.59	58.61	31.35	16.77	59.64	75.96	66.04	76.63
Long-Term Debt/Total Assets (%)	4.47	5.52	10.79	4.49	3.42	3.73	6.97	1.81	1.42	0.92	0.61	5.64	14.03	12.05	20.2
Total Debt/Equity (%)	34.14	42.63	107.85	35.25	25.21	25.2	50.87	11.27	9.87	8.33	6.79	97.31	216.34	158.47	293.03
Total Debt/Capital (%)	-583.48	728.36	177.42	-338.37	-304.32	252.94	133.26	122.59	58.61	31.35	16.77	59.64	75.96	66.04	76.63
Total Debt/Total Assets (%)	4.47	5.52	10.79	4.49	3.42	3.73	6.97	1.81	1.42	0.92	0.61	5.64	14.03	12.05	20.2
Net Debt to Equity	19.42	27.61	92.54	-20	-16.33	-4.59	-6.5	-18	-43.76	-23.72	-29.48	-8.64	-6.68	-1.94	-3.1
Net Debt/Capital (%)	-94.43	-301.15	203.48	65.76	66.35	-85.55	-20.54	204.42	162.55	-831.46	-268.26	-5.59	-2.4	-0.81	-0.82
EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	- -	- -	- -	- -	-1	- -	- -	- -	-7	-5	-6	-12	-4	-8	-10
Operating Income (Loss)	- -	- -	-1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	-5.24	-4.76	-4.71	-5.82	-4.55	-2.25	-1.74	-0.33	1	2.01	3.04	3.82	4.44	6.2	6.16
Long-Term Debt/Equity (%)	34.14	42.63	107.85	35.25	25.21	25.2	50.87	11.27	9.87	8.33	6.79	97.31	216.34	158.47	293.03
Long-Term Debt/Capital (%)	-583.48	728.36	177.42	-338.37	-304.32	252.94	133.26	122.59	58.61	31.35	16.77	59.64	75.96	66.04	76.63
Long-Term Debt/Total Assets (%)	4.47	5.52	10.79	4.49	3.42	3.73	6.97	1.81	1.42	0.92	0.61	5.64	14.03	12.05	20.2
Total Debt/Equity (%)	34.14	42.63	107.85	35.25	25.21	25.2	50.87	11.27	9.87	8.33	6.79	97.31	216.34	158.47	293.03
Total Debt/Capital (%)	-583.48	728.36	177.42	-338.37	-304.32	252.94	133.26	122.59	58.61	31.35	16.77	59.64	75.96	66.04	76.63
Total Debt/Total Assets (%)	4.47	5.52	10.79	4.49	3.42	3.73	6.97	1.81	1.42	0.92	0.61	5.64	14.03	12.05	20.2
CFO/Total Liabilities	0.91	2.24	-2.97	7.83	1.93	1.31	0.98	1.57	2	1.66	1.68	1.71	1.76	1.76	0.9
CFO/CapEx	88.69	5.85	-43.98	1,235.75	1.74	78.95	56.69	291.6	0.72	1.3	1.66	1.37	4.6	2.3	1.34
Altman's Z-Score	-0.04	0.04	0.06	0.03	0.04	0.09	0.09	0.13	0.17	0.14	0.13	0.12	0.12	0.15	0.12

Working Capital (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	7.55	7.91	17	23.35	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	48.32	46.13	21.47	15.63	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	14	16	13	16	21	22	32	47	46	50	49	42	41	- -
- Cash & Cash Equivalents	3	3	3	4	3	1	2	6	18	11	17	5	5	2	3
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	6	8	18	6	5	6	12	4	4	4	4	56	172	141	313
Enterprise Value	4	20	32	15	17	26	33	29	33	39	37	100	209	180	310
Total Capital	-1	1	10	-2	-2	2	9	3	7	13	24	94	227	213	409
Total Debt/Capital (%)	-583.48	728.36	177.42	-338.37	-304.32	252.94	133.26	122.59	58.61	31.35	16.77	59.64	75.96	66.04	76.63
Total Debt / EV	1.76	0.43	0.57	0.42	0.29	0.22	0.37	0.14	0.12	0.1	0.11	0.56	0.82	0.78	1.01
EV/Sales	0.73	3.9	2.65	1.87	3.49	5.53	6.52	4.04	3.35	2.48	1.53	2.79	5.36	4.03	5.72
EV/EBITDA	25.5	50.58	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	70.92	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	3.21	6.66	- -	1.56	7.1	14.96	22.42	10.08	6.9	5.99	3.69	6.26	10.35	9.48	23.81
EV/Free Cash Flow to Firm	3.17	5.68	- -	1.56	4.5	14.77	22.03	10.04	2.88	3.38	2.31	3.63	8.5	6.6	13.62
Diluted Market Cap	- -	14	16	13	16	21	23	32	48	46	50	49	42	41	63
Diluted Enterprise Value	4	20	32	15	17	26	33	30	34	39	37	100	209	180	373
EV per Share	1.37	7.41	11.54	5.5	6.02	9.06	12.13	8.23	8.18	9.23	8.59	23.47	48.54	41.86	- -
TTM Sales	5	5	12	8	5	5	5	7	10	16	24	36	39	45	54
TTM EBITDA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	- -	- -	-1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	1	3	-5	10	2	2	1	3	5	6	10	16	20	19	13
TTM Free Cash Flow to Firm	1	4	-4	10	4	2	2	3	12	11	16	28	25	27	23

Multiples (USD)

API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	4.11	-3.65	1.27	4.05	12.08	15.14	11.04	4.15	4.04	3.14	1.78	1.71	1.49	2.78
EV/EBIT	- -	70.92	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	4	20	32	15	17	26	33	29	33	39	37	100	209	180	310
Low Price	- -	4.11	5.36	4.3	4.3	4.8	7.15	8.25	8.75	8	10.95	9.35	9.1	8.3	8.45
EV/Sales	0.73	3.9	2.65	1.87	3.49	5.53	6.52	4.04	3.35	2.48	1.53	2.79	5.36	4.03	5.72
EV/EBITDA	25.5	50.58	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	51.33	- -	- -	8.73	6.79	44.16	14.23	13.23	7.76	4.53	2.71	2.52	2.26	- -
Price/Earnings Average	- -	44.59	-27.56	-33.84	8.54	5.45	41.82	14.42	12.57	7.04	4.72	2.52	2.79	2.29	- -
Price/Earnings High	- -	52.67	-38.92	-40.05	9.52	6.97	45.77	16.95	13.51	8.18	5.4	2.94	3.39	2.61	- -
Price/Earnings Low	- -	39.36	-22.55	-27.78	6.94	4.4	38.28	13.19	10.02	5.64	4.24	2.2	2.35	1.98	- -
Price/Book Value	- -	-1.97	-2.02	-1.49	-2.34	-6.04	-7.43	-43.12	16.68	5.25	2.53	1.29	0.77	0.56	- -
Price/Book Value Average	- -	-1.71	-2.26	-1.74	-2.29	-4.85	-7.04	-43.68	15.85	4.77	2.63	1.21	0.85	0.57	- -
Price/Book Value High	- -	-2.02	-3.2	-2.06	-2.55	-6.2	-7.7	-51.35	17.04	5.54	3.02	1.41	1.04	0.65	- -
Price/Book Value Low	- -	-1.51	-1.85	-1.43	-1.86	-3.92	-6.44	-39.97	12.63	3.82	2.37	1.05	0.72	0.49	- -
Price/Tangible Book Value	- -	0.72	0.95	0.68	0.78	0.92	0.94	0.9	1.16	0.96	0.85	0.85	0.53	0.46	- -
Price/Tangible Book Value Average	- -	0.63	1.06	0.79	0.77	0.74	0.89	0.91	1.1	0.87	0.89	0.79	0.58	0.46	- -
Price/Tangible Book Value High	- -	0.74	1.5	0.94	0.85	0.94	0.98	1.07	1.19	1.01	1.02	0.93	0.71	0.53	- -
Price/Tangible Book Value Low	- -	0.55	0.87	0.65	0.62	0.6	0.82	0.83	0.88	0.7	0.8	0.69	0.49	0.4	- -
Price/Sales	- -	2.82	1.35	1.53	3.13	4.52	4.43	4.36	4.72	2.95	2.09	1.37	1.08	0.91	- -
Price/Sales Average	- -	2.45	1.51	1.78	3.07	3.63	4.2	4.42	4.49	2.68	2.17	1.27	1.19	0.92	- -
Price/Sales High	- -	2.9	2.13	2.11	3.42	4.64	4.59	5.2	4.82	3.11	2.49	1.49	1.45	1.05	- -
Price/Sales Low	- -	2.17	1.23	1.46	2.49	2.93	3.84	4.05	3.58	2.15	1.95	1.11	1.01	0.8	- -
Price/Cash Flow	- -	4.82	-3.56	1.27	6.38	12.22	15.25	10.9	9.74	7.14	5.03	3.07	2.08	2.15	- -
Price/Cash Flow Average	- -	4.18	-3.99	1.48	6.24	9.81	14.44	11.04	9.26	6.47	5.23	2.86	2.31	2.17	- -
Price/Cash Flow High	- -	4.94	-5.64	1.75	6.95	12.55	15.81	12.98	9.95	7.53	6	3.34	2.8	2.48	- -
Price/Cash Flow Low	- -	3.69	-3.27	1.22	5.07	7.93	13.22	10.1	7.38	5.19	4.71	2.49	1.94	1.88	- -
Price/Free Cash Flow Average	- -	3.57	-4.08	1.48	3.96	9.7	14.34	11.18	3.95	3.67	3.27	1.66	1.89	1.51	1.95
Price/Free Cash Flow High	- -	4.22	-5.77	1.75	4.42	12.41	15.69	13.15	4.24	4.26	3.75	1.93	2.3	1.73	2.83
Price/Free Cash Flow Low	- -	3.15	-3.34	1.22	3.22	7.84	13.12	10.23	3.15	2.94	2.94	1.44	1.59	1.31	1.6
EV/Sales Average	0.73	3.53	2.82	2.12	3.42	4.64	6.28	4.09	3.11	2.2	1.62	2.7	5.48	4.04	5.72
EV/Sales High	0.73	3.98	3.44	2.45	3.77	5.65	6.68	4.87	3.45	2.64	1.93	2.91	5.73	4.17	5.72
EV/Sales Low	0.73	3.24	2.54	1.8	2.85	3.94	5.93	3.72	2.2	1.67	1.4	2.53	5.29	3.92	5.72
EV/EBITDA Average	25.5	45.77	-94.38	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	25.5	51.54	-115.19	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	25.5	42.04	-85.2	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	- -	64.18	-51.58	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	72.26	-62.96	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	58.95	-46.57	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	5.36	5.85	4.5	5.41	7.4	8.25	8.9	11.55	11	11.7	11.5	9.76	9.48	14.73
High Price	- -	5.5	9.25	6.2	5.9	7.6	8.55	10.6	11.8	11.6	13.95	12.5	13.12	10.95	15
Enterprise Value Average	4	18	34	17	17	22	32	30	31	34	39	97	213	181	310
Enterprise Value High	4	20	41	20	19	27	34	35	34	41	47	105	223	186	310
Enterprise Value Low	4	17	31	15	14	19	30	27	22	26	34	91	206	175	310

Shares Outstanding	3	3	3	3	3	3	3	4	4	4	4	4	4	4	4
Diluted Weighted Avg Shares	3	3	3	3	3	3	3	4	4	4	4	4	4	4	4
Basic Weighted Avg Shares	3	3	3	3	3	3	3	4	4	4	4	4	4	4	- -
Revenue per Share	1.89	1.9	4.35	2.94	1.73	1.64	1.86	2.04	2.45	3.73	5.6	8.42	9.05	10.38	- -
EBITDA per Share	0.05	0.15	-0.13	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	- -	0.1	-0.24	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.09	0.1	-0.24	-0.15	0.62	1.09	0.19	0.63	0.87	1.42	2.58	4.25	3.87	4.19	- -
Basic EPS from Cont Ops	0.09	0.1	-0.24	-0.15	0.62	1.09	0.19	0.63	0.87	1.42	2.58	4.25	3.87	4.19	- -
Diluted EPS, GAAP	0.09	0.1	-0.24	-0.15	0.62	1.09	0.18	0.62	0.86	1.41	2.58	4.25	3.87	4.19	5.35
Diluted EPS from Cont Ops	0.09	0.1	-0.24	-0.15	0.62	1.09	0.18	0.62	0.86	1.41	2.58	4.25	3.87	4.19	5.35
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Flow per Share	0.43	1.11	-1.64	3.53	0.85	0.61	0.54	0.82	1.19	1.54	2.33	3.75	4.69	4.42	- -
Free Cash Flow per Basic Share	0.42	0.92	-1.68	3.53	0.36	0.6	0.53	0.81	-0.47	0.35	0.93	1.02	3.67	2.49	- -
Cash & Equivalents per Share	1.04	1.11	0.94	1.32	1.13	0.37	0.57	1.79	4.35	2.72	4.04	1.17	1.24	0.4	- -
Book Value per Share	-2.83	-2.73	-2.89	-3.01	-2.32	-1.23	-1.11	-0.21	0.69	2.09	4.62	8.89	12.67	16.86	- -
Tangible Book Value per Share	7.08	7.41	6.15	6.59	6.92	8.04	8.75	9.94	9.94	11.48	13.71	13.5	18.5	20.69	- -

Solera National Bancorp, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)