Qliro AB (publ) operates in the financial technology sector, specializing in innovative payment solutions for online retailers and their customers across the Nordic region. Its comprehensive offerings include a complete checkout experience with diverse immediate payment options, alongside its own flexible invoice and installment solutions, commonly known as Buy Now, Pay Later (BNPL). Additionally, the company provides digital banking services such as savings accounts and personal loans to consumers primarily in Sweden and Germany. Established in 2014, with its headquarters in Stockholm, Sweden, Qliro is an independent entity publicly listed on Nasdaq Stockholm, operating under the supervision of the Swedish Financial Supervisory Authority. The firm maintains a strategic focus on enhancing merchant growth through its modular payment platform, aiming to achieve a leading position in European payments.