1. Japan Stocks

  2. •

    Finance

  3. •

    Finance/Rental/Leasing
ACOM Co., Ltd.

ACOM Co., Ltd.

2.52
EUR
+0.02
(+0.80%)
3.85BMarket Cap
Nov 06Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
129.09
139.97
151.71
156.48
168.16
176.86
178.41
169.99
167.34
174.77
188.13
32,916.24
39,545.33
- -
Basic EPS, GAAP
6.79
8.21
9.32
-46.08
45.05
24.12
38.04
50.34
35.54
35.06
33.89
3,327.89
9,325.25
- -
Free Cash Flow per Basic Share
-23.07
-27.27
-28.9
-25.76
-22.56
2.94
10.25
70.11
26.56
-3.83
-26.42
-685.49
733.28
- -
Dividend per Share
- -
- -
- -
- -
- -
2
3
5
6
9
11
2,109.61
3,118.84
- -
Book Value per Share
187.92
199.53
206.42
159.58
206.12
227.35
265.11
310.02
339.51
370.92
400.87
417.18
458.96
- -
Tangible Book Value per Share
176.87
190.23
198.45
152.82
198.97
221.81
260.29
305.68
334.94
366.06
395.14
409.93
449.54
- -
Basic Weighted Avg Shares
1,567
1,567
1,567
1,567
1,567
1,567
1,567
1,567
1,567
1,567
1,567
10
9
788
Sales/Revenue/Turnover
202,234
219,284
237,677
245,142
263,447
277,064
279,505
266,312
262,151
273,791
294,726
317,739
337,706
- -
Operating Margin (%)
7.09
6.42
6.53
-28.62
30.72
20.79
27.06
37.14
13.27
31.88
29.3
18.43
29.73
- -
Depreciation Expense
4,244
4,792
5,139
5,230
5,432
5,562
4,316
3,835
3,803
4,165
3,980
4,067
3,894
- -
Net Income, GAAP
10,632
12,864
14,598
-72,187
70,572
37,781
59,600
78,864
55,678
54,926
53,091
32,124
79,635
- -
Effective Tax Rate (%)
15.71
- -
- -
- -
8.54
23.15
19.98
15.76
- -
29.87
33.33
37.64
15.74
- -
Profit Margin (%)
5.26
5.87
6.14
-29.45
26.79
13.64
21.32
29.61
21.24
20.06
18.01
10.11
23.58
- -
Working Capital
738,934
848,097
894,100
920,681
855,726
895,997
996,708
978,075
923,644
983,000
1,054,458
1,109,551
1,112,183
- -
LT Debt
356,351
466,067
510,410
530,672
489,201
486,258
530,330
465,469
376,984
390,542
430,709
424,324
377,061
- -
Total Equity
306,725
328,312
338,131
267,224
344,436
381,500
442,494
515,126
563,961
619,836
674,174
709,034
782,453
- -
Return on Invested Capital (%)
1.31
- -
- -
- -
7.18
4.02
5.31
7.25
- -
5.2
4.5
2.65
5.74
- -
Return on Capital (%)
0.9
- -
- -
- -
6.52
3.02
4.87
6.49
- -
4.31
3.81
2.02
5.11
- -
Return on Common Equity (%)
3.7
4.24
4.59
-25.18
24.64
11.13
15.45
17.51
10.94
9.87
8.78
5.01
11.6
- -

Capital Structure

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
ST Debt
280,158
356,106
- -
LT Borrowings
416,301
376,517
- -
LT Finance Leases
582
544
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,567
1,567
1,567
Market Capitalization
744,838
706,910
698,311

Working Capital

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
Total Current Assets
1,435,191
1,521,592
- -
Cash, Cash Equivalents & STI
60,854
80,397
- -
Accounts Receivable, Net
1,363,442
1,431,836
- -
Inventories
- -
- -
- -
Total Current Liabilities
318,775
409,409
- -
Payables & Accruals
- -
- -
- -
ST Debt
280,158
356,106
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.48%
8.74%
10.35%
Free Cash Flow
83.13%
26.99%
-194.64%
Net Income, GAAP
-67.43%
14.86%
147.9%
Sales/Revenue/Turnover
3.66%
4.92%
6.28%
Total Cash Common Dividend
- -
28.24%
30.79%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
317,739
2026
- -
- -
- -
- -
337,706
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
3,327.89
2026
- -
- -
- -
- -
9,325.25
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
2,109.61
2026
- -
- -
- -
- -
3,118.84
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Masataka Kinoshita
Full Time Employees
5,626
Sector
Finance
Industry
Finance/Rental/Leasing
Address
Tokyo Shiodome Bldg. Tokyo TY Japan 105-7316
IPO Date
Oct 1, 1993
Website
acom.co.jp
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Business
Acom Co., Ltd. engages primarily in the consumer finance business, offering unsecured loans, installment loans, and credit cards; loan guarantee services; embedded finance solutions; loan servicing; contact center contracting; and temporary personnel services through segments including loan and credit card business, guarantee business, overseas financial business, and others. ACOM CO., LTD., founded in 1936 and incorporated in 1978, maintains its headquarters at Tokyo Shiodome Bldg. in Higashi-Shinbashi, Minato-ku, Tokyo, Japan, and operates principally in Japan with overseas activities centered in Thailand via subsidiary EASY BUY Public Company Limited, as well as presence in the Philippines and Malaysia. The company, a consolidated subsidiary of Mitsubishi UFJ Financial Group, Inc., targets individual consumers seeking personal financing and partners with banks for guarantee services. Recent developments include the April 2025 launch of guarantee partnerships with THE MORTGAGE CORPORATION OF JAPAN, LIMITED, Resona Bank, Limited, Saitama Resona Bank, Limited, Kansai Mirai Bank, Limited, and AEON Bank, Ltd.; expansion of embedded finance through GeNiE Inc., which formed alliances with eight companies by March 2025 following its June 2024 system launch and October alliance with Kyash Inc.; and sustained growth in receivables outstanding to 2,714.1 billion yen as of March 31, 2025, amid strong funding demand.