1. Ireland Stocks

  2. •

    Finance

  3. •

    Property/Casualty insurance
FBD Holdings PLC

FBD Holdings PLC

19.00
EUR
+0.05
(+0.26%)
612.84MMarket Cap
Mar 05Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
10.12
10.02
9.99
9.38
9.92
10.08
10.49
9.57
10.17
8.99
10.17
11.5
12.83
- -
Basic EPS, GAAP
1.32
-0.07
-2.13
0.31
1.23
1.22
2.82
0.13
2.74
1.61
1.94
1.86
1.3
- -
Free Cash Flow per Basic Share
0.63
0.92
0.62
0.05
2.65
0.57
1.06
2.11
1.22
2.53
1.27
1.8
1.33
- -
Dividend per Share
0.46
0.51
0.34
- -
- -
0.25
0.51
- -
- -
1.01
2.01
2
1.77
- -
Book Value per Share
8.13
7.81
6.09
6.51
7.84
8.18
10.68
10.95
13.61
12.76
13.3
13.46
13.2
13.35
Tangible Book Value per Share
8.13
7.81
6.09
5.79
7.84
8.17
10.62
10.81
13.35
12.36
12.03
12.14
11.91
12.1
Basic Weighted Avg Shares
34
34
35
35
35
35
35
35
35
36
36
36
36
36
Sales/Revenue/Turnover
341
345
346
325
344
349
365
335
357
319
364
413
463
- -
Operating Margin (%)
15.09
-1.31
-24.7
5.41
16.29
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
8
8
8
11
11
12
11
12
19
14
13
16
17
- -
Net Income, GAAP
45
-2
-74
11
43
42
98
4
96
58
70
67
47
- -
Effective Tax Rate (%)
12.75
- -
- -
21.11
14.15
15.34
12.67
8.58
12.7
12.58
14.58
12.79
12.91
- -
Profit Margin (%)
13.13
-0.61
-21.29
3.31
12.41
12.13
26.89
1.31
26.99
18.02
19.1
16.25
10.19
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
50
51
53
49
56
55
55
54
53
52
53
53
Total Equity
281
274
219
228
275
286
375
387
483
457
480
486
477
483
Return on Invested Capital (%)
15.89
- -
- -
3.76
15.12
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
20.78
- -
- -
5.24
15.86
14.18
26.21
1.55
20.12
11.4
13.73
12.95
9.24
- -
Return on Common Equity (%)
17.17
-0.87
-30.36
4.87
17.18
15.27
29.96
1.16
22.24
12.26
14.88
13.94
9.79
- -

Capital Structure

EUR

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
ST Debt
- -
1
- -
LT Borrowings
50
50
50
LT Finance Leases
3
3
3
Preferred Equity and Hybrid Capital
3
3
3
Shares Outstanding
36
36
36
Market Capitalization
494
561
613

Working Capital

EUR

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,032
1,063
1,062
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
1
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.68%
4.79%
-1.82%
Free Cash Flow
576.1%
7.04%
-26.11%
Net Income, GAAP
226.12%
408.69%
-29.82%
Sales/Revenue/Turnover
3.31%
7.11%
11.91%
Total Cash Common Dividend
- -
- -
-11.71%

Semi-annual Revenue

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
413
2025
- -
- -
463
2026
- -
- -
- -

Semi-annual Earnings Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
1.86
2025
- -
- -
1.3
2026
- -
- -
- -

Semi-annual Dividends Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
2
2025
- -
- -
1.77
2026
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Tomás O’Midheach
Full Time Employees
1,045
Sector
Finance
Industry
Property/Casualty insurance
Address
FBD House Bluebell DU Ireland D12 Y0HE
IPO Date
Jun 6, 2000
Website
fbd.ie
Similar Companies
Berkshire Hathaway Inc. New (NYSE:BRK.B)
Tokio Marine Holdings, Inc. (TSE:8766)
The Travelers Companies, Inc. (NYSE:TRV)
Chubb Limited (NYSE:CB)
Berkshire Hathaway Inc. (NYSE:BRK.A)
Anadolu Anonim Turk Sigorta Sirketi A.S. (BIST:ANSGR)
Business
FBD Holdings plc is an Irish insurance company primarily engaged in the underwriting and sale of a comprehensive range of insurance products and financial services. The company offers personal and commercial insurance solutions including car insurance; home insurance; farm insurance; business insurance; travel insurance; life and pensions products. It operates a multichannel distribution strategy with direct sales and partnerships, serving predominantly Irish markets through a network of 34 offices across Ireland. Founded in 1969, FBD Holdings plc is headquartered in Dublin, Ireland. In the latest period, FBD Holdings plc reported significant growth with a 10% increase in gross written premiums and over 10,500 additional policies on record compared to the first half of 2024. The company registered a profit before tax of €17 million for the half year ended June 2025. Recent strategic developments include enhancements in underwriting capabilities, strong acquisition and retention in the home insurance segment across both direct and partnership channels, and a capital allocation of €4 million towards share repurchase. The company also approved a 75 cent special dividend, reflecting robust financial health with a solvency capital requirement coverage of 202% post-dividend and share repurchase. FBD continues to invest heavily in digital transformation to enhance customer engagement and streamline operations. FBD Holdings plc operates in two main segments: underwriting and financial services, targeting personal, commercial, and agricultural insurance markets predominantly within Ireland. The company leverages a strong heritage and market presence to maintain one of the leading positions in the Irish property and casualty insurance sector. It maintains a primary listing on Euronext Dublin (Ticker: EG7.IR). The operational focus remains on product innovation and expanding insurance coverages to meet evolving customer needs while sustaining financial discipline and shareholder returns. This makes FBD Holdings plc a well-established, diversified insurer with focused growth initiatives and a solid balance sheet position as it navigates the competitive insurance environment domestically. Its strategic emphasis on digital capabilities and customer retention positions it to capitalize on market opportunities going forward.