Industrial and Commercial Bank of China Limited Class A

Industrial and Commercial Bank of China Limited Class A

0.85
EUR
+0.00
(+0.32%)
326.42BMarket Cap
Oct 30Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1.3
1.44
1.5
1.45
1.55
1.65
1.82
1.86
1.99
1.82
1.75
1.7
1.75
- -
Basic EPS, GAAP
0.58
0.61
0.6
0.6
0.61
0.64
0.67
0.67
0.74
0.75
0.76
0.76
0.78
- -
Free Cash Flow per Basic Share
-0.08
0.34
2.37
0.43
1.64
1.43
0.97
3.22
0.72
2.9
2.93
1.13
3.9
- -
Dividend per Share
0.21
0.23
0.22
0.22
0.22
0.24
0.25
0.27
0.28
0.3
0.36
0.37
0.43
0.64
Book Value per Share
2.81
3.28
3.72
4.11
4.46
4.9
5.56
5.99
6.8
7.32
7.88
8.35
8.99
9.17
Tangible Book Value per Share
2.81
3.28
3.72
4.11
4.46
4.9
5.56
5.99
6.8
7.32
7.88
8.35
8.99
9.17
Basic Weighted Avg Shares
451,479
455,869
464,000
465,872
466,806
468,008
468,049
473,568
472,716
479,974
478,840
481,300
475,153
251,004
Sales/Revenue/Turnover
587,540
656,735
695,317
673,287
723,552
770,700
852,908
881,361
939,893
871,338
838,048
817,284
833,496
- -
Operating Margin (%)
57.37
54.76
51.71
53.52
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
16,438
18,305
20,344
21,820
20,072
22,654
28,544
29,653
31,319
34,013
34,774
34,538
34,485
- -
Net Income, GAAP
262,649
275,811
277,131
278,249
286,049
297,676
312,224
315,906
348,338
361,132
363,993
365,863
368,562
- -
Effective Tax Rate (%)
22.32
23.6
23.54
23.17
21.17
19.79
20.02
18.98
17.58
14.74
13.47
13.01
12.64
- -
Profit Margin (%)
44.7
42
39.86
41.33
39.53
38.62
36.61
35.84
37.06
41.45
43.43
44.77
44.22
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
655,179
712,053
784,215
858,044
1,018,888
1,104,091
1,233,128
1,266,743
1,280,715
1,428,764
1,898,250
2,599,150
2,751,358
3,120,209
Total Equity
1,278,463
1,537,304
1,800,519
1,981,163
2,141,056
2,344,883
2,692,003
2,909,515
3,275,258
3,515,419
3,776,588
3,987,266
4,272,024
4,355,844
Return on Invested Capital (%)
12.6
10.71
8.37
7.53
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
14.79
13.16
11.44
10.23
9.49
8.98
8.44
7.75
7.94
7.58
6.83
5.95
5.38
- -
Return on Common Equity (%)
21.9
19.91
17.29
15.46
14.53
13.85
12.99
11.9
11.85
11.14
10.42
9.81
9.26
- -

Capital Structure

CNY

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
114,927
114,927
114,927
Shares Outstanding
459,482
459,482
459,482
Market Capitalization
2,531,903
2,737,354
2,530,107

Working Capital

CNY

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
5,268,700
5,137,649
5,164,909
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

CNY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.06%
8.01%
7.14%
Free Cash Flow
79.99%
82.56%
240.74%
Net Income, GAAP
2.93%
3.2%
0.74%
Sales/Revenue/Turnover
1.99%
-0.99%
1.98%
Total Cash Common Dividend
7.07%
9.88%
14.38%

Quarterly Revenue

CNY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
218,893
199,144
204,713
194,534
817,284
2025
211,385
212,682
- -
197,965
833,496
2026
228,664
234,213
- -
- -
- -

Quarterly Earnings Per Share

CNY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.19
1.94
0.19
2.19
0.76
2025
0.18
2.18
- -
2.53
0.78
2026
0.19
0.19
- -
- -
- -

Quarterly Dividends Per Share

CNY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.04
0.26
0.25
0.42
0.37
2025
0.13
0.5
- -
1.08
0.43
2026
0.08
0.17
- -
- -
- -

Company Description

CEO
Lin Liao
Full Time Employees
409,758
Sector
Finance
Industry
Major banks
Address
55 Fuxingmennei Avenue Beijing BE China 100140
IPO Date
Oct 27, 2006
Business
Industrial and Commercial Bank of China Limited (ICBC) is China's largest commercial bank and a leading global financial institution, providing a comprehensive range of banking products and services through its Corporate Banking, Personal Banking, and Treasury Operations segments; corporate banking offerings include deposits, trade financing, corporate wealth management, custody services, corporate loans to corporations, government agencies and financial institutions, intermediary services, fund raising, fund sales, asset management, financial leasing, insurance such as life, health and accident policies plus reinsurance, sponsorship and underwriting for listings and bond issuances, financial consulting, direct investment, sales and trading, market research, cross-border financial services, debt-for-equity swaps and wealth management products; personal banking encompasses deposit-taking, personal loans, card business including Peony RMB Credit Cards, personal wealth management and intermediary services; treasury operations cover money market transactions, investment securities, proprietary and foreign exchange trading; additional businesses comprise inclusive finance, institutional finance, settlement and cash management, investment banking, bill discounting, bank card operations, pension finance, precious metals and asset securitization. Founded in 1984 and headquartered in Beijing, ICBC operates over 15,000 domestic outlets and more than 400 overseas institutions across 69 countries and regions, including subsidiaries like ICBC (Asia) and branches in key markets such as Singapore, Luxembourg, Pakistan, Spain and Türkiye where it serves as an RMB clearing bank in 12 countries; it targets corporations, government entities, financial institutions, individuals and serves strategic sectors including manufacturing, technology, green initiatives and Belt and Road projects. In recent developments, ICBC has advanced its "five transformations" in intelligent risk control, modern layout, digital drivers, diversified structure and ecological foundation, achieving total assets exceeding RMB52 trillion and customer loans over RMB30 trillion as of mid-2025 with non-performing loan ratio at 1.33%; it expanded technology loans to RMB6 trillion (up 20%), green loans beyond RMB6 trillion (up 16.4%), inclusive loans to RMB3.4 trillion (up 17.3%) and pension assets to RMB5.4 trillion (up 7.3%), established an RMB80 billion Sci-tech Finance Innovation Fund, received approval to acquire Bank of Jinzhong in a bailout, grew overseas assets to nearly USD460 billion, launched AI-powered tools like the "AI-Credit Matrix" and "ICBC eXaminer", and enhanced international operations supporting over 500 "going global" projects with USD130 billion in loan commitments while issuing global multi-currency offshore green bonds.

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