Suruga Bank Ltd.

Suruga Bank Ltd.

SUGBY
Suruga Bank Ltd.US flagOther OTC
186.00
USD
- -
- -
3.13BMarket Cap
Suruga Bank Ltd.
SUGBY
(Other OTC)

Recent

price

186.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
3,415.11
3,748.78
3,940
4,246.91
4,667.62
5,047.63
5,379.64
5,859.15
5,282.5
4,288.19
3,611.24
3,222.19
2,962.78
3,029.94
3,630.53
3,900.56
1,201.96
Revenue per Share
105.69
654
901.13
1,167.68
1,388.23
1,561.54
1,841.04
301.7
-4,193.69
1,093.2
925.24
347.29
561.51
754.47
1,098.53
1,985.5
300.52
Basic EPS, GAAP
656.09
-3,325.57
-1,962.57
24,414.66
3,850.79
5,424.74
-2,168.72
1,150.73
-23,786.56
19,790.72
8,592.96
5,977.07
1,177.22
-4,677.5
-11,462.07
-8,641
- -
Free Cash Flow per Basic Share
130.45
130.84
130.03
159.8
179.84
211.92
204.93
224.98
104.99
- -
49.99
50.52
59.94
158.35
294.55
371.8
- -
Dividend per Share
767.89
758.76
936.36
1,056.71
1,222.87
1,296.4
1,459.58
1,479.43
1,040.47
1,108.48
1,233.18
1,402.54
1,438.32
1,532.15
1,609.96
1,896.78
1,591.02
Book Value per Share
740.11
689.79
834.91
925.7
1,093.3
1,166.77
1,336.14
1,362.39
934.28
1,015.37
1,144.95
1,304.44
1,353.33
1,462.77
1,558.06
1,846.96
1,526.8
Tangible Book Value per Share
24
24
24
24
24
24
23
23
23
23
23
23
19
20
18
17
19
Basic Weighted Avg Shares
83,331
89,191
92,872
100,408
110,589
118,687
124,559
135,709
122,368
99,336
83,654
73,853
55,804
61,746
66,683
68,224
23,142
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
3,704
4,128
4,267
4,518
5,959
6,390
6,948
7,087
6,990
6,475
5,653
5,767
5,563
5,322
6,082
4,060
- -
Depreciation Expense
2,579
15,560
21,241
27,607
32,891
36,717
42,627
6,988
-97,146
25,324
21,433
7,960
10,576
15,375
20,177
34,728
5,786
Net Income, GAAP
40.07
46.75
40.37
39.69
37.02
34.05
28.76
28.76
- -
19.73
5.9
12.2
12.11
21.04
18.35
1.58
20.78
Effective Tax Rate (%)
3.09
17.45
22.87
27.49
29.74
30.94
34.22
5.15
-79.39
25.49
25.62
10.78
18.95
24.9
30.26
50.9
25
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
2,995
3,157
3,265
2,805
2,535
2,085
1,540
1,085
740
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
187,217
197,269
222,448
251,813
292,126
302,235
340,378
344,762
242,307
256,890
285,769
264,228
271,039
295,118
295,817
323,439
297,155
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
1.36
8.15
10.2
11.73
12.18
12.44
13.36
2.05
-33.29
10.17
7.9
2.9
3.95
5.43
6.83
11.22
1.96
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Mar'24
Jun'25
Sep'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
193
193
187
Market Capitalization
1,596,085
1,964,732
1,937,607

Working Capital

FRC

•

in mil. unless spec.
Mar'24
Jun'25
Sep'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
982,204
- -
765,990
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.5%
2.7%
9.34%
Free Cash Flow
-325.18%
-110.45%
-28.21%
Net Income, GAAP
-158.04%
23.75%
72.12%
Sales/Revenue/Turnover
-4.57%
-3.04%
2.31%
Total Cash Common Dividend
- -
- -
20.2%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
66,683
2026
- -
- -
- -
- -
68,224
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
1,098.53
2026
- -
- -
- -
- -
1,985.5
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
294.55
2026
- -
- -
- -
- -
371.8
2027
- -
- -
- -
- -
- -
Business
Suruga Bank Ltd. (Ticker: SUGBY) operates as a regional commercial bank in Japan, providing a range of banking and financial services including deposits, loans, investment products, credit cards, and insurance brokerage; it also offers asset management, securities trading, and internet banking solutions through its proprietary platforms. Headquartered in Numazu, Shizuoka Prefecture, the bank was founded in 1896 and primarily serves individual and corporate customers in the Shizuoka region as well as nationally via digital channels. Its business segments encompass retail banking, corporate finance, and wealth management, with a focus on small and medium-sized enterprises, real estate financing, and consumer lending.

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