SVB & T Corporation

SVB & T Corporation

SVBT
SVB & T CorporationUS flagOther OTC
67.10
USD
- -
- -
74.02MMarket Cap
SVB & T Corporation
SVBT
(Other OTC)

Recent

price

67.10

P/E

ratio

- -

div

yld

- -

ROIC.AI

2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
14.28
15.21
16.18
17.81
21.81
24.8
24.59
23.69
24.93
- -
29.43
Revenue per Share
2.73
3.07
3.7
3.61
4.31
6.68
5.76
5.12
5.55
- -
8.82
Basic EPS, GAAP
2.36
2.82
4.37
2.1
5.08
6.29
7.72
6.84
4.64
- -
- -
Free Cash Flow per Basic Share
0.4
0.44
0.49
0.39
0.52
0.55
0.63
0.71
0.79
- -
- -
Dividend per Share
32.35
35
38.11
41.21
45.01
51.79
57.04
61.39
66.26
- -
- -
Book Value per Share
31.4
33.34
36.25
40.9
45.83
51.24
50.07
54.75
56.72
- -
67.7
Tangible Book Value per Share
1
1
1
1
1
1
1
1
1
- -
1
Basic Weighted Avg Shares
16
17
18
20
24
27
27
26
27
31
32
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
1
1
1
1
1
1
1
1
- -
Depreciation Expense
3
3
4
4
5
7
6
6
6
9
10
Net Income, GAAP
26
24.36
15.19
13.41
13.66
15.98
15.88
13.46
13.1
16.35
16.11
Effective Tax Rate (%)
19.1
20.31
22.93
20.36
19.85
27
23.49
21.69
22.34
28.49
29.98
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
30
24
25
40
42
40
29
10
- -
- -
- -
LT Debt
35
37
41
46
51
57
55
60
65
74
77
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
9.13
10.11
9.11
10.01
13.71
10.57
8.65
8.69
11.5
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1
1
1
Market Capitalization
52
65
68

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
89
50
91
Accounts Receivable, Net
4
3
4
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
7.64%
13.79%
Free Cash Flow
- -
12.02%
59.4%
Net Income, GAAP
- -
16.02%
44.49%
Sales/Revenue/Turnover
- -
5.11%
13.29%
Total Cash Common Dividend
- -
11.53%
14.62%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6
7
7
7
27
2025
7
7
8
8
31
2026
9
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.28
1.55
1.56
- -
5.55
2025
1.91
1.94
2.35
- -
- -
2026
2.71
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.79
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
SVB & T Corporation operates as the parent company of Springs Valley Bank & Trust Company, providing a wide range of banking, financial advisory, and brokerage services primarily in the United States. The company’s core offerings include retail and commercial banking products such as checking and savings accounts, personal and home loans, corporate lending, asset management, and electronic banking services. Additionally, SVB & T provides brokerage services featuring mutual funds, annuities, tax-advantaged investments, life insurance products, and retirement plans. The corporation targets various customer segments including individual consumers, small to mid-sized businesses, and high-growth enterprises, with particular emphasis on financial advisory and investment services to enhance noninterest income streams. Founded in 1871 and headquartered in Jasper, Indiana, SVB & T Corporation focuses on maintaining a strong regional banking presence while expanding its financial advisory and electronic banking capabilities. In 2025, the company reported significant operational achievements including a 50.64% increase in earnings per share and a strategic emphasis on growing its Financial Advisory Group and sold loan servicing income. The corporation reauthorized a $1 million share repurchase program extending through 2027, reflecting confidence in its financial position. It is strategically managing loan growth to preserve liquidity and focus on high-quality credit, while benefiting from margin expansion driven by a favorable interest rate environment that increased net interest margin by approximately 58 basis points in the third quarter of 2025. Recent strategic moves include expanding electronic banking services and increasing efforts to generate noninterest income to reduce dependency on traditional interest margins. SVB & T also continues to enhance its digital offerings, including online banking, e-statements, mobile banking, and fraud prevention solutions. These initiatives support the company’s goal of delivering comprehensive financial solutions at every stage of the customer lifecycle, from startup banking to corporate banking for public companies. SVB & T Corporation remains focused on strengthening liquidity, managing operating expenses effectively, and sustaining sustainable growth through diversified revenue streams and disciplined credit practices.

Company News

APIChat
  • SVB&T Corporation, Parent Company of Springs Valley Bank & Trust Company, Declares Quarterly Dividend

  • SVB&T Corporation, Parent Company of Springs Valley Bank & Trust Company, Reports 2026 First Quarter Earnings

  • SVB&T Corporation, Parent Company of Springs Valley Bank & Trust Company, Reports 2025 Fourth Quarter and Annual Earnings and Declares Quarterly Dividend

  • SVB&T Corporation, Parent Company of Springs Valley Bank & Trust Company, Reports 2025 Third Quarter and Year to Date Earnings

  • SVB&T Corporation, Parent Company of Springs Valley Bank & Trust Company, Declares Quarterly Dividend

  • SVB&T Corporation, Parent Company of Springs Valley Bank & Trust Company, Reports 2025 Second Quarter and Year to Date Earnings and Declares Quarterly Dividend

  • SVB&T Corporation, Parent Company of Springs Valley Bank & Trust Company, Declares Quarterly Dividend

  • SVB&T Corporation, Parent Company of Springs Valley Bank & Trust Company, Reports 2025 First Quarter Earnings

  • SVB&T Corporation, Parent Company of Springs Valley Bank & Trust Company, Reports 2024 Fourth Quarter and Annual Earnings and Declares Quarterly Dividend

  • SVB&T Corporation, Parent Company of Springs Valley Bank & Trust Company, Reports 2024 Third Quarter and Year to Date Earnings

  • SVB&T Corporation, Parent Company of Springs Valley Bank & Trust Company, Declares Quarterly Dividend

  • SVB&T Corporation Reports 2024 Second Quarter and YTD Earnings and Declares Quarterly Dividend

  • SVB&T Corporation, Parent Company of Springs Valley Bank & Trust Company, Reports 2024 First Quarter Earnings

  • SVB&T Corporation, Parent Company of Springs Valley Bank & Trust Company, Reports 2023 Fourth Quarter and Annual Earnings and Declares Quarterly Dividend

  • SVB&T Corporation, Parent Company of Springs Valley Bank & Trust Company, Reports 2023 Third Quarter and Year to Date Earnings

  • SVB&T Corporation, Parent Company of Springs Valley Bank & Trust Company, Declares Quarterly Dividend

  • SVB&T Corporation, Parent Company of Springs Valley Bank & Trust Company, Reports 2023 Second Quarter and Year to Date Earnings and Declares Quarterly Dividend