SVB & T Corporation

SVBT

SVBTSVB & T Corporation US flag

Other OTC

67.10

USD

- -

73.82MMarket Cap

Income Statement (USD)

API Chat

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Sales/Revenue/Turnover	16	17	18	20	24	27	27	26	27	31
+ Sales & Services Revenue	16	17	18	20	24	27	27	26	27	31
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	7	7	7	8	10	11	11	12	13	12
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-7	-7	-7	-8	-10	-11	-11	-12	-13	-12
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-4	-5	-5	-5	-6	-9	-8	-7	-7	-11
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-4	-5	-5	-5	-6	-9	-8	-7	-7	-11
Pretax Income	4	5	5	5	6	9	8	7	7	11
- Income Tax Expense (Benefit)	1	1	1	1	1	1	1	1	1	2
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	3	3	4	4	5	7	6	6	6	9
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	3	3	4	4	5	7	6	6	6	9
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	3	3	4	4	5	7	6	6	6	9
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	3	3	4	4	5	7	6	6	6	9
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	1	1	1	1	1	1	1	1	1	1
EBITDA Margin (%)	3.94	4.3	4.47	4.22	3.41	3.07	3.2	3.53	3.33	2.93
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	19.1	20.31	22.93	20.36	19.85	27	23.49	21.69	22.34	28.49
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	0.4	0.44	0.49	0.39	0.52	0.55	0.63	0.71	0.79	- -
Depreciation Expense	1	1	1	1	1	1	1	1	1	1
Basic Weighted Avg Shares	1	1	1	1	1	1	1	1	1	- -
Basic EPS, GAAP	2.73	3.07	3.7	3.61	4.31	6.68	5.76	5.12	5.55	- -
Basic EPS from Cont Ops	2.73	3.09	3.71	3.63	4.33	6.7	5.77	5.14	5.57	- -
Diluted Weighted Avg Shares	1	1	1	1	1	1	1	1	1	- -
Diluted EPS, GAAP	2.73	3.07	3.7	3.61	4.31	6.68	5.76	5.12	5.53	- -
Diluted EPS from Cont Ops	2.73	3.09	3.71	3.63	4.33	6.7	5.77	5.14	5.54	- -

Balance Sheet (USD)

API Chat

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	59	64	66	70	88	78	71	75	121	50
+ Cash & Cash Equivalents	10	12	10	12	27	11	13	13	56	44
+ ST Investments	49	52	56	58	61	66	58	62	66	6
+ Accounts & Notes Receiv	2	2	2	2	3	3	3	3	3	3
+ Accounts Receivable, Net	2	2	2	2	3	3	3	3	3	3
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-60	-65	-68	-72	-91	-81	-74	-78	-125	-53
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	- -	6	5	7	6	7	7	6	6	6
+ Property, Plant & Equip	- -	10	10	12	12	13	14	14	14	15
- Accumulated Depreciation	- -	5	5	6	6	6	7	8	8	9
+ LT Investments & Receivables	49	52	56	58	61	66	58	62	66	72
+ LT Investments	49	52	56	58	61	66	58	62	66	72
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-49	-57	-61	-64	-68	-73	-65	-68	-72	-78
+ Total Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	2	2
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	2	2
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-49	-57	-61	-64	-68	-73	-65	-68	-74	-80
Total Assets	353	381	401	453	496	490	561	614	638	643
+ Payables & Accruals	- -	- -	1	1	1	- -	1	2	- -	- -
+ Accounts Payable	- -	- -	1	1	1	- -	1	2	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	- -	-1	-1	-1	- -	-1	-2	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	- -	-1	-1	-1	- -	-1	-2	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	30	24	25	40	42	40	29	10	- -	- -
+ LT Borrowings	30	24	25	40	42	40	29	10	- -	- -
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-30	-24	-25	-40	-42	-40	-29	-10	- -	- -
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-30	-24	-25	-40	-42	-40	-29	-10	- -	- -
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	318	343	360	407	445	433	505	553	573	570
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	7	7	7	7	7	7	7	7	7	8
+ Common Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	7	7	7	7	7	7	7	7	7	7
- Treasury Stock	8	9	9	9	9	10	10	10	10	10
+ Retained Earnings	36	39	42	46	50	57	63	67	72	80
+ Other Equity	- -	1	- -	2	3	3	-4	-4	-5	-4
Equity Before Minority Interest	35	37	41	46	51	57	55	60	65	74
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	35	37	41	46	51	57	55	60	65	74
Total Liabilities & Equity	353	381	401	453	496	490	561	614	638	643
Shares Outstanding	1	1	1	1	1	1	1	1	1	1
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	20	12	15	28	15	28	16	-3	-56	-44
Net Debt to Equity	56.39	32.14	35.93	61.11	29.26	49.84	29.3	-5.28	-85.94	-59.32
Tangible Common Equity Ratio	9.93	9.78	10.11	10.1	10.33	11.53	9.82	9.8	9.79	11.12
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API Chat

	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
+ Net Income	3	3	4	4	5	7	6	6	6	9
+ Depreciation & Amortization	1	1	1	1	1	1	1	1	1	1
+ Non-Cash Items	- -	- -	1	- -	2	1	1	- -	-1	1
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	- -	- -	1
+ Deferred Income Taxes	- -	- -	- -	- -	- -	- -	- -	-1	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	1	- -	1	- -	3	1	1	- -	- -	- -
+ Chg in Non-Cash Work Cap	-1	-1	- -	- -	-2	-1	1	1	-1	-2
+ (Inc) Dec in Accts Receiv	- -	- -	- -	-1	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	2	- -	-1
+ Inc (Dec) in Other	- -	-1	- -	- -	-1	-1	1	- -	-1	-1
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	4	4	5	4	6	8	9	8	5	9
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-1	- -	- -	-2	- -	-1	-1	- -	- -	- -
+ Acq of Fixed Prod Assets	-1	- -	- -	-2	- -	-1	-1	- -	- -	- -
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	-1	- -	- -	- -	-1	- -	- -	- -	- -
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	-1	- -	- -	- -	-1	- -	- -	- -	- -
+ Net Change in LT Investment	-3	-2	-5	- -	-2	-6	-1	-4	-5	-6
+ Dec in LT Investment	5	6	6	23	11	10	4	2	8	2
+ Inc in LT Investment	-8	-8	-11	-22	-13	-16	-5	-5	-13	-8
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-26	-16	-20	-41	-26	-11	-68	-31	5	-15
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-30	-19	-25	-43	-29	-18	-69	-35	1	-21
+ Dividends Paid	- -	- -	-1	- -	-1	-1	-1	-1	-1	-1
+ Net Cash From Debt	-14	-6	1	15	2	-2	-10	-19	-10	- -
+ Cash From Debt	65	87	29	73	19	2	65	19	- -	- -
+ Repayments of Debt	-79	-93	-28	-58	-17	-4	-76	-38	-10	- -
+ Other Financing Activities	44	31	17	29	36	-10	82	64	30	-1
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	29	24	17	44	37	-14	71	44	18	-2
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	3	9	-3	5	15	-24	11	17	24	-15
EBITDA	1	1	1	1	1	1	1	1	1	1
EBITDA Margin (%)	3.94	4.3	4.47	4.22	3.41	3.07	3.2	3.53	3.33	2.93
Free Cash Flow	3	3	5	2	6	7	8	8	5	8
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	3	3	5	2	6	7	8	8	5	8
Free Cash Flow to Equity	- -	-2	5	17	8	4	-2	-11	-5	8
Free Cash Flow per Basic Share	2.36	2.82	4.37	2.1	5.08	6.29	7.72	6.84	4.64	- -
Price/Free Cash Flow	- -	- -	7.82	6.93	6.69	5.88	5.27	5.23	8.13	- -
Cash Flow to Net Income	1.17	1.01	1.27	1.08	1.21	1.1	1.44	1.39	0.89	0.97
Capital Expenditures	-1	- -	- -	-2	- -	-1	-1	- -	- -	- -