Sydbank A/S

Sydbank A/S

SYANY
Sydbank A/SUS flagOther OTC
16.00
USD
- -
- -
4.18BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
12.71
12.87
12.31
13.03
13.46
12.59
12.76
13.27
16.05
18.74
27.24
28.33
28.72
27.68
Basic EPS, GAAP
0.51
2.87
3.17
4.18
4.48
3.58
2.82
2.71
4.77
6.61
12.25
10.37
7.24
9.03
Free Cash Flow per Basic Share
0.78
1.05
6.72
9.43
8.9
3.34
-16.82
-0.27
-11.64
14.94
6.51
-3.77
24.6
31.04
Dividend per Share
0.02
0.01
1.46
2.28
2.15
2.36
1.93
0.02
1.97
2.47
3.51
6.31
5.32
5.34
Book Value per Share
26.5
27.96
27.85
29.81
31.09
30.24
33.33
37.04
37.65
40.5
46.53
48.54
122.83
52.33
Tangible Book Value per Share
26.92
29.95
30.63
32.54
34.07
35.25
38.15
40.86
43.28
47.32
56.5
57.66
109.06
59.56
Basic Weighted Avg Shares
367
367
363
352
342
324
302
295
296
288
273
266
262
260
Sales/Revenue/Turnover
4,665
4,719
4,461
4,586
4,602
4,079
3,856
3,917
4,750
5,391
7,433
7,548
7,511
7,205
Operating Margin (%)
3.67
28.16
33.02
40.75
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
99
96
97
115
122
97
113
109
138
115
101
111
122
110
Net Income, GAAP
187
1,052
1,148
1,472
1,531
1,161
853
799
1,411
1,901
3,342
2,762
1,893
2,349
Effective Tax Rate (%)
- -
20.84
22.06
21.24
21.73
18.24
21.09
21.74
20.01
20.96
21.93
24.22
23.48
24.32
Profit Margin (%)
4.01
22.29
25.73
32.1
33.27
28.46
22.12
20.4
29.71
35.26
44.96
36.59
25.2
32.6
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
8,259
5,126
5,857
5,838
5,576
5,567
9,300
11,420
15,171
14,357
12,279
13,317
24,939
13,335
Total Equity
10,237
11,311
11,427
11,757
11,926
11,682
11,764
12,506
13,212
13,981
15,748
15,784
37,647
15,905
Return on Invested Capital (%)
- -
6.02
6.81
8.43
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
1.94
10.53
11.28
14.3
14.5
11.37
8.59
7.61
12.78
16.68
27.45
21.55
8.4
17.05

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
51
51
50
Market Capitalization
19,428
22,990
21,460

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
14,139
17,052
15,374
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
17.21%
32.57%
138.51%
Free Cash Flow
237.42%
615.78%
-740.64%
Net Income, GAAP
11.35%
27.66%
-31.46%
Sales/Revenue/Turnover
6.16%
14.74%
-0.49%
Total Cash Common Dividend
828.22%
1,671.48%
-17.26%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,963
1,865
1,899
1,821
7,548
2025
1,776
1,709
2,256
- -
7,511
2026
2,918
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3.15
- -
2.9
- -
10.37
2025
2.51
- -
- -
- -
7.24
2026
1.86
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6.16
- -
- -
- -
6.31
2025
5.43
- -
- -
- -
5.32
2026
5.04
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Mark Alexander Luscombe
Full Time Employees
4,180
Sector
Financial Services
Industry
Banks - Regional
Address
Peberlyk 4 Aabenraa SD Denmark 6200
IPO Date
May 29, 2014
Business
Sydbank A/S is a Denmark-based universal bank engaged in retail, private, and corporate banking services, operating primarily in Denmark with a presence in Germany through three branches. Founded in 1970 and headquartered in Aabenraa, Sydbank offers a comprehensive suite of financial products and services including various deposits; loans and advances such as mortgages, automobile loans, consumer loans, agricultural loans, and overdraft facilities; commercial banking services covering financing solutions and advisory services; leasing; payment services; pension funds; life insurance; investment services; asset management; and digital banking solutions including online banking (NetBank) and mobile banking (MobilBank). The bank serves approximately 345,000 retail customers and small-to-medium-sized enterprises. Sydbank's business segments mainly comprise retail and corporate banking, asset management, and market banking. In recent developments, Sydbank announced a new three-year strategy titled "Bigger Sydbank – delivering value for all through guidance and relationships," focusing on expanding its corporate banking market share, increasing retail and private banking clients, and growing assets under management through a customer-centric wealth management approach. The strategy emphasizes customer focus, operational efficiency, collaboration, data digitization, AI adoption, cybersecurity enhancements, and integrating ESG principles into core business operations. In 2025, Sydbank entered into an agreement to acquire a 27% stake in Vestjysk Bank A/S for DKK 2.3 billion and joined with Arbejdernes Landsbank and Vestjysk Bank in a merger forming AL Sydbank, centralizing headquarters in Aabenraa to strengthen its market position. The bank operates through 57 branches, primarily in Denmark (54) and Germany (3), employs over 2,100 staff, and continues to optimize operational efficiency while enhancing customer experience and technological capabilities. Sydbank manages significant deposits and loans with approximately DKK 121.8 billion in deposits and DKK 82.5 billion in loans as of year-end 2024. The bank maintains strong capital ratios reflecting its stable financial health. Sydbank integrates ESG commitments and sustainable finance as part of its long-term value creation and reputation strategy, aligning with evolving regulatory and market demands. Its subsidiaries include Ejendomsselskabet af 1. juni 1986 A/S, TB Leasing ApS, Sydinvest Administration A/S, and Sydbank (Schweiz) AG (in liquidation), which collectively support its diversified service offerings and geographic reach. Sydbank remains a prominent banking entity within Denmark's competitive financial sector, balancing traditional banking with innovation and strategic growth initiatives.

Company News

APIChatGPT
  • Transactions with shares in AL Sydbank by managers and closely associated persons

  • Transactions with shares in AL Sydbank by managers and closely associated persons