Jiangsu Jiangyin Rural Commercial Bank Co., Ltd. Class A
SSZSE:0028074.00
CNY
-0.01
(-0.25%)
ISIN
CNE100002BL6
Return %
Stock
S&P 500
1Y
-15.87
13.14
3Y
23.25
80.78
5Y
11.68
67.74
Capital Structure
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in mil. unless spec.Working Capital
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in mil. unless spec.Growth Rates
CNY
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in mil. unless spec.Quarterly Revenue
CNY
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in mil. unless spec.Quarterly Earnings Per Share
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in mil. unless spec.Quarterly Dividends Per Share
CNY
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in mil. unless spec.Company Description
- CEO
- Qinghua Ni
- Full Time Employees
- 1,747
- Sector
- Finance
- Industry
- Regional banks
- Address
- No. 1 Chengjiang Road Wuxi JS China 214431
- IPO Date
- Sep 2, 2016
- Website
- jybank.com.cn
- Similar Companies
- Business
- Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. operates primarily as a commercial bank providing a comprehensive range of banking products and services in China. Its core offerings include fixed, current, smart, notice, time, and demand deposits; deposit certificates; various loan products such as gold, mortgage, personal business, consumption, business operating, project, syndicated, agricultural, fund pool, auction, commercial property, revolving, technology, and green energy loans; as well as corporate finance solutions. The bank also provides citizen, debit, and credit cards; international remittance; foreign currency exchange and settlement; clean collection services; agency funds; precious metal sales; and third-party custody services. Additionally, it offers trade finance products including letters of credit, documentary and clean collections, packaged loans, export bill purchase, forfaiting, export invoice financing, offshore non-financing guarantees, credit insurance, import bill purchase and payment, bill pledge financing, and cross-border RMB business. Digital banking services such as online and mobile banking, Wechat bank, golden neighborhood, convenient service platforms, points mall, cashier services, and microfinance products are also available. The bank operates through three main segments: Corporate Business, Personal Business, and Treasury Business. Founded in 2007 and headquartered in Jiangyin, Jiangsu Province, the bank serves enterprise and individual customers primarily in Jiangyin and surrounding regions. In the last 1-2 years, Jiangsu Jiangyin Rural Commercial Bank has focused on accelerating digital transformation and enhancing customer service channels, including upgrades in mobile and online banking capabilities. It has also implemented strategic human resource adjustments promoting younger management talent and realigned its organizational structure to improve operational efficiency. The bank disclosed its 2025 profit distribution plan with cash dividends and reported strong financial performance growth in revenue and net profit in the first half of 2025. These moves are indicative of its focus on sustainable expansion, optimization of asset structure, and response to policy guidance to ensure stable and efficient business development. The bank continues to innovate and expand product offerings, particularly in green finance and technology loans, aligning with broader financial market trends in China. Overall, Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. positions itself as an integrated financial services provider emphasizing diversified banking products, regional service specialization in Jiangsu Province, and ongoing strategic enhancements to sustain growth and competitiveness in the Chinese banking sector.