Saudi Investment Bank
TTADAWUL:103011.16
SAR
-0.27
(-2.36%)
ISIN
SA0007879063
Return %
Stock
S&P 500
1Y
-2.03
14.20
3Y
16.25
81.12
5Y
22.23
68.34
Capital Structure
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in mil. unless spec.Growth Rates
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in mil. unless spec.Quarterly Revenue
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in mil. unless spec.Quarterly Earnings Per Share
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in mil. unless spec.Quarterly Dividends Per Share
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in mil. unless spec.Company Description
- CEO
- Salman Badar Al-Fughom
- Full Time Employees
- 1,490
- Sector
- Finance
- Industry
- Regional banks
- Address
- PO Box 3533 Riyadh Riyadh Province Saudi Arabia 11481
- IPO Date
- Jan 10, 1999
- Website
- saib.com.sa
- Similar Companies
- Business
- The Saudi Investment Bank The Saudi Investment Bank (SAIB), a Saudi joint-stock commercial bank founded in 1976 and headquartered in Riyadh, Saudi Arabia, provides a comprehensive range of retail, corporate, and investment banking services to individuals, small and medium-sized enterprises (SMEs), corporates, and institutional clients across the Kingdom of Saudi Arabia. The bank operates through four primary segments: Retail Banking, which offers ALASALAH current and salary accounts, Murabaha and time deposits, savings accounts, Al Asalah personal and home finance, Mada debit cards, prepaid and credit cards including travel cards, easy payment plans, loyalty programs such as Aseel and WooW Reward, and digital channels like Flexx Click internet banking, Flexx Call phone banking, Flexx Transfer, SAIB mobile apps, and ATM/cash deposit services; Corporate Banking, encompassing working capital financing, Shariah-compliant financing products, contract financing, syndicated loans, trade finance solutions including letters of credit and international trade services, commodity Murabaha, real estate Murabaha, cash management and payroll services via Flexx Business, B2B payments, escrow accounts, point-of-sale terminals, Kafalah Program SME financing, value-added tax financing, and marine cargo insurance; Treasury and Investments, providing money market services, foreign exchange, liquidity management, structured products, and secured financing programs with the Agricultural Development Fund (ADF); and Asset Management and Brokerage, delivered through its subsidiary Alistithmar Capital, which offers brokerage and securities services across local, regional, and international markets, custody, margin financing, corporate finance advisory including mergers and acquisitions, debt and corporate restructuring, initial public offerings, and private equity placements. SAIB maintains a network of branches throughout Saudi Arabia, supports Shariah-compliant products under its Al Asalah Islamic banking brand overseen by a dedicated Shariah Committee, and aligns its offerings with Vision 2030 priorities such as SME development, food security, and environmental sustainability. Among its latest major developments, SAIB issued its inaugural US$750 million Sustainable Tier 1 Sukuk in November 2024 under a US$1.5 billion Additional Tier 1 Sukuk Program and Sustainable Finance Framework launched in September 2024, with proceeds fully allocated by June 2025 to eligible green projects including renewable energy such as solar PV and green ammonia production, sustainable water and wastewater management via water reservoirs, and terrestrial/aquatic biodiversity conservation through Aquaculture Stewardship Council-certified sustainable aquaculture, as well as social projects like MSME financing under the Kafalah Program supporting 355 micro, small, and medium enterprises and affordable housing financing for 1,729 units; the bank also completed a significant land sale in Riyadh on November 24, 2025, generating over SAR 801 million in proceeds expected to positively impact its fourth-quarter financial results, and continues to advance Strategy 2027 focused on core segment growth, digital expansion, and ESG integration including GRI reporting and Building Management Systems across branches.