1. Saudi Arabia Stocks

  2. •

    Finance

  3. •

    Finance/Rental/Leasing
SHL Finance Co.

SHL Finance Co.

TTADAWUL:1183
11.35
SAR
-0.67
(-5.57%)
0.60EPS
24.93P/E
1.50BMarket Cap
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1.82
1.7
2.05
2.12
1.89
1.12
1.45
2.01
2.35
Basic EPS, GAAP
0.4
0.54
0.84
1.02
0.96
0.02
0.27
0.51
0.6
Free Cash Flow per Basic Share
0.58
- -
1.64
3.17
1.47
1.63
1.11
0.57
0.68
Dividend per Share
- -
- -
- -
- -
0.77
0.5
- -
- -
- -
Book Value per Share
14.46
15
15.86
16.9
17.09
16.61
16.88
17.38
17.23
Tangible Book Value per Share
14.42
14.97
15.84
16.87
17.07
16.59
16.86
17.36
17.21
Basic Weighted Avg Shares
101
101
101
101
100
100
100
100
100
Sales/Revenue/Turnover
184
172
208
215
189
112
145
201
235
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
3
5
5
5
5
4
4
4
4
Net Income, GAAP
41
55
85
103
96
2
27
51
60
Effective Tax Rate (%)
46.26
30.57
12.77
13.29
2.1
19.52
21.74
17.17
18.9
Profit Margin (%)
22.17
31.8
40.99
48.08
50.63
2.08
18.3
25.18
25.56
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
2,832
2,815
2,828
2,668
2,566
2,681
2,783
2,932
3,067
Total Equity
1,446
1,500
1,586
1,690
1,709
1,661
1,688
1,738
1,723
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
1.27
1.95
2.35
2.22
0.05
0.6
1.11
1.28
Return on Common Equity (%)
- -
3.71
5.52
6.3
5.64
0.14
1.58
2.96
3.49

Capital Structure

SAR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
100
100
100
Market Capitalization
1,652
1,452
1,496

Working Capital

SAR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
71
88
101
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

SAR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
1.89%
2.96%
Free Cash Flow
- -
-6.13%
-48.71%
Net Income, GAAP
- -
209.62%
91.03%
Sales/Revenue/Turnover
- -
3.79%
38.8%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
32
37
35
41
145
2025
45
49
51
57
201
2026
62
65
- -
- -
- -

Quarterly Earnings Per Share

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.05
0.06
0.05
0.11
0.27
2025
0.14
0.12
0.08
0.16
0.51
2026
0.19
0.17
- -
- -
- -

Quarterly Dividends Per Share

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Bandar Saeed Al-Ghamdi
Full Time Employees
238
Sector
Finance
Industry
Finance/Rental/Leasing
Address
Al Murabba, King Abdulaziz Road Riyadh Riyadh Province Saudi Arabia 11417
IPO Date
Apr 20, 2022
Website
shlfinance.com
Similar Companies
SoFi Technologies, Inc. (NASDAQ:SOFI)
Visa Inc. (NYSE:V)
Bajaj Finance Limited (NSE:BAJFINANCE)
Mastercard Incorporated (NYSE:MA)
American Express Company (NYSE:AXP)
One 97 Communications Ltd. (NSE:PAYTM)
Business
SHL Finance Company SHL Finance Company (1183.SR) operates as a Saudi joint-stock real estate finance company compliant with Islamic Sharia principles, providing financing solutions primarily in the Kingdom of Saudi Arabia. The company offers real estate financing for the purchase of houses, residential lands, apartments, and other properties; financing for the establishment of commercial and industrial projects excluding those in Makkah and Madinah; consumer financing for individuals; and financing for small and medium-sized enterprises, with branches in Riyadh,