1. Saudi Arabia Stocks

  2. •

    Finance

  3. •

    Finance/Rental/Leasing
United International Holding Co.

United International Holding Co.

TTADAWUL:4083
20.98
SAR
-0.42
(-1.96%)
2.65BMarket Cap
Dec 02Next Earn
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
7.28
8.66
10.7
- -
Basic EPS, GAAP
2.95
3.09
3.78
- -
Free Cash Flow per Basic Share
-1.52
-4.56
-4.36
- -
Dividend per Share
- -
- -
- -
- -
Book Value per Share
12.37
15.45
19.4
20.12
Tangible Book Value per Share
12.1
15.2
18.86
19.63
Basic Weighted Avg Shares
72
72
72
72
Sales/Revenue/Turnover
524
624
770
- -
Operating Margin (%)
44.82
39.82
39.89
- -
Depreciation Expense
6
7
7
- -
Net Income, GAAP
212
222
272
- -
Effective Tax Rate (%)
10.32
10.33
11.4
- -
Profit Margin (%)
40.5
35.66
35.32
- -
Working Capital
534
767
1,116
1,160
LT Debt
667
851
1,097
1,080
Total Equity
891
1,113
1,403
1,514
Return on Invested Capital (%)
- -
10.53
9.99
- -
Return on Capital (%)
- -
13.91
13.14
- -
Return on Common Equity (%)
- -
22.2
21.69
- -

Capital Structure

SAR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
561
611
637
LT Borrowings
1,091
1,068
1,074
LT Finance Leases
6
6
6
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
72
72
75
Market Capitalization
3,873
3,153
2,649

Working Capital

SAR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
1,764
1,850
1,916
Cash, Cash Equivalents & STI
1,743
1,829
1,892
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
648
748
756
Payables & Accruals
- -
- -
- -
ST Debt
561
611
637
Deferred Revenue
- -
- -
- -

Growth Rates

SAR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
26.08%
Free Cash Flow
- -
- -
-4.47%
Net Income, GAAP
- -
- -
22.38%
Sales/Revenue/Turnover
- -
- -
23.54%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
139
150
- -
- -
624
2025
175
192
- -
204
770
2026
206
205
- -
- -
- -

Quarterly Earnings Per Share

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.73
0.65
- -
- -
3.09
2025
0.8
0.83
- -
1.01
3.78
2026
0.89
0.65
- -
- -
- -

Quarterly Dividends Per Share

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Mohammed Galal Ali Fahmi
Full Time Employees
524
Sector
Finance
Industry
Finance/Rental/Leasing
Address
King Faisal Bin Abdulaziz Street, Al Rawabi District Khobar EP Saudi Arabia 31952
IPO Date
Nov 20, 2024
Website
unitedholding.com.sa
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Business
United International Holding Company (4083.SR), a Saudi Arabia-based holding company founded in 2021 and headquartered in Al Khobar, operates primarily in the consumer finance sector through its subsidiaries United Company for Financial Services (Tasheel Finance) and Procco Financial Services W.L.L.; it provides product finance via Murabaha, personal finance through Tawarruq loans, and credit card financing services to individual customers in the Kingdom of Saudi Arabia, while also investing in stocks and securities, extending loans, guarantees, and financing to affiliates, and offering remote processing, data backup, credit card payment processing, call center operations, application processing, and IT support for financial institutions. The company, a subsidiary of United Electronics Company (eXtra), maintains operations licensed by the Saudi Central Bank and the Central Bank of Bahrain, targeting retail consumers with end-to-end digital financing solutions amid a competitive market. In late 2024, it listed 30% of its shares, or 7.5 million shares, on the Saudi Tadawul main market following Capital Market Authority approval and a public offering with book-building from October 28 to November 4 and retail tranche on November 19-20, marking its transition to a publicly traded entity.