1. Saudi Arabia Stocks

  2. •

    Finance

  3. •

    Multi-line insurance
Amana Cooperative Insurance Co.

Amana Cooperative Insurance Co.

TTADAWUL:8310
5.52
SAR
-0.19
(-3.33%)
-0.84EPS
319.49MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1.97
8.13
10.78
11.04
6.27
9.24
16.91
19.83
19.52
7.91
4.32
5.26
6.62
7.83
Basic EPS, GAAP
-0.16
-2.88
-0.5
0.46
0.07
-2.67
-3
-4.76
-9.16
-1.7
0.59
0.28
-0.31
-0.84
Free Cash Flow per Basic Share
-1.65
4.62
-1.47
-3.96
-5.02
1.51
-2.77
-1.82
-10.57
-3.34
-0.09
0.38
0.53
0.83
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
4.36
4.93
4.34
4.75
10.46
8.52
12.07
7.1
0.21
5.84
6.57
7.27
7.23
6.69
Tangible Book Value per Share
4.36
4.93
4.34
4.75
10.46
8.52
12.03
7.03
0.17
5.83
6.56
7.25
7.12
6.59
Basic Weighted Avg Shares
26
26
26
26
11
8
12
13
13
28
43
43
43
43
Sales/Revenue/Turnover
50
208
276
283
70
70
210
258
254
224
186
226
285
337
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
2
2
2
2
2
1
1
2
Net Income, GAAP
-4
-74
-13
12
1
-20
-37
-62
-119
-48
25
12
-13
-36
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
17.19
26.12
- -
- -
Profit Margin (%)
-7.96
-35.37
-4.62
4.14
1.07
-28.87
-17.74
-23.98
-46.94
-21.49
13.7
5.32
-4.67
-10.77
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Equity
206
126
111
122
117
96
157
92
3
251
283
313
311
288
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
9.53
4.04
- -
- -
Return on Common Equity (%)
-1.89
-44.33
-10.75
10.07
0.63
-19
-29.51
-49.65
-250.89
-37.95
9.53
4.04
-4.26
-12.03

Capital Structure

SAR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
43
43
43
Market Capitalization
260
248
319

Working Capital

SAR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
271
237
176
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

SAR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
903.4%
1,804.78%
-0.61%
Free Cash Flow
-55.51%
-25.57%
39.25%
Net Income, GAAP
-330.28%
-76.57%
-210.41%
Sales/Revenue/Turnover
16.67%
3.44%
25.85%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
48
55
62
61
226
2025
59
70
75
81
285
2026
89
92
- -
- -
- -

Quarterly Earnings Per Share

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.05
0.22
- -
0.01
0.28
2025
-0.14
0.13
-0.19
-0.12
-0.31
2026
-0.15
-0.39
- -
- -
- -

Quarterly Dividends Per Share

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Bashar Talal Kayyali
Full Time Employees
100
Sector
Finance
Industry
Multi-line insurance
Address
Salah-uddin Al-Ayubi Street Riyadh Riyadh Province Saudi Arabia 11427
IPO Date
Mar 22, 2010
Website
amana-coop.com.sa
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Business
Amana Cooperative Insurance Company (8310.SR) operates as a provider of cooperative insurance products and services in the Kingdom of Saudi Arabia. The company offers a comprehensive range of insurance solutions, including motor insurance; health and medical insurance; property and engineering insurance; marine cargo and hull insurance; general liability insurance; personal accident insurance; travel insurance; and workers' compensation insurance. These products cater to individual, corporate, and government clients across various sectors, with distribution through direct sales, brokers, and digital platforms. Established in 2006 and headquartered in Riyadh, Saudi Arabia, Amana focuses on the domestic market while adhering to Sharia-compliant principles as a cooperative entity regulated by the Saudi Arabian Monetary Authority (SAMA). Its business segments encompass conventional and takaful insurance lines, targeting retail consumers, SMEs, and large enterprises primarily within the Kingdom. The company maintains operations solely in Saudi Arabia, with no significant international presence or subsidiaries noted. In recent developments, Amana has pursued strategic enhancements without major publicized acquisitions, funding rounds, or name changes as of late 2025. The firm continues to expand its digital offerings and partnerships with local brokers to bolster market penetration amid competitive growth in the Saudi insurance sector. No significant operational reorganizations or new product launches have been reported in the past 1-2 years.