LHV Group AS
3.28
EUR
-0.02
(-0.76%)
ISIN
EE3100102203
Return %
Stock
S&P 500
1Y
-0.91
14.20
3Y
-8.26
81.12
5Y
-25.31
68.34
Capital Structure
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in mil. unless spec.Working Capital
EUR
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in mil. unless spec.Growth Rates
EUR
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in mil. unless spec.Quarterly Revenue
EUR
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in mil. unless spec.Quarterly Earnings Per Share
EUR
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in mil. unless spec.Quarterly Dividends Per Share
EUR
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in mil. unless spec.Company Description
- CEO
- Mihkel Torim
- Full Time Employees
- 1,239
- Sector
- Finance
- Industry
- Major banks
- Address
- Tallinn Estonia
- IPO Date
- May 23, 2016
- Website
- lhv.ee
- Similar Companies
- Business
- LHV Group AS is a financial holding company that provides commercial banking, retail banking, wealth and pension management, non-life insurance, and financial technology infrastructure services to private individuals, corporate clients, and global fintech enterprises. Founded in 1999 and headquartered in Tallinn, Estonia, the company operates primarily through its main subsidiaries: AS LHV Pank, LHV Bank Limited, AS LHV Varahaldus, and AS LHV Kindlustus. The company organizes its operations across distinct business segments: Retail Banking, Corporate Banking, Banking Services, Asset Management, and Insurance. The company offers a comprehensive range of financial products and services, including: retail banking products comprising current and savings accounts, fixed-term deposits, debit and credit cards, residential mortgages, personal loans, car leasing, and consumer hire-purchase financing; corporate banking solutions comprising commercial mortgages, working capital facilities, investment loans, equipment leasing, trade finance, bank guarantees, liquidity management, point-of-sale terminal acquiring, and e-commerce payment gateway integrations; banking infrastructure and payment services (Banking-as-a-Service) for fintech companies and payment service providers, including direct real-time access to SEPA, SEPA Instant, and UK Faster Payments, multi-currency safeguarding accounts, virtual IBAN generation, and payment settlement APIs; investment and wealth management services comprising brokerage on global stock exchanges, discretionary portfolio management, custody services, and the administration of mandatory Pillar II and voluntary Pillar III pension funds; and non-life insurance products comprising motor own-damage (Casco) and third-party liability insurance, home and property insurance, travel insurance, accident insurance, and extended equipment warranty coverage. Geographically, LHV Group AS conducts domestic banking, asset management, and insurance operations in Estonia, while maintaining international banking activities and financial infrastructure services across the United Kingdom and broader Europe, with regional commercial lending hubs situated in London, Manchester, Leeds, and Bristol. In recent developments, LHV Group AS has strategically expanded its European footprint following the authorization of LHV Bank Limited as a fully licensed credit institution by the Prudential Regulation Authority and the Financial Conduct Authority in the United Kingdom. The group completed the structural separation and transfer of its UK banking services business from the Estonian branch to the newly licensed UK bank subsidiary. Building upon this regulatory foundation, LHV Bank launched direct personal savings deposit offerings in the UK market, expanded its commercial real estate and SME lending portfolio across multiple regional hubs, and integrated with major European clearing systems. Additionally, the group has reinforced its regulatory capital through subordinated bond issuances, upgraded its API-driven cross-border clearing infrastructure for global fintech partners, and introduced specialized green financing frameworks, including energy-efficiency home loans and corporate sustainability-linked credit facilities.