1. Israel Stocks

  2. •

    Finance

  3. •

    Major banks
First International Bank of Israel Ltd

First International Bank of Israel Ltd

TTASE:FIBI
23,570.00
ILA
-190.00
(-0.80%)
2,248.54EPS
9.81P/E
2.12TMarket Cap
Nov 24Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
37.09
35.99
34.08
35.11
35.88
39.3
39.94
39.92
43.79
52.4
64.4
65.37
66.17
65.19
Basic EPS, GAAP
5.36
4.54
4.45
5.19
6.76
7.31
8.62
7.48
14
16.62
21.65
23.63
22.53
21.49
Free Cash Flow per Basic Share
46.63
49.33
55.29
9.04
6.46
27.06
6.2
4.63
-12.69
32.48
11.42
12.3
4.68
-16.57
Dividend per Share
1.99
2.84
1.3
1.99
3.09
3.54
4.09
1.25
5.43
9.42
7.95
9.86
11.91
15.02
Book Value per Share
67.75
67.75
73.75
76.26
80.67
80.66
85.4
91.11
99.7
105.24
120.31
133.86
145.66
148.5
Tangible Book Value per Share
63.69
64.41
71.04
73.84
78.33
78.28
82.93
88.4
96.71
102.08
117.04
130.24
141.63
144.63
Basic Weighted Avg Shares
100
100
100
100
100
100
100
100
100
100
100
100
100
100
Sales/Revenue/Turnover
3,721
3,611
3,419
3,523
3,600
3,943
4,007
4,005
4,393
5,257
6,461
6,559
6,639
6,540
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
241
237
220
209
172
166
161
167
171
178
186
230
210
219
Net Income, GAAP
538
455
446
521
678
733
865
750
1,405
1,667
2,172
2,371
2,260
2,156
Effective Tax Rate (%)
40.94
42.76
42.56
44.92
34.96
35.85
35.94
32.65
34.44
34.86
33.65
36.54
37.33
38.21
Profit Margin (%)
14.46
12.6
13.04
14.79
18.83
18.59
21.59
18.73
31.98
31.71
33.62
36.15
34.04
32.97
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
5,702
4,903
5,862
5,801
5,249
4,989
3,674
4,783
3,705
5,127
5,134
4,817
7,095
4,703
Total Equity
7,025
7,043
7,663
7,934
8,384
8,413
8,924
9,535
10,437
11,035
12,646
14,084
15,199
15,534
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
4.12
3.53
3.25
3.54
4.65
5.17
6.36
5.29
9.52
10.61
12.27
12.36
10.48
10.35
Return on Common Equity (%)
8.05
6.69
6.28
6.92
8.61
9.06
10.38
8.47
14.68
16.21
19.2
18.6
16.12
14.79

Capital Structure

ILS

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
100
100
100
Market Capitalization
25,133
24,310
21,160

Working Capital

ILS

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
83,776
70,439
83,533
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

ILS

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.16%
9.82%
7.92%
Free Cash Flow
-74.44%
-169.77%
-61.91%
Net Income, GAAP
20.05%
28.15%
-4.68%
Sales/Revenue/Turnover
7.13%
11%
1.22%
Total Cash Common Dividend
50.79%
87.72%
20.83%

Quarterly Revenue

ILS

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,581
1,639
1,817
1,522
6,559
2025
1,668
1,841
1,828
1,301
6,639
2026
1,648
1,763
- -
- -
- -

Quarterly Earnings Per Share

ILS

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
5.67
6.07
6.18
5.71
23.63
2025
5.28
6.35
5.79
5.1
22.53
2026
4.78
5.82
- -
- -
- -

Quarterly Dividends Per Share

ILS

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.68
2.27
2.43
2.47
9.86
2025
2.27
2.11
3.18
4.35
11.91
2026
5.1
2.4
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Eli Cohen
Full Time Employees
3,461
Sector
Finance
Industry
Major banks
Address
42 Rothschild Blvd Tel Aviv TA Israel 6688310
IPO Date
Jan 1, 1982
Website
fibi.co.il
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Business
First International Bank of Israel Ltd. (FIBI) operates as a universal bank in Israel, providing a comprehensive range of retail, corporate, private, and capital market banking services to individuals, households, small businesses, mid-sized firms, large corporations, and high-net-worth clients; core offerings include deposits and savings products, structured deposits, credit cards, mortgages, foreign exchange, portfolio management, structured financing, mobile and online banking, and premium private banking services. The bank maintains a primary focus on corporate banking for large clients alongside consumer-oriented segments, with operations centered in Israel and historic international branches in London and Zurich that have been divested. Founded in 1972 and headquartered at 42 Rothschild Boulevard in Tel Aviv, Israel, FIBI trades on the Tel Aviv Stock Exchange under the ticker FIBI.TA as part of the TA-35 Index, with subsidiaries including Bank Massad (51% owned, serving teachers), Bank Otsar Ha-Hayal (fully merged in 2019 following a 2006 acquisition), U-Bank Israel for private banking, and Poaley Agudat Israel Bank for the Orthodox community. In recent developments, the bank reported a 9% net profit increase for 2024 driven by 10% loan growth and elevated interest rates, alongside a third-quarter 2025 net income of NIS 581 million with a 16.9% return on equity; it completed the full integration of Bank Otsar Ha-Hayal in 2019 to expand into mortgages and industrial finance, divested its UK division to Tungsten Corporation in 2015, and joined the Factors Chain International as an associate member to enhance trade finance capabilities.