1. Israel Stocks

  2. •

    Finance

  3. •

    Regional banks
Bank of Jerusalem Ltd.

Bank of Jerusalem Ltd.

TTASE:JBNK
1,774.00
ILA
-20.00
(-1.11%)
264.00EPS
8.04P/E
144.84BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
5.13
6.49
6.55
7.1
6.86
7.54
8.24
8.31
8.65
11.52
12.59
12.89
14.02
14.08
Basic EPS, GAAP
0.18
0.92
0.69
0.79
0.52
1.24
1.27
0.71
2.04
2.32
1.91
2.19
2.76
2.55
Free Cash Flow per Basic Share
20.02
7.09
-10.53
3.2
4.63
7.32
3.37
1.2
1.45
2.17
4.37
0.9
-0.64
1.89
Dividend per Share
0.19
0.25
0.24
0.2
0.1
0.29
0.29
0.17
0.21
0.61
1
0.55
0.92
1.11
Book Value per Share
9.89
10.64
11.12
8.06
8.35
12.69
13.63
14.18
15.98
17.32
18.85
20.58
22.63
23.52
Tangible Book Value per Share
9.86
10.62
11.1
8.05
8.35
12.69
13.63
14.18
15.98
17.32
18.85
20.58
22.63
23.52
Basic Weighted Avg Shares
71
71
71
71
71
71
71
71
71
71
71
71
71
70
Sales/Revenue/Turnover
362
458
462
501
484
532
581
586
610
812
888
909
988
993
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
26
37
45
52
56
61
60
58
61
68
79
89
105
107
Net Income, GAAP
13
65
49
56
37
87
89
50
144
163
135
155
195
180
Effective Tax Rate (%)
22.56
30.92
31.16
40.79
29.12
26.85
35.4
37.17
35.18
34.73
35.82
34.21
28.61
29.37
Profit Margin (%)
3.51
14.21
10.52
11.11
7.65
16.4
15.38
8.56
23.59
20.12
15.16
17.02
19.69
18.14
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
1,406
1,503
1,635
1,582
1,872
1,619
2,133
1,837
2,724
2,807
3,597
2,842
2,896
2,540
Total Equity
697
750
784
808
837
895
962
1,000
1,127
1,256
1,368
1,496
1,650
1,715
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
2.98
2.08
2.31
1.45
3.34
3.19
1.69
4.3
4.12
2.94
3.19
4.18
4.1
Return on Common Equity (%)
- -
8.98
6.33
6.98
4.5
10.07
9.63
5.12
13.53
13.92
10.56
11.12
12.77
11.22

Capital Structure

ILS

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
71
71
71
Market Capitalization
1,633
1,503
1,448

Working Capital

ILS

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
4,405
3,929
3,826
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

ILS

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.77%
10.54%
10.26%
Free Cash Flow
-22.52%
-15.83%
-171.63%
Net Income, GAAP
29.86%
44.66%
25.87%
Sales/Revenue/Turnover
8.27%
11.53%
8.78%
Total Cash Common Dividend
37.49%
60.01%
68.31%

Quarterly Revenue

ILS

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
216
237
241
213
909
2025
239
268
263
223
988
2026
259
248
- -
- -
- -

Quarterly Earnings Per Share

ILS

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.63
0.59
0.65
0.32
2.19
2025
0.65
0.92
0.84
0.34
2.76
2026
0.73
0.64
- -
- -
- -

Quarterly Dividends Per Share

ILS

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
0.18
0.37
- -
0.55
2025
- -
0.29
0.63
- -
0.92
2026
0.48
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Yair Kaplan
Full Time Employees
650
Sector
Finance
Industry
Regional banks
Address
2 Hanegev Street Kiryat Shmona HZ Israel 7010000
IPO Date
Jan 1, 1992
Website
bankjerusalem.co.il
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Business
Bank of Jerusalem Ltd. (TASE: JBNK) provides commercial banking services in Israel, focusing on retail, private, business, institutional, and financial management segments. The bank offers deposit products including savings and checking accounts, structured deposits; personal loans such as new and used car loans, loans secured by deposits, mortgage loans, foreign currency loans; credit cards; housing credit, retail credit, and financing for residential construction; independent trading services on capital markets, investment advisory, interactive brokerage; current account management; private banking services to non-residents; consumer banking, corporate banking, finance and insurance, investment banking, private equity, securities, asset management, and wealth management. Founded in 1963 and headquartered in Jerusalem with additional offices at Airport City, the bank operates approximately 18-25 branches across Israel and maintains subsidiaries including Bank of Jerusalem Trust Company Ltd., Ir Shalem Insurance Agency (1996) Ltd., Jerusalem Financing and Issuance (2005) Ltd., and Tomer Jerusalem Ltd.; it is controlled by Export Investment Corp. Ltd., a public company owned by the Shoval family. In late 2024, Bank of Jerusalem pursued a strategic reverse merger with Isracard Ltd., raising its all-share bid to value the credit card company at NIS 3.8-4.2 billion in a proposed deal jump acquisition, competing with offers from Delek Group and Menora Mivtachim, with Isracard's board set to decide by January 15, 2025; the bank also launched a precedent-setting NIS 500 million private mortgage-backed securitization with high international ratings in 2025 to enhance liquidity.