Bank Leumi Le-Israel B.M.

Bank Leumi Le-Israel B.M.

7,523.00
ILA
-37.00
(-0.49%)
701.35EPS
9.48P/E
9.79TMarket Cap
Dec 02Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
8.51
8.28
8.62
8.31
8.44
8.77
9.04
8.91
10.66
11.47
13.68
14.55
14.94
15.36
Basic EPS, GAAP
1.35
0.96
1.92
1.85
2.08
2.15
2.37
1.44
4.15
5.14
4.58
6.46
6.86
7.02
Free Cash Flow per Basic Share
1.75
0.9
13.28
4.17
4.04
0.77
7.99
3.41
3.2
3.55
-0.63
9.43
7
2.22
Dividend per Share
- -
- -
- -
- -
0.41
0.9
0.93
0.2
1.37
1.11
1.36
1.69
2.62
3.19
Book Value per Share
17.73
17.51
19.52
20.58
21.77
23.17
23.22
25.92
28.64
32.02
35.79
41
45.92
47.96
Tangible Book Value per Share
17.66
17.48
19.51
20.57
21.76
23.15
23.21
25.91
28.63
32.02
35.79
41
45.92
47.96
Basic Weighted Avg Shares
1,474
1,474
1,474
1,512
1,523
1,513
1,484
1,456
1,453
1,500
1,535
1,516
1,496
1,485
Sales/Revenue/Turnover
12,547
12,195
12,699
12,571
12,856
13,266
13,412
12,974
15,493
17,213
21,001
22,068
22,344
22,814
Operating Margin (%)
29.27
22.57
34.49
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
842
660
700
663
662
572
600
678
694
598
675
613
548
539
Net Income, GAAP
1,988
1,413
2,835
2,791
3,172
3,257
3,522
2,102
6,028
7,709
7,027
9,798
10,262
10,427
Effective Tax Rate (%)
37.27
48.03
38.61
38.33
35.24
33.01
33.86
38.84
35.44
32.71
33.51
35
36.39
38.9
Profit Margin (%)
15.84
11.59
22.32
22.2
24.67
24.55
26.26
16.2
38.91
44.79
33.46
44.4
45.93
45.7
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
25,441
23,678
21,308
22,640
15,577
17,798
19,958
17,234
16,230
28,372
32,764
32,540
44,796
58,053
Total Equity
26,469
26,138
29,107
31,714
33,553
36,161
35,874
38,095
42,052
49,443
54,502
61,663
68,135
70,576
Return on Invested Capital (%)
4.49
2.94
6.05
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
3.72
2.75
5.6
5.26
6.07
6.19
6.35
3.75
10.54
11.31
8.51
10.8
9.91
8.89
Return on Common Equity (%)
7.79
5.44
10.39
9.29
9.83
9.51
9.96
5.75
15.21
16.93
13.52
16.87
15.81
15.32

Capital Structure

ILS

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,484
1,479
1,472
Market Capitalization
104,159
103,191
97,905

Working Capital

ILS

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
154,647
132,426
129,479
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

ILS

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.98%
12.37%
10.5%
Free Cash Flow
-101.19%
-343.45%
-26.82%
Net Income, GAAP
23.26%
50%
4.74%
Sales/Revenue/Turnover
6.11%
11.77%
1.25%
Total Cash Common Dividend
- -
131.39%
52.74%

Quarterly Revenue

ILS

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6,295
5,743
5,523
4,507
22,068
2025
5,380
5,986
5,866
5,112
22,344
2026
5,412
6,424
- -
- -
- -

Quarterly Earnings Per Share

ILS

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.83
1.49
1.51
1.63
6.46
2025
1.6
1.74
1.81
1.71
6.86
2026
1.58
1.92
- -
- -
- -

Quarterly Dividends Per Share

ILS

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
0.79
0.45
0.46
1.69
2025
0.47
0.48
0.66
1.02
2.62
2026
0.86
0.66
- -
- -
- -

Company Description

CEO
Shmuel Hanan Friedman
Full Time Employees
7,514
Sector
Finance
Industry
Major banks
Address
24-32 Yehuda Halevi Street Tel Aviv TA Israel 65546
IPO Date
Sep 8, 1950
Business
Bank Leumi le-Israel B.M. (TASE: LUMI) operates as Israel's largest bank, providing comprehensive retail, corporate, commercial, private, and international banking services to households, small and medium enterprises, large corporations, high-tech companies, and institutional clients. Core offerings encompass demand, fixed, and savings deposits; housing, collateral, and mortgage loans including digital mortgage services; credit cards, pension savings, provident and mutual funds; securities brokerage, trade finance, capital markets access, investment advisory, asset management, and payment solutions; foreign currency and derivatives trading such as forwards, options, interest rate and inflation products; letters of credit, cash and treasury management, documentary collection, online and mobile banking via platforms like Pepper; as well as specialized financing for property, hotels, asset-based lending, national infrastructure, construction, real estate, and LeumiTech services for the tech sector. The bank maintains a network of approximately 200 branches and service centers primarily in Israel, with international operations through subsidiaries and representative offices in the United Kingdom, Romania, Switzerland, Luxembourg, Canada, Uruguay, and others. Founded in 1902 and headquartered in Tel Aviv-Yafo, Israel, it serves diverse segments including households, private banking, small and micro businesses, mid-sized businesses, corporate entities with turnover exceeding NIS 250 million, and institutional bodies like provident, pension, and insurance funds. Recent developments include appointing market makers for its shares and listed equity options as the first Israeli bank under the Tel Aviv Stock Exchange program to enhance derivatives market accessibility in 2025; concluding Q3 2025 with net income of NIS 2.7 billion and ROE of 16.3%, alongside a NIS 2 billion total dividend payout representing 75% of net income; reporting 40% net income growth to NIS 9.8 billion for full-year 2024 with capital returns of NIS 4 billion; launching its inaugural $500 million Green Bond in 2023; and strategic partnerships such as with the European Investment Bank for EUR 500 million in green financing for Israeli SMEs and with Macquarie Capital for cross-border M&A and ECM activities.

Company News

  • Bank Leumi le-Israel B.M. (BLMIF) Q2 2026 Earnings Call Transcript

  • Bank Leumi le-Israel B.M. (BLMIF) Q1 2026 Earnings Call Transcript

  • Bank Leumi le-Israel B.M. (OTCMKTS:BLMIF) Short Interest Up 1,110.1% in March

  • Bank Leumi le-Israel B.M. (BLMIF) Q4 2025 Earnings Call Transcript

  • Short Interest in Bank Leumi le-Israel B.M. (OTCMKTS:BLMIF) Drops By 20.6%

  • Bank Leumi le-Israel B.M. (BLMIF) Q3 2025 Earnings Call Transcript