1. Israel Stocks

  2. •

    Finance

  3. •

    Multi-line insurance
Migdal Insurance & Financial Holdings Ltd.

Migdal Insurance & Financial Holdings Ltd.

TTASE:MGDL
2,004.00
ILA
-58.00
(-2.81%)
178.83EPS
9.22P/E
1.75TMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
30.03
26.98
14.62
16.5
22.62
15
29
20.78
34.8
6.11
27.02
27.03
31.58
32.43
Basic EPS, GAAP
0.59
0.4
0.33
0.19
0.36
0.4
-0.12
0.37
1.32
0.71
0.56
1.35
1.73
1.8
Free Cash Flow per Basic Share
2.38
-1.11
3.22
-1.84
1.79
0.82
4.25
-4.99
6.53
-2.95
2.04
2.89
4.91
2.14
Dividend per Share
0.38
0.38
0.19
- -
0.1
0.06
0.33
- -
0.04
- -
0.05
0.05
- -
- -
Book Value per Share
4.88
5.01
4.96
5.11
5.6
5.64
6.01
6.52
8.12
7.67
6.44
7.74
9.4
10.24
Tangible Book Value per Share
3.5
3.72
3.75
3.95
4.48
4.54
4.9
5.35
6.86
6.31
4.95
6.1
7.64
8.38
Basic Weighted Avg Shares
1,053
1,054
1,054
1,054
1,054
1,054
1,054
1,054
1,054
1,054
1,054
1,054
1,056
1,060
Sales/Revenue/Turnover
31,628
28,436
15,411
17,390
23,837
15,806
30,558
21,900
36,678
6,441
28,475
28,490
33,352
34,374
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
241
245
235
217
197
188
230
191
192
180
191
229
289
309
Net Income, GAAP
618
422
352
203
379
420
-125
389
1,388
751
587
1,419
1,832
1,903
Effective Tax Rate (%)
37.28
30.49
30.61
28.37
34.16
27.34
- -
31.39
34.75
32.99
31.98
37.01
34.96
36.22
Profit Margin (%)
1.95
1.48
2.28
1.17
1.59
2.65
-0.41
1.77
3.78
11.66
2.06
4.98
5.49
5.54
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
973
890
2,733
3,633
3,640
5,163
4,957
4,943
5,397
7,159
5,937
148
120
140
Total Equity
5,140
5,278
5,229
5,392
5,908
5,953
6,345
6,882
8,564
8,096
6,800
8,167
9,962
10,862
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
10.96
7.19
5.4
3.22
4.98
5.24
- -
4.36
11.6
6.08
5.28
15
21.93
20.77
Return on Common Equity (%)
12.44
8.1
6.7
3.83
6.72
7.09
-2.04
5.88
17.98
9.02
7.89
18.99
20.24
19.19

Capital Structure

ILS

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
20
27
LT Finance Leases
120
115
113
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,058
1,058
1,060
Market Capitalization
16,356
17,456
17,550

Working Capital

ILS

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
28,881
29,181
29,626
Accounts Receivable, Net
- -
4,685
4,270
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

ILS

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.36%
9.01%
21.98%
Free Cash Flow
-64.32%
-86.71%
69.87%
Net Income, GAAP
-12.54%
72.04%
29.11%
Sales/Revenue/Turnover
42.55%
68.85%
17.07%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

ILS

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
8,765
1,900
9,177
8,522
28,490
2025
2,255
14,186
8,808
8,898
33,352
2026
2,706
13,962
- -
- -
- -

Quarterly Earnings Per Share

ILS

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.03
0.86
0.34
0.03
1.35
2025
0.24
0.54
0.51
0.45
1.73
2026
0.3
0.54
- -
- -
- -

Quarterly Dividends Per Share

ILS

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
0.02
- -
0.03
0.05
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Yossi Ben Baruch
Full Time Employees
4,435
Sector
Finance
Industry
Multi-line insurance
Address
Hayetzira 2 Street Petach Tikva HM Israel 49512
IPO Date
Jan 1, 1997
Website
migdal.co.il
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Business
Migdal Insurance and Financial Holdings Ltd. Migdal Insurance and Financial Holdings Ltd. is Israel's leading insurance and financial services group, providing a comprehensive range of insurance products including life assurance, health insurance, general insurance such as automobile, property, compulsory vehicle, and business coverage; long-term savings plans; pension and provident fund management through subsidiaries Migdal Makefet and Yozma for the Self-Employed; and financial services encompassing mutual fund and portfolio management, investment banking, distribution, market investments, and nostro accounts. The group serves approximately 2.5 million private and corporate customers primarily in Israel, with additional real estate investments domestically and abroad, managing assets exceeding NIS 255 billion and employing over 5,200 people across its operations. Founded in 1934 in Jerusalem and headquartered in Petah Tikva, the company operates as a majority-owned subsidiary of Eliyahu 1959 Ltd., which holds about 54.71% of its shares traded on the Tel Aviv Stock Exchange under ticker MGDL.TA, and maintains an Aa1 financial solidity rating from Midroog Ltd. Recent developments include selection as a designated market maker by the Tel Aviv Stock Exchange in 2025 for programs enhancing market liquidity, such as for Bank Mizrahi Tefahot shares, alongside a private equity growth deal with KSP and sustained share price appreciation of 135.7% over the past year reflecting robust financial performance.