Bank Hapoalim BM

Bank Hapoalim BM

7,681.00
ILA
-67.00
(-0.86%)
719.35EPS
9.52P/E
8.97TMarket Cap
Nov 16Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
10.35
10.61
10.82
9.66
9.39
10.31
9.89
9.82
10.7
13.37
15.94
16.43
18.18
18.27
Basic EPS, GAAP
1.92
2.05
2.32
1.97
1.99
1.95
1.35
1.54
3.68
4.89
5.5
5.72
7.43
7.2
Free Cash Flow per Basic Share
2.78
0.97
8.65
-0.15
7.22
-1.09
5.11
1.59
3.21
-0.42
2.54
9.09
-0.11
1.59
Dividend per Share
0.21
0.34
0.43
0.51
0.65
0.37
0.76
- -
1.11
0.7
1.82
1.71
2.63
3.21
Book Value per Share
21.83
23.4
24.85
25.53
26.9
28.15
28.6
29.85
31.98
34.79
39.21
43.86
49.24
51.34
Tangible Book Value per Share
21.82
23.4
24.85
24.84
26.25
27.46
28.6
29.85
31.98
34.79
39.21
43.86
49.24
51.34
Basic Weighted Avg Shares
1,319
1,321
1,326
1,332
1,333
1,334
1,335
1,336
1,336
1,337
1,337
1,335
1,319
1,312
Sales/Revenue/Turnover
13,653
14,017
14,348
12,863
12,526
13,746
13,204
13,119
14,300
17,874
21,311
21,933
23,983
23,961
Operating Margin (%)
28.02
31.8
35.52
38.58
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
705
667
692
675
623
609
541
599
602
716
802
764
764
778
Net Income, GAAP
2,537
2,713
3,082
2,628
2,660
2,595
1,799
2,056
4,914
6,532
7,360
7,635
9,802
9,448
Effective Tax Rate (%)
33.74
38.81
41.14
48.95
46.05
47.82
53.26
42.6
37.88
35.54
34.87
37.19
34.29
38
Profit Margin (%)
18.58
19.36
21.48
20.43
21.24
18.88
13.62
15.67
34.36
36.54
34.54
34.81
40.87
39.43
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
33,980
33,671
34,475
33,560
29,058
30,024
26,853
24,276
26,266
27,473
22,359
20,754
36,449
40,299
Total Equity
29,084
31,216
33,219
34,225
36,004
37,656
38,221
39,899
42,747
46,503
52,430
58,150
64,677
67,144
Return on Invested Capital (%)
4.04
4.26
4.53
3.75
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
4.1
4.25
4.74
3.9
4.06
3.96
2.74
3.2
7.4
9.13
9.89
9.94
10.89
9.63
Return on Common Equity (%)
9.13
9.07
9.63
7.84
7.61
7.07
4.75
5.27
11.9
14.64
14.88
13.81
15.96
14.62

Capital Structure

ILS

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,313
1,311
1,308
Market Capitalization
94,634
96,131
89,708

Working Capital

ILS

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
71,892
81,501
60,917
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

ILS

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.95%
10.16%
11.22%
Free Cash Flow
-641.93%
-110.53%
-101.16%
Net Income, GAAP
18.44%
43.35%
28.38%
Sales/Revenue/Turnover
5.77%
13.1%
9.35%
Total Cash Common Dividend
- -
- -
51.75%

Quarterly Revenue

ILS

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
5,090
5,732
5,627
5,484
21,933
2025
5,690
6,445
6,701
5,147
23,983
2026
5,510
6,603
- -
- -
- -

Quarterly Earnings Per Share

ILS

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.45
1.67
1.43
1.17
5.72
2025
1.83
1.93
2.1
1.58
7.43
2026
1.62
1.9
- -
- -
- -

Quarterly Dividends Per Share

ILS

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
0.84
0.48
0.39
1.71
2025
0.28
0.55
0.97
0.84
2.63
2026
0.76
0.65
- -
- -
- -

Company Description

CEO
Yadin Antebi
Full Time Employees
8,409
Sector
Finance
Industry
Major banks
Address
50 Rothschild Boulevard Tel Aviv TA Israel 6688314
IPO Date
Jan 1, 1997
Business
Bank Hapoalim B.M. Bank Hapoalim B.M. (POLI.TA) provides comprehensive banking and financial services to retail, corporate, private banking, small business, middle-market, and institutional clients in Israel and select international markets; core offerings encompass account management, diverse lending including housing loans and corporate credit, deposits and savings plans, capital market services such as securities brokerage, custody, currencies and derivatives trading, investment portfolio management, pension and retirement advisory, foreign trade financing, guarantees, letters of credit, project financing, syndication, and credit-risk transfers; through subsidiaries like Poalim Equity, it invests in equity and debt of private small and midsize enterprises, alternative investment funds, and supports mergers, acquisitions, and capital raises; operations include 250 branches, over 600 ATMs, digital platforms like Hapoalim Mobile and Bit payment app, and international presence via a New York branch focused on U.S.-based Israeli firms, Hapoalim Switzerland, and Bank Pozitif in Turkey. Headquartered in Tel Aviv, Israel, the bank traces its founding to 1921 by the Histadrut labor federation and Zionist institutions, evolving into one of Israel's largest banks with approximately 8,480 employees and a network spanning households, foreign residents, financial asset managers, and large corporations primarily in Israel. Recent developments feature a 2023-2026 strategic plan emphasizing loan book growth, controlled risk appetite, digital channel leverage, and Poalim Equity expansion with ILS4.3 billion invested and ILS1.4 billion committed as of September 2024 alongside five new specialist SME branches; in November 2025, it announced a share giveaway to one million customers, distributing up to three million shares or cash equivalents to bolster client financial advancement following a similar September initiative; a 2025-2028 strategic plan targets 14-15% return on equity and NIS8.5-9.5 billion net profit; leadership transitioned with Yadin Antebi as CEO since August 2024 and Noam Hanegbi as Chairman in 2025.

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