Triumph Financial, Inc.

Triumph Financial, Inc.

TFIN
Triumph Financial, Inc.US flagNew York Stock Exchange
70.13
USD
-2.03
- -
1.67BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
2.57
8.47
6.04
7.47
9.17
10.04
11.08
13.75
17.12
19.85
17.99
17.84
17.94
18
Basic EPS, GAAP
0.71
1.55
1.57
1.11
1.85
2.06
2.26
2.56
4.44
4.06
1.63
0.55
0.94
1.2
Free Cash Flow per Basic Share
0.57
1.55
1.27
1.49
2.06
2.22
1.97
3.27
4.96
2.86
1.43
-0.31
2.14
2.6
Dividend per Share
- -
- -
0.04
0.05
0.04
0.02
- -
0.07
0.13
0.13
0.14
0.14
0.14
0.14
Book Value per Share
1.15
3.28
3.57
4.71
6.25
6.89
8.84
11.89
16.16
20.45
23.12
23.6
24.2
24.33
Tangible Book Value per Share
7.38
18.16
12.79
13.05
16.63
17.63
17.2
20.17
21.71
23.7
23.25
23.61
18.93
19.25
Basic Weighted Avg Shares
17
11
18
18
19
25
26
24
25
24
23
23
24
24
Sales/Revenue/Turnover
43
93
109
133
175
249
287
335
424
484
417
416
424
427
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
5
6
7
9
13
17
19
23
29
30
33
37
38
Net Income, GAAP
13
18
29
21
36
52
59
64
113
102
41
16
25
32
Effective Tax Rate (%)
13.71
34.4
22.42
38.23
40.72
22.24
22.4
24.42
22.06
25.32
22.22
21.39
23.13
22.82
Profit Margin (%)
29.43
19.14
26.77
15.53
20.64
20.77
20.37
19.09
26.67
21.13
9.84
3.87
5.98
7.42
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
58
27
155
311
452
418
557
424
355
179
405
142
393
143
Total Equity
161
238
268
289
392
637
637
727
859
889
864
891
942
951
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
90.3
61.62
56.59
26.71
34.81
35.22
29.27
24.01
31.84
22.06
7.32
2.37
3.95
5.06

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
393
393
143
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
45
45
45
Shares Outstanding
24
24
24
Market Capitalization
1,176
1,479
1,415

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
245
339
668
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
5.54%
5.71%
Free Cash Flow
-81.39%
-193.38%
-803.27%
Net Income, GAAP
11.53%
0.79%
57.61%
Sales/Revenue/Turnover
15.65%
5.68%
2%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
101
105
106
103
416
2025
101
108
109
105
424
2026
105
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.14
0.08
0.19
0.13
0.55
2025
-0.03
0.15
0.04
0.77
0.94
2026
0.23
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.03
0.03
0.03
0.03
0.14
2025
0.03
0.03
0.03
0.03
0.14
2026
0.03
- -
- -
- -
- -

Company Description

APIChat
CEO
Aaron Graft
Full Time Employees
1,547
Sector
Financial Services
Industry
Banks - Regional
Address
12700 Park Central Drive Dallas TX United States of America 75251
IPO Date
Nov 7, 2014
Website
tfin.com
Business
Triumph Financial, Inc. (NYSE: TFIN) operates as a financial holding company that provides banking, factoring, payments, and intelligence services primarily to the over-the-road trucking industry and small- to mid-sized businesses throughout the United States. The company offers deposit products including checking, savings, money market, and certificates of deposit; loan products such as commercial real estate, commercial construction and land development, residential real estate, commercial agriculture, consumer, commercial and industrial, equipment, asset-based, business working capital, and liquid credit loans; electronic banking services, debit cards, insurance brokerage, mortgage warehouse facilities, and transportation factoring services; payments services through the TriumphPay platform; the LoadPay digital bank account for carriers; and service and performance scoring with benchmarking. Triumph Financial maintains banking branches in regions including the Quad Cities area of Iowa and Illinois, northern and central Illinois, Colorado, New Mexico, and Kansas, with nationwide offerings for specialized lending and payments. Founded in 2003 and headquartered at 12700 Park Central Drive, Suite 1700, Dallas, Texas, the company rebranded from Triumph Bancorp, Inc. to Triumph Financial, Inc. in December 2022 to reflect its expanded focus beyond traditional banking. In recent developments, Triumph Financial completed strategic acquisitions of Greenscreens.ai and Isometric Technologies, formed a partnership to power the Trusted Freight Exchange (TFX), and launched Triumph Intelligence powered by over $70 billion in freight data along with the NextGen Audit platform and an enhanced LoadPay business bank account for truckers. The company also expanded its intelligence offerings to include pricing, performance, and capacity analytics for brokers, and broadened its partnership with NFI to encompass payments, audit, and intelligence services.

Company News

APIChat
  • Triumph Announces Dividend for 7.125% Series C Fixed-Rate Non-Cumulative Perpetual Preferred Stock

  • Triumph Financial, Inc. (TFIN) Shareholder/Analyst Call Prepared Remarks Transcript

  • Triumph Financial, Inc. (TFIN) Q1 2026 Earnings Call Transcript

  • Triumph Financial to Live Stream Annual Meeting

  • Triumph Financial (TFIN) Q1 Earnings Beat Estimates

  • Triumph Releases First Quarter 2026 Financial Results

  • Triumph Announces Schedule for First Quarter 2026 Earnings Release and Conference Call

  • Triumph Financial (TFIN) Earnings Expected to Grow: Should You Buy?

  • Central Bancompany (NASDAQ:CBC) versus Triumph Financial (NYSE:TFIN) Critical Comparison

  • Central Bancompany (NASDAQ:CBC) and Triumph Financial (NYSE:TFIN) Head-To-Head Analysis

  • Triumph Financial, Inc. $TFIN Shares Sold by American Century Companies Inc.

  • Triumph Announces Dividend for 7.125% Series C Fixed-Rate Non-Cumulative Perpetual Preferred Stock

  • Diamond Hill Small Cap Strategy: Q4 2025 Portfolio Review

  • Triumph Financial (TFIN) Upgraded to Strong Buy: Here's What You Should Know

  • Triumph Financial (NYSE:TFIN) Shares Gap Up on Better-Than-Expected Earnings

  • Triumph Financial, Inc. (TFIN) Q4 2025 Earnings Call Transcript

  • Triumph Financial (TFIN) Q4 Earnings and Revenues Beat Estimates

  • Triumph Releases Fourth Quarter 2025 Financial Results

  • Equity Bancshares (NYSE:EQBK) & Triumph Financial (NYSE:TFIN) Critical Comparison

  • J.B. Hunt Joins the Triumph Network