AIB Group PLC

AIB Group PLC

10.82
EUR
+0.03
(+0.23%)
Mar 10Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.87
1.2
0.96
0.96
1.09
1.05
0.97
0.86
0.86
1.07
1.77
1.98
2.02
- -
Basic EPS, GAAP
-0.76
0.43
0.34
0.49
0.41
0.4
0.12
-0.28
0.24
0.28
0.77
0.95
0.96
- -
Free Cash Flow per Basic Share
1.8
-0.62
-0.12
1.09
-0.62
-0.06
1.36
5.88
5
-1.71
-0.4
1.27
3.71
- -
Dividend per Share
- -
- -
0.16
0.01
0.09
0.12
0.17
0.02
0.02
0.04
0.06
0.28
0.5
- -
Book Value per Share
4.96
5.45
4.43
4.79
4.87
5.05
5.01
4.89
4.98
4.54
5.69
6.56
6.81
3,110.7
Tangible Book Value per Share
4.88
5.37
4.32
4.65
4.66
4.8
4.67
4.55
4.62
4.19
5.34
6.16
6.35
2,909.3
Basic Weighted Avg Shares
2,108
2,117
2,744
2,744
2,744
2,744
2,744
2,744
2,744
2,718
2,665
2,486
2,227
4
Sales/Revenue/Turnover
1,831
2,531
2,628
2,632
3,000
2,874
2,655
2,373
2,363
2,911
4,720
4,915
4,508
- -
Operating Margin (%)
-92.68
42.75
71.77
62.54
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
124
111
74
109
141
162
246
315
327
295
294
295
284
- -
Net Income, GAAP
-1,597
915
1,380
1,356
1,114
1,092
327
-769
647
767
2,061
2,354
2,141
- -
Effective Tax Rate (%)
- -
20.7
27.9
19.38
14.7
12.43
27.05
- -
- -
13.07
14.04
12.99
10.84
- -
Profit Margin (%)
-87.22
36.15
52.51
51.52
37.13
38
12.32
-32.41
27.38
26.35
43.67
47.89
47.49
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
11,371
10,027
10,079
8,518
5,722
6,785
8,910
7,599
7,841
9,096
11,218
10,717
11,050
29,136
Total Equity
10,494
11,572
12,148
13,148
13,355
13,858
14,230
13,421
13,660
12,261
15,069
15,427
14,691
12,109
Return on Invested Capital (%)
- -
3.78
6.09
6.68
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
4.21
6.3
6.18
5.47
5.5
1.32
- -
- -
3.59
8.66
8.99
8.26
- -
Return on Common Equity (%)
-14.67
8.32
7.89
10.72
8.41
8.03
2.37
-5.66
4.78
5.92
15.08
15.43
14.21
- -

Capital Structure

EUR

•

in mil. unless spec.
Sep'08
Dec'08
Jun'09
ST Debt
- -
- -
24,453
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
4
4
4
Market Capitalization
- -
- -
- -

Working Capital

EUR

•

in mil. unless spec.
Sep'08
Dec'08
Jun'09
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
5,277
2,084
Accounts Receivable, Net
- -
- -
1,675
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
24,453
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.26%
2.41%
-4.77%
Free Cash Flow
-359.88%
-91.76%
160.98%
Net Income, GAAP
-41.85%
1.66%
-9.05%
Sales/Revenue/Turnover
7.25%
16.15%
-8.28%
Total Cash Common Dividend
- -
109.17%
61.49%

Semi-annual Revenue

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
4,720
2024
- -
- -
4,915
2025
- -
- -
4,508

Semi-annual Earnings Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
0.77
2024
- -
- -
0.95
2025
- -
- -
0.96

Semi-annual Dividends Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
0.06
2024
- -
- -
0.28
2025
- -
- -
0.5

Company Description

CEO
Colin Hunt
Full Time Employees
10,207
Sector
Finance
Industry
Major banks
Address
10 Molesworth Street Dublin DU Ireland D02 R126
IPO Date
Jun 23, 2017
Website
aib.ie
Business
AIB Group plc (A5G.IR) provides a comprehensive range of retail, business, corporate and investment banking services primarily to personal, small and medium-sized enterprise (SME), corporate and institutional customers in Ireland and the United Kingdom; core offerings encompass current accounts, savings accounts, demand deposits, notice deposits, fixed-term deposits, junior and student saver deposits, currency deposits, loans, mortgages, credit cards, investments, insurance products including home, travel, car and life assurance, pensions, merchant services, treasury services, corporate banking, leasing and private banking through subsidiaries such as Goodbody Stockbrokers; the group operates via key segments including Retail Banking, AIB Capital Markets (encompassing corporate lending, specialist finance, ESG advisory, M&A, ECM and asset management), Climate Capital (focused on renewable energy finance), AIB UK (with distinct operations in Northern Ireland under First Trust Bank and Great Britain under Allied Irish Bank GB) and a treasury function with a New York branch supporting renewable finance and corporate loans. Founded in 1966 through the merger of the Provincial Bank of Ireland (est. 1825), Royal Bank of Ireland (est. 1836) and Munster & Leinster Bank (est. 1885), AIB Group plc is headquartered at 10 Molesworth Street, Dublin, Ireland. In recent developments, the group reported profit after tax of €2.35 billion for 2024 with strong organic capital generation (CET1 ratio of 15.1% at December 2024), announced a €1.2 billion regulatory-approved share buyback and ongoing directed buyback discussions, completed its inaugural Stress Test Review (SRT) yielding a 20 basis points benefit alongside a prospective 120 basis points Basel IV advantage from January 2025, progressed toward a €6 billion mortgage target by 2026, sold its minority stake in AIB Merchant Services to joint venture partner Fiserv Inc. generating an expected €150 million exceptional gain in 2025, raised $750 million via a new bond issuance in May 2025, formed an innovative €109 million portfolio financing partnership as mandated lead arranger with Nord/LB for NTR's European renewable energy assets in January 2025, committed over €20 million to sustainability education including €10 million each for the AIB Trinity Climate Hub at Trinity College Dublin and Innovate for Ireland, and anticipates customer loan growth of around 3% in 2025 with a 5% compound annual growth rate through 2027 supported by €10.5 billion in new lending year-to-date September 2025.

Company News

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