Resona Holdings, Inc.

Resona Holdings, Inc.

12.50
EUR
-0.60
(-4.58%)
22.08BMarket Cap
Nov 10Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
294.4
330.01
303.52
275.78
268.19
312.62
325.79
314.48
310.27
314.97
328.18
381.11
451.8
- -
Basic EPS, GAAP
95.82
96.42
79.28
69.58
102.03
75.64
66.28
54.2
45.42
67.5
67.79
92.41
113.83
- -
Free Cash Flow per Basic Share
969.11
497.23
1,315.39
-332.21
391.75
130.93
414.99
4,954.42
1,597.85
-2,200.03
-321.73
-138.86
-2,097.16
- -
Dividend per Share
20.12
36
46
21.2
21.15
20.56
21.11
21.04
21.1
21.21
21.72
22.73
28.26
- -
Book Value per Share
830.93
853.61
782.85
830.81
900.72
911.31
904.74
1,008.95
1,025.11
1,065.4
1,184.82
1,188.76
1,289.59
1,289.59
Tangible Book Value per Share
812.43
837.48
768.88
817.29
887.62
893.78
883.07
985.73
1,001.98
1,043.41
1,165.26
1,166.98
1,266.46
1,266.46
Basic Weighted Avg Shares
2,303
2,193
2,319
2,321
2,315
2,316
2,300
2,297
2,421
2,376
2,345
2,309
2,273
583
Sales/Revenue/Turnover
677,930
723,786
703,815
640,018
620,996
723,967
749,264
722,292
751,167
748,474
769,427
879,798
1,026,905
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
26,935
25,726
26,288
25,434
25,501
32,214
34,145
34,670
36,970
38,542
38,649
39,252
37,592
- -
Net Income, GAAP
220,642
211,477
183,840
161,485
236,251
175,162
152,426
124,481
109,974
160,400
158,930
213,324
258,717
- -
Effective Tax Rate (%)
27.11
33.36
26.24
28.88
- -
24.02
26.74
29.62
29.26
28.13
29.01
26.93
32.26
- -
Profit Margin (%)
32.55
29.22
26.12
25.23
38.04
24.19
20.34
17.23
14.64
21.43
20.66
24.25
25.19
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
3,166,756
3,553,899
5,748,435
2,880,248
2,273,150
2,508,839
2,552,373
9,479,409
11,768,518
5,979,155
5,617,994
6,809,185
4,959,792
4,959,792
Total Equity
1,956,410
2,143,377
1,833,469
1,946,777
2,102,935
2,356,175
2,316,541
2,519,643
2,459,020
2,534,049
2,778,170
2,752,814
2,928,362
2,928,362
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
4.55
3.8
2.75
2.59
- -
3.66
3.07
1.41
0.84
1.4
1.89
2.36
2.95
- -
Return on Common Equity (%)
11.37
11.14
9.69
8.62
11.77
8.35
7.28
5.66
4.62
6.47
6.02
7.77
9.18
- -

Capital Structure

JPY

•

in mil. unless spec.
Jun'26
Sep'26
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2,283
2,274
2,253
Market Capitalization
3,041,602
3,432,698
4,049,742

Working Capital

JPY

•

in mil. unless spec.
Jun'26
Sep'26
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
16,569,356
13,785,507
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.91%
3.15%
6.38%
Free Cash Flow
184.03%
188.56%
1,387.01%
Net Income, GAAP
6.58%
17.76%
21.28%
Sales/Revenue/Turnover
4.19%
7.5%
16.72%
Total Cash Common Dividend
-2.47%
6.17%
22.43%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
176,897
193,492
181,075
217,963
769,427
2025
- -
- -
- -
- -
879,798
2026
- -
- -
- -
- -
1,026,905

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
15.02
3,168.78
2,102.51
3,140.61
67.79
2025
- -
- -
- -
- -
92.41
2026
- -
- -
- -
- -
113.83

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
21.72
2025
- -
- -
- -
- -
22.73
2026
- -
- -
- -
- -
28.26

Company Description

CEO
Masahiro Minami
Full Time Employees
20,813
Sector
Finance
Industry
Regional banks
Address
Fukagawa Gatharia W2 Building Tokyo TY Japan 135-8582
IPO Date
Dec 11, 2001
Business
Resona Holdings, Inc. is a Japan-based financial holding company primarily engaged in the provision of retail and commercial banking products and services through its subsidiaries. Its main offerings include retail banking products such as personal loans, asset management consulting, inheritance and succession planning for individual customers; corporate banking services including corporate lending, trust asset management, real estate operations, corporate pensions, and business support; and market trading activities that cover bond purchase and sale, derivatives trading, foreign exchange services, and investment trusts. The company also provides credit card services, venture capital investments, and integrated financial services via entities such as Resona Bank, Resona Leasing, and Kansai Mirai Financial Group, operating largely within Japan but with some international reach through subsidiaries like Resona Merchant Bank Asia Ltd. Founded in 2001 and headquartered in Tokyo, Japan, Resona Holdings focuses heavily on enhancing customer value through digital transformation and business process reforms. In recent years, Resona Holdings has undergone significant strategic initiatives including the acquisition of additional stakes in partner companies and expansion through mergers such as the unification of its leasing subsidiaries into Resona Leasing Co., Ltd. in April 2024. It strengthened its fintech and digital capabilities by deepening its capital and business alliance with Digital Garage, Inc., aiming to accelerate growth in next-generation financial and digital transformation services. The company continues to prioritize IT investments to improve operational efficiency and customer experiences while focusing on sustainability transformation and corporate governance enhancements. These changes reflect Resona Holdings’ medium-term management plan targeting profitability improvement, growth leveraging its extensive retail customer base, and the integration of digital and face-to-face advisory services for over 16 million individual and 500,000 corporate customers across Japan. The group's commitment to these strategic reforms aligns with its goal to secure a leading position in Japan's regional banking sector and related financial services landscape.

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