China Minsheng Banking Corp., Ltd. Class A

China Minsheng Banking Corp., Ltd. Class A

0.39
EUR
0.00
(0.00%)
0.23EPS
1.53P/E
18.50BMarket Cap
Oct 30Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
2.36
2.77
3.02
2.95
2.73
2.96
3.41
3.19
2.9
2.39
2.36
2.25
2.45
8.59
Basic EPS, GAAP
0.86
0.91
0.9
0.91
0.94
0.95
1.02
0.59
0.59
0.59
0.6
0.53
0.52
1.79
Free Cash Flow per Basic Share
-1.02
4.3
4.26
19.36
-5.05
-7.57
-1.76
-1.56
2.51
2.61
1.09
-3.98
-2.86
-7.88
Dividend per Share
0.25
0.13
0.2
0.36
0.44
0.44
0.54
0.52
0.43
0.4
0.54
0.51
0.33
0.93
Book Value per Share
4.03
4.88
5.73
6.33
7.02
7.81
9.3
9.51
10.55
11.04
11.5
11.85
12.74
13.03
Tangible Book Value per Share
3.92
4.77
5.63
6.23
6.93
7.71
9.21
9.41
10.45
10.93
11.39
11.7
12.57
12.88
Basic Weighted Avg Shares
49,110
48,980
51,091
52,605
52,913
52,990
52,951
58,003
58,124
59,626
59,721
60,571
58,231
16,891
Sales/Revenue/Turnover
115,886
135,469
154,425
155,154
144,281
156,769
180,441
184,951
168,804
142,476
140,817
136,290
142,865
145,093
Operating Margin (%)
49.02
43.91
39.02
38.78
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1,840
2,505
3,288
3,354
3,705
6,292
6,446
7,599
7,407
7,805
8,314
8,710
8,615
- -
Net Income, GAAP
42,278
44,546
46,111
47,843
49,813
50,327
53,819
34,309
34,381
35,269
35,823
32,296
30,563
30,196
Effective Tax Rate (%)
24.27
23.79
22.63
19.04
15.92
14.38
15.16
4.37
2.1
3.75
3.67
4
5.2
5.29
Profit Margin (%)
36.48
32.88
29.86
30.84
34.52
32.1
29.83
18.55
20.37
24.75
25.44
23.7
21.39
20.81
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
121,172
172,327
251,628
498,773
679,389
851,161
962,304
1,126,518
785,273
753,767
790,823
1,032,968
1,117,306
884,905
Total Equity
204,287
247,756
309,783
352,027
389,812
431,001
530,829
541,248
586,539
612,814
637,801
656,568
703,197
717,549
Return on Invested Capital (%)
10.67
7.72
3.95
2.12
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
13.52
11.68
9.21
6.64
5.07
4.28
3.8
2.12
2.23
2.54
2.55
2.04
1.74
1.83
Return on Common Equity (%)
23.44
20.35
17.04
15.09
14.2
12.92
11.97
6.94
6.52
6.22
6.05
5.26
4.73
4.59

Capital Structure

CNY

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
20,000
20,000
20,000
Shares Outstanding
52,553
52,553
52,553
Market Capitalization
187,278
172,632
143,386

Working Capital

CNY

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
681,344
682,473
656,963
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

CNY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.7%
5.39%
7.1%
Free Cash Flow
-60.38%
-163.13%
-30.9%
Net Income, GAAP
-3.13%
-2.17%
-5.37%
Sales/Revenue/Turnover
-0.42%
-4.78%
4.82%
Total Cash Common Dividend
10.47%
-5.43%
-36.54%

Quarterly Revenue

CNY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
34,273
32,854
34,533
34,630
136,290
2025
36,813
35,571
- -
34,356
142,865
2026
37,822
37,344
- -
- -
- -

Quarterly Earnings Per Share

CNY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.26
1.73
0.15
0.33
0.53
2025
0.24
1.82
- -
0.42
0.52
2026
0.22
1.64
- -
- -
- -

Quarterly Dividends Per Share

CNY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.04
1.06
0.15
2.81
0.51
2025
- -
0.66
- -
1.13
0.33
2026
0.02
1.3
- -
- -
- -

Company Description

CEO
Yingxin Gao
Full Time Employees
61,658
Sector
Finance
Industry
Major banks
Address
No. 2 Fuxingmennei Avenue Beijing BE China 100031
IPO Date
Dec 19, 2000
Business
China Minsheng Banking Corp., Ltd. (600016.SS) operates as a major commercial bank in the People's Republic of China, providing a comprehensive range of corporate banking, retail banking, and other financial services primarily to individuals, small and micro-enterprises, corporate customers, government agencies, and financial institutions across North China, East China, South China, and other regions. The bank offers deposit products including saving accounts, deposit books and certificates, contracted and agreement deposits, call deposits, corporate term and current deposits; lending solutions such as personal housing mortgages, automobile purchase loans, household composite consumption loans, micro-credit products, medium- and long-term loans, short-term working capital loans, and other specialized loans; card services encompassing debit and credit cards; payment and settlement services like appointed and domestic remittances, payment and collection agent, clearing, gross settlement, wages distribution agency, and letters of guarantee; wealth management offerings including cash management, trade finance, industrial chain finance, international credit, forex settlement and remittance, travelers promissory notes, comprehensive credit granting, financial product investments, asset management, and trust financing; as well as digital channels such as internet, mobile, telephone, and self-service banking, safe deposit boxes, VIP services, and non-financial services in education, business travel, health, and luxury sectors. Founded in 1996 and headquartered in Beijing, the bank maintains an extensive network of branch-level institutions, business outlets, general sub-branches, community sub-branches, and small business sub-branches. Recent developments include ongoing credit quality improvements and business restructuring focused on micro- and small-enterprise financing amid economic challenges, termination of fund distribution partnerships with third-party platforms in 2025 to comply with new regulations mandating in-house channels via its app, strengthened digital and intelligent service capabilities with innovations in sci-tech financing, cross-border and supply chain products, transition finance, and carbon finance such as emission reduction loans and biodiversity-linked syndicated loans, enhanced MSME and supply chain services through ecosystem partnerships with governments, universities, and industry players, and upgraded merchant acquiring and cross-border operations as highlighted in its 2025 third quarterly report.

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