Banca Monte dei Paschi di Siena S.p.A.

Banca Monte dei Paschi di Siena S.p.A.

10.57
EUR
-0.45
(-4.12%)
1.14EPS
9.77P/E
33.05BMarket Cap
Feb 10Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
3,086.25
14,059.92
6,613.44
3,332.22
206.33
68.98
66.84
60.74
67.28
15.69
3.13
3.34
2.83
2.28
Basic EPS, GAAP
-1,045.99
-16,760.38
465.26
-2,303.43
-152.1
5.26
-19.5
-32.17
6.54
-0.85
1.63
1.55
1.54
1.11
Free Cash Flow per Basic Share
-1,237.61
-15,849.53
-3,701.66
-217.38
-45.94
-62.35
-3.59
-23.42
-14.01
39.62
1.32
-0.68
0.92
- -
Dividend per Share
0.07
0.32
0.12
0.07
15.64
- -
- -
0.01
- -
- -
- -
0.25
0.61
- -
Book Value per Share
27,883.42
9,560.31
6,819.78
4,566.27
196.84
169.71
156.26
124.48
128.31
6.24
7.92
9.25
9.2
8.69
Tangible Book Value per Share
22,612.56
8,828.33
6,535.44
4,320.72
191.49
165.68
152.94
120.51
124.46
6.11
7.78
9.12
8.11
7.49
Basic Weighted Avg Shares
1
- -
1
1
23
53
53
52
47
210
1,260
1,259
1,767
3,040
Sales/Revenue/Turnover
4,232
4,529
5,517
4,689
4,751
3,655
3,541
3,184
3,184
3,292
3,938
4,200
5,002
6,933
Operating Margin (%)
-48.67
-169.66
6.94
-68.81
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
186
307
244
246
289
273
281
243
246
219
229
197
211
240
Net Income, GAAP
-1,434
-5,399
388
-3,241
-3,502
279
-1,033
-1,687
310
-178
2,052
1,951
2,716
3,384
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
1,994.13
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
-33.89
-119.21
7.04
-69.13
-73.72
7.62
-29.17
-52.97
9.72
-5.42
52.11
46.44
54.3
48.82
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
51,344
41,795
40,618
27,847
27,022
17,857
21,764
16,536
12,738
10,303
12,942
12,527
51,770
54,404
Total Equity
6,181
5,793
9,623
6,460
10,431
8,994
8,281
5,773
6,174
7,861
9,979
11,649
30,210
28,655
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
-3.63
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
-23.01
-90.61
5.05
-40.46
-41.56
2.87
-11.96
-24.01
5.18
-2.54
23
18.04
13.71
17.87

Capital Structure

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3,038
3,038
3,038
Market Capitalization
27,778
23,293
33,046

Working Capital

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
16,379
11,237
12,002
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
21.39%
47.46%
159.33%
Free Cash Flow
-110.22%
-384.13%
-288.39%
Net Income, GAAP
-293.46%
-298.41%
39.21%
Sales/Revenue/Turnover
-0.12%
9.75%
19.08%
Total Cash Common Dividend
- -
65,658.22%
243.91%

Quarterly Revenue

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
964
1,014
1,007
1,004
4,200
2025
1,011
1,958
1,001
1,906
5,002
2026
1,959
2,068
- -
- -
- -

Quarterly Earnings Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.26
0.66
0.32
0.31
1.55
2025
0.33
0.38
0.16
0.55
1.54
2026
0.19
0.22
- -
- -
- -

Quarterly Dividends Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.25
2025
- -
- -
- -
- -
0.61
2026
- -
- -
- -
- -
- -

Company Description

CEO
Luigi Lovaglio
Full Time Employees
16,109
Sector
Finance
Industry
Regional banks
Address
Piazza Salimbeni 3 Siena SI Italy 53100
IPO Date
Jun 25, 1999
Business
Banca Monte dei Paschi di Siena S.p.A. delivers an extensive array of retail and commercial banking solutions, predominantly serving the Italian market. The institution operates through key divisions encompassing Retail Banking, Corporate Banking, and Wealth Management, alongside Large Corporate and Investment Banking activities. Its service portfolio includes a wide spectrum of funding and lending provisions, comprehensive insurance offerings through a strategic partnership with AXA, financial advisory, and advanced electronic payment processing. The bank also furnishes financial and non-financial services, tailored wealth management, and meticulous financial planning assistance. Specialized consultancy covers areas such as tax strategy, real estate, art, and legal advice, complemented by fiduciary and trust capabilities, and modern digital banking options, notably through its Banca Widiba subsidiary. For businesses, artisans, and professionals, the bank extends leasing and factoring services, alongside medium- and long-term credit facilities, corporate finance, capital markets, and structured finance solutions. Further enhancing its offerings, it provides investment banking products and services, international banking support for corporate clients seeking global expansion, and actively develops and manages sophisticated ICT and telecommunication systems for its group operations. As of February 2025, the bank maintains an extensive network of approximately 1,252 branches across Italy, supported by over 16,800 employees. Historically established in 1472, making it the world's oldest operating bank, Banca Monte dei Paschi di Siena S.p.A. is headquartered in Siena, Italy. The bank has recently demonstrated a strong financial recovery, achieving significant profitability and returning to dividend payments. Key strategic developments include the acquisition of an 86.3% stake in Mediobanca by October 2025, and rating upgrades to investment grade level from Moody's and Fitch in 2025, underscoring its strengthened market position and positive outlook. The institution's 2024-2028 business plan emphasizes growth in fee-based products, enhanced service models for high-value activities, and continued digital transformation.

Company News

  • Monte dei Paschi Pushes Back Against Intesa's Sweetened Bid

  • Italy's Caltagirone to vote against Monte dei Paschi defence moves against Intesa

  • Intesa Sweetens Monte dei Paschi Bid to $35.3 Billion, But Warns on Rival Deals

  • Italy's competition authority opens probe into Intesa's bid for Monte dei Paschi

  • Italy's Intesa sees 60% of financial benefits from Monte dei Paschi deal in 2028

  • Banca Monte dei Paschi di Siena (OTCMKTS:BMDPF) Stock Price Crosses Above 50 Day Moving Average – Should You Sell?

  • ECB approves Monte dei Paschi-Mediobanca merger

  • Banca Monte dei Paschi di Siena S.p.A. (BMPSY) Discusses Strategic Merger to Create Leading Italian Banking and Wealth Management Group Transcript

  • Monte dei Paschi Makes $40 Billion Move to Buy Italian Peers Banco BPM, Banca Generali

  • Monte dei Paschi CEO to unveil strategy to fend off Intesa's €36 billion bid

  • Italian PM hopes Intesa's takeover target Monte dei Paschi won't be broken up

  • Banca Monte dei Paschi di Siena S.p.A. (BMPSY) Q2 2026 Earnings Call Transcript

  • Monte dei Paschi Weighs Strategic Options as Intesa Circles

  • Italy's Monte dei Paschi beats profit forecasts as it studies alternatives to Intesa's bid

  • Banco BPM ends talks on potential merger with Monte dei Paschi

  • Intesa Raises 2026 Profit Outlook as It Gears Up for Monte dei Paschi Offer

  • Monte dei Paschi, Banco BPM working on deal with cash component, Bloomberg News reports

  • Monte dei Paschi says bid premium offered by Intesa is too low

  • Monte dei Paschi CEO says banking consolidation is healthy if competition remains

  • Italy to stay neutral over M&A moves on MPS, economy minister says