Multitude AG
5.60
EUR
-0.06
(-1.06%)
ISIN
CH1398992755
Return %
Stock
S&P 500
1Y
-18.72
14.20
3Y
- -
81.12
5Y
- -
68.34
Capital Structure
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in mil. unless spec.Working Capital
EUR
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in mil. unless spec.Growth Rates
EUR
•
in mil. unless spec.Quarterly Revenue
EUR
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in mil. unless spec.Quarterly Earnings Per Share
EUR
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in mil. unless spec.Quarterly Dividends Per Share
EUR
•
in mil. unless spec.Company Description
- CEO
- Antti Kumpulainen
- Full Time Employees
- 786
- Sector
- Finance
- Industry
- Finance/Rental/Leasing
- Address
- Grafenauweg 8 Zug ZG Switzerland 6300
- IPO Date
- Feb 6, 2015
- Website
- multitude.com
- Similar Companies
- Business
- Multitude AG is a European fintech company that provides digital financial services and online banking solutions to individuals, small and medium-sized enterprises (SMEs), and financial counterparties through a multi-brand platform. The group operates primarily in consumer banking under the Ferratum brand, SME banking under CapitalBox, and wholesale banking via Multitude Bank, all delivered through an integrated Banking-as-a-Service platform. Multitude AG is headquartered in Zug, Switzerland, with founding in 2005 and a footprint spanning roughly two dozen countries across Europe, offering a range of lending, credit facilities, payment solutions, and BNPL-style financing products to underserved markets. The company consolidates its activity around three core product families: consumer credit products (micro loans, personal lines of credit, installment loans, credit limits); SME financing solutions (installment loans, credit lines, secured loans, purchase finance) and wholesale/deposit services (secured debt and payment solutions) supported by its BaaS infrastructure, aimed at enabling faster onboarding, digital underwriting, and scalable financing for customers and partners. Latest structural changes include relocation of its registered office to Switzerland in 2024, enhanced cross-border capabilities, and strategic focus on expanding its European digital lending and online banking footprint through continued partnerships and product line extensions. Multitude AG serves a diversified client base including individuals, small businesses, and financial partners, with geographic emphasis on Europe and related regulatory environments, leveraging its parent-subsidiary framework to manage operations, product governance, risk management, and compliance across jurisdictions. The company’s business model centers on scalable digital financial services, leveraging data-driven underwriting, API-based integration, and diversified funding sources to support growth in consumer, SME, and wholesale segments.its subsidiaries and brands operate in multiple countries, and the corporate structure includes parent and regional subsidiaries to support product delivery, regulatory compliance, and service localization across markets. Multitude AG’s primary value proposition is to democratize access to credit and financial services through digital channels, coupling innovative credit products with flexible payment and financing options for a broad range of customers and partners.