Unum Group

Unum Group

83.60
EUR
+0.16
(+0.19%)
3.71EPS
21.05P/E
12.39BMarket Cap
Nov 03Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
39.17
41.09
43.45
46.93
49.83
52.82
57.19
64.57
57.96
59.18
62.59
68.21
75.27
80.07
Basic EPS, GAAP
3.2
1.57
3.51
3.96
4.39
2.38
5.25
3.89
4.8
7.01
6.53
9.49
4.28
4.25
Free Cash Flow per Basic Share
3.5
4.33
4.83
4.4
4.67
6.34
6.94
1.72
6.25
6.56
5.43
7.4
3.22
4.19
Dividend per Share
0.55
0.62
0.71
0.78
0.87
0.98
1.09
1.14
1.17
1.27
1.41
1.58
1.77
1.86
Book Value per Share
33.3
33.78
35.96
39.02
43.02
40.18
49.1
53.37
56.37
44.17
49.91
61.38
67.11
68.28
Tangible Book Value per Share
32.46
32.93
34.9
37.42
41.38
38.1
46.93
51.23
54.27
42.1
47.77
59.11
64.63
66.05
Basic Weighted Avg Shares
265
256
247
235
227
220
210
204
204
201
197
187
173
165
Sales/Revenue/Turnover
10,369
10,525
10,731
11,047
11,287
11,599
11,993
13,147
11,838
11,875
12,309
12,790
12,984
13,245
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
85
88
100
102
103
101
110
114
120
111
109
116
123
145
Net Income, GAAP
847
402
867
931
994
523
1,100
793
981
1,407
1,284
1,779
739
703
Effective Tax Rate (%)
30.57
25.81
29.98
30.89
29.19
16.63
20.39
17.74
22.18
19.59
21.72
20.97
20.89
22.36
Profit Margin (%)
8.17
3.82
8.08
8.43
8.81
4.51
9.17
6.03
8.29
11.85
10.43
13.91
5.69
5.31
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
2,612
2,629
2,449
2,999
2,738
2,971
3,327
3,346
3,442
3,428
3,430
3,465
3,768
3,764
Total Equity
8,659
8,522
8,664
8,968
9,575
8,622
9,965
10,871
11,416
8,735
9,651
10,961
11,119
10,810
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
8.23
4.66
8.56
8.93
9.05
5.5
9.82
6.79
7.74
11.54
11.38
13.95
6.11
5.85
Return on Common Equity (%)
9.81
4.68
10.09
10.56
10.72
5.75
11.84
7.61
8.8
13.97
13.96
17.26
6.69
6.35

Capital Structure

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
3,768
3,762
3,764
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
166
161
158
Market Capitalization
13,026
11,744
14,154

Working Capital

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
36,231
35,549
36,518
Accounts Receivable, Net
13,004
12,925
12,721
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
52
88
102
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.2%
1.41%
1.44%
Free Cash Flow
16.81%
43.77%
-59.97%
Net Income, GAAP
8.76%
7.7%
-58.49%
Sales/Revenue/Turnover
2.03%
-0.11%
1.52%
Total Cash Common Dividend
5.83%
5.74%
3.27%

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3,181
3,205
3,202
3,203
12,790
2025
3,078
3,346
3,358
3,206
12,984
2026
3,331
3,350
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.05
2.05
3.46
1.93
9.49
2025
1.06
1.93
0.23
1.04
4.28
2026
1.41
1.61
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.38
0.36
0.42
0.43
1.58
2025
0.43
0.42
0.46
0.46
1.77
2026
0.48
0.46
- -
- -
- -

Company Description

CEO
Richard Paul McKenney
Full Time Employees
10,910
Sector
Finance
Industry
Multi-line insurance
Address
1 Fountain Square Chattanooga TN United States 37402
IPO Date
Nov 6, 1986
Website
unum.com
Business
Unum Group, operating with its various subsidiaries, delivers comprehensive financial protection and employee benefit solutions across the United States, the United Kingdom, and Poland. The company organizes its operations through key segments: Unum US, Unum International, Colonial Life, and the Closed Block. Its extensive product portfolio includes group long-term and short-term disability coverage, group life and accidental death and dismemberment plans. Additionally, Unum offers a range of supplemental and voluntary products such as individual disability, dental, and vision insurance, alongside accident, sickness, critical illness, and cancer coverage. These offerings extend to workplace solutions like leave and absence management. Primarily, the firm distributes these solutions to employers for the advantage of their workforce, protecting millions of individuals and their families from financial challenges stemming from illness, injury, or loss of life. Unum Group leverages a diverse network for sales, including internal field personnel, independent brokers, consultants, and an independent contractor agency force. Founded in 1848, the company maintains its corporate headquarters in Chattanooga, Tennessee.

Company News

  • Unum Group's Premium Growth and Share Buybacks Support 2026 Outlook

  • Unum Group $UNM Stock: First Citizens Bank & Trust Co. Trims Holdings

  • Unum Group Declares Quarterly Dividend of $0.505 Per Share of Its Common Stock

  • Can Unum Group's Colonial Life Sustain Its Earnings Momentum?

  • Unum Group to Release Third Quarter 2026 Results and Host Conference Call

  • Unum Group to Release Third Quarter 2026 Results and Host Conference Call

  • State Street Corp Sells 78,017 Shares of Unum Group $UNM

  • AM Best Affirms Credit Ratings of Unum Group and Its Core U.S. Life/Health Subsidiaries

  • Amundi Acquires 312,999 Shares of Unum Group $UNM

  • Unum Group (UNM) Presents at KBW Insurance Conference 2026 Transcript

  • Nykredit A S Purchases Shares of 6,189 Unum Group $UNM

  • Unum Group to Present at the KBW Insurance Conference

  • Why Is Unum (UNM) Up 9.4% Since Last Earnings Report?

  • Unum Group Strengthens Capital Returns With New $1B Share Buyback

  • Unum Group's Board of Directors Authorizes $1 Billion Share Repurchase Program

  • Bank of New York Mellon Corp Sells 81,036 Shares of Unum Group $UNM

  • Bank of Nova Scotia Buys New Position in Unum Group $UNM

  • 7,732 Shares in Unum Group $UNM Bought by Advisors Capital Management LLC

  • Unum Group (UNM) Shares Surge 4.7% -- What GF Score of 66 Tells Investors

  • Unum Group Q2 Earnings Call Highlights