Riskmonster.Com

Riskmonster.Com

TTSE:3768
561.00
JPY
-1.00
(-0.18%)
4.12BMarket Cap
Nov 11Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
304.27
316.53
322.32
340.36
360.71
383.08
416.23
477.13
500.31
494.62
489.25
501.72
506.93
- -
Basic EPS, GAAP
20.2
18.22
25.2
31.41
33.62
36.31
40.42
58.83
61.32
47.6
21.48
-6.67
29.6
- -
Free Cash Flow per Basic Share
16
-110.79
-2.48
56.62
17.42
57.51
29.96
75.34
-27.35
7.46
-17.42
-94.93
102.74
- -
Dividend per Share
3.85
4.35
4.61
4.98
6.55
7.65
8.68
9.95
13.94
14.42
14.72
14.87
14.87
- -
Book Value per Share
445.88
467.09
504.82
530.14
551.66
580.75
613.29
717.08
774.2
774.17
808.1
788.81
793.58
- -
Tangible Book Value per Share
385.61
401.96
431.86
454.86
474.19
498.49
517.75
603.18
587.88
539.13
523.46
515.72
494.81
- -
Basic Weighted Avg Shares
8
8
8
8
8
8
8
7
7
8
7
7
8
7
Sales/Revenue/Turnover
2,451
2,600
2,570
2,687
2,811
2,963
3,150
3,551
3,746
3,745
3,666
3,728
3,824
- -
Operating Margin (%)
9.56
9.28
11.56
14.21
14.4
15.52
16.1
18.44
17.88
15.09
8.21
7.08
9.42
- -
Depreciation Expense
259
257
289
294
300
308
335
358
422
537
660
785
759
- -
Net Income, GAAP
163
150
201
248
262
281
306
438
459
360
161
-50
223
- -
Effective Tax Rate (%)
42.72
40.55
33.81
33.5
33.28
32.33
33.96
31.71
33.53
32.46
40.83
- -
35.59
- -
Profit Margin (%)
6.64
5.76
7.82
9.23
9.32
9.48
9.71
12.33
12.26
9.62
4.39
-1.33
5.84
- -
Working Capital
2,713
2,113
2,080
2,044
1,971
2,094
2,060
2,263
2,155
2,049
1,863
1,708
1,700
- -
LT Debt
- -
520
459
398
337
276
219
159
97
51
16
10
8
- -
Total Equity
3,793
3,852
4,031
4,226
4,357
4,541
4,632
5,400
5,895
5,846
6,022
5,982
6,020
- -
Return on Invested Capital (%)
3.61
3.43
4.33
5.41
5.61
6.34
6.71
8.28
7.45
6.25
2.92
- -
3.65
- -
Return on Capital (%)
4.34
3.57
4.45
5.27
5.44
5.69
6.04
8.3
7.86
6
2.4
- -
3.52
- -
Return on Common Equity (%)
4.52
3.97
5.17
6.08
6.19
6.41
6.79
8.85
8.21
6.2
2.74
-0.84
3.78
- -

Capital Structure

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
ST Debt
233
239
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
8
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
8
7
7
Market Capitalization
4,028
4,118
4,084

Working Capital

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
Total Current Assets
2,455
2,351
- -
Cash, Cash Equivalents & STI
1,810
1,749
- -
Accounts Receivable, Net
533
505
- -
Inventories
10
9
- -
Total Current Liabilities
679
651
- -
Payables & Accruals
- -
- -
- -
ST Debt
233
239
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.21%
2.26%
0.63%
Free Cash Flow
-246.7%
-72.95%
-209.87%
Net Income, GAAP
-66.48%
-150.61%
-550.23%
Sales/Revenue/Turnover
4.12%
1.52%
2.57%
Total Cash Common Dividend
12.46%
9.64%
1.51%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
3,728
2026
- -
- -
- -
- -
3,824
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
-6.67
2026
- -
- -
- -
- -
29.6
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
14.87
2026
- -
- -
- -
- -
14.87
2027
- -
- -
- -
- -
- -

Company Description

CEO
Taichi Fujimoto
Full Time Employees
185
Sector
Commercial services
Industry
Financial publishing/Services
Address
RMG Building Tokyo TY Japan 103-0027
IPO Date
Mar 1, 2005
Business
Riskmonster.com is a Japan-based company primarily engaged in the provision of credit management services and related consulting through internet-based application service provider (ASP) and cloud solutions. Its core products and services include corporate credit ratings supported by bankruptcy risk analysis, credit decision-making indicators through its e-Credit Navigator platform, constant credit monitoring for existing business partners via e-Management File, and portfolio analysis consulting. The company also operates business process outsourcing (BPO) services focusing on digital data handling, business portal sites offering groupware services, and educational services related to credit management. Riskmonster.com serves primarily medium- and small-sized enterprises in Japan, providing crucial credit information and management support to improve corporate credit systems and mitigate business risks. Founded in September 2000 and headquartered in Tokyo, Riskmonster.com operates through four domestic bases including Osaka, Nagoya, and Fukuoka and maintains five group companies supporting its credit management and consulting business. In recent major developments, the company completed an equity buyback program in December 2023, repurchasing approximately 199,300 shares, equivalent to 2.65% of outstanding shares, demonstrating a focus on strengthening shareholder value. More recently, Riskmonster.com reported a strong financial recovery for the first half of 2025 after previous losses, driven by robust earnings performance, although unusual accounting items affected profitability interpretation. The company is also reported to have engaged in strategic discussions leading to long-term partnerships with firms in the renewable energy and engineering sectors, aligning with potential business expansions and sustainability initiatives. Riskmonster.com is publicly listed on the Tokyo Stock Exchange Standard Market (Ticker: 3768.T) and maintains strong relationships with major Japanese banks such as Resona Bank, Sumitomo Mitsui Banking Corporation, Mizuho Bank, and Mitsubishi UFJ Bank. Its credit ratings and analyses are highly regarded by over 6,000 corporate members, with the company’s proprietary risk indices known for accurately predicting bankruptcy risk in target companies. The operations are focused on the Japanese market with emphasis on supporting corporate credit management, risk mitigation, and offering comprehensive credit decision tools and consulting services. The company’s recent activity reflects a strategic consolidation and recovery phase, emphasizing technology-driven credit risk assessment and expanding consulting services while maintaining a customer-centric approach for SMEs in Japan. Its credit management cloud services and sophisticated credit risk indices continue to be central to its product offerings, enhancing operational credit decisions and portfolio risk controls for its users. Riskmonster.com is led by President Taichi Fujimoto and reported consolidated employment of approximately 199 people as of March 2025, underpinning its medium-scale operational structure to support domestic growth and service innovation in credit management and business process outsourcing.