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    Regional banks
Nishi-Nippon Financial Holdings, Inc.

Nishi-Nippon Financial Holdings, Inc.

TTSE:7189
4,348.00
JPY
-127.00
(-2.84%)
516.18BMarket Cap
Nov 10Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
- -
- -
- -
821.58
807.08
815.09
803.52
808.38
852.3
945.81
1,036.48
1,096.56
1,361.9
- -
Basic EPS, GAAP
- -
- -
- -
142.24
137.78
148.79
133.32
121.03
164.31
181.57
167.11
221.37
288.02
- -
Free Cash Flow per Basic Share
- -
- -
- -
343.71
1,243.81
1,586.25
1,212.1
1,594
7,767.9
-4,494.7
1,356.55
-3,995.58
-760.16
- -
Dividend per Share
- -
- -
- -
30.08
30.02
30.12
30.11
32.52
30.13
37.68
52.66
60.14
89.98
- -
Book Value per Share
- -
- -
- -
3,127.67
3,414.02
3,298.78
3,351.21
3,663.7
3,618.41
3,744.47
4,105.02
3,931.29
4,429.25
- -
Tangible Book Value per Share
- -
- -
- -
3,091.09
3,386.85
3,269.06
3,326.34
3,639.79
3,589.58
3,707.69
4,068
3,886.32
4,373.8
- -
Basic Weighted Avg Shares
159
159
157
156
156
154
152
149
148
144
141
140
139
139
Sales/Revenue/Turnover
- -
- -
- -
128,307
125,752
125,445
121,877
120,812
125,714
135,772
146,229
153,470
189,688
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
6,804
7,144
5,952
5,975
5,729
5,674
5,845
5,992
6,243
6,582
- -
Net Income, GAAP
- -
- -
- -
22,214
21,467
22,899
20,222
18,088
24,236
26,064
23,576
30,982
40,116
- -
Effective Tax Rate (%)
- -
- -
- -
28.06
31.32
32.04
30.09
28.08
33.22
22.51
30.55
29.99
30.01
- -
Profit Margin (%)
- -
- -
- -
17.31
17.07
18.25
16.59
14.97
19.28
19.2
16.12
20.19
21.15
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
720,586
833,263
1,011,005
1,044,010
1,649,021
2,270,034
1,767,433
1,869,014
2,011,116
1,392,802
- -
Total Equity
- -
- -
- -
511,677
534,893
509,733
508,757
550,905
530,724
539,443
586,063
558,129
627,438
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
1.59
1.57
1.31
0.94
0.95
1.01
0.96
1.21
1.72
- -
Return on Common Equity (%)
- -
- -
- -
- -
4.23
4.45
4.03
3.47
4.55
4.96
4.26
5.52
6.89
- -

Capital Structure

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
139
139
139
Market Capitalization
349,602
516,181
576,210

Working Capital

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,595,212
1,391,537
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
2.85%
12.42%
Free Cash Flow
- -
-75.65%
-81.07%
Net Income, GAAP
- -
18.57%
29.48%
Sales/Revenue/Turnover
- -
9.66%
23.6%
Total Cash Common Dividend
- -
22.54%
48.89%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
153,470
2026
- -
- -
- -
- -
189,688
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
221.37
2026
- -
- -
- -
- -
288.02
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
60.14
2026
- -
- -
- -
- -
89.98
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Hideyuki Murakami
Full Time Employees
4,252
Sector
Finance
Industry
Regional banks
Address
1-1, Hakata-ekimae 3-chome Fukuoka City FK Japan 812-0011
IPO Date
Oct 3, 2016
Website
nnfh.co.jp
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Business
Nishi-Nippon Financial Holdings, Inc. is a Japan-based financial holding company that manages and operates subsidiaries providing banking and other financial services primarily to SMEs, corporations, and retail customers in Japan, Hong Kong, China, and Singapore. Founded in 1912 and headquartered in Fukuoka, the company offers deposits including savings accounts and negotiable certificates of deposit; business, SME, and individual loans; housing and consumer loans; credit cards; securities investment, brokerage, financial instruments exchange, asset management, foreign remittance, letters of credit, leasing, and online/mobile banking services; real estate-related financing, project financing, MLBO financing, sustainable financing, ship and aircraft financing; start-up financing, business succession, and business revitalization support; testamentary trusts, inheritance management, seniors support trusts, and gift trusts; as well as non-financial services such as economic and financial information, personnel systems, HR solutions including staffing, training, recruitment, and consultancy, and overseas business consulting. Subsidiaries encompass banking operations like The Nishi-Nippon City Bank, Ltd., formerly the core entity before the 2016 holding company formation, alongside financial instruments and credit card businesses. Recent developments include upward revision of the 2026 fiscal year dividend forecast in November 2025; release of the Integrated Report 2025 highlighting fiscal year ended March 31, 2025 performance; NCB Venture Capital's Fund 2 investments in startups such as Tokutee KK in October 2025, xxxxnese KK and Tenchi-jin KK in September 2025, and iHeart Japan KK in September 2025; a partnership agreement with Seinan Gakuin University via Cityascom in November 2025; and hosting of business contests, digital events like Fukuoka Digital Days 2025, and seminars on AI/DX adoption, cashless payments, and private asset investments.