- CEO
- Kazumasa Nagahori
- Full Time Employees
- 2,043
- Sector
- Finance
- Industry
- Regional banks
- Address
- 10-8, Sakuragi-cho 1-chome Saitama ST Japan 330-0854
- IPO Date
- Oct 1, 1969
- Business
- The Musashino Bank, Ltd. (8336.T) operates as a regional bank primarily serving Saitama Prefecture and surrounding areas in Japan; it provides a comprehensive range of banking and financial services including deposits, loans and bills discounted, foreign exchange transactions, securities investment, credit cards, money lending, loan guarantees, auto and general leasing, credit guarantee services, development sale and maintenance of computer systems, survey research on regional economy and industry, management and tax consultations, seminars, venture company investments, administrative agency services, regional trading company operations, consulting services, investment management and advisory services, as well as consultation and information services. The bank conducts its operations through three main reportable segments—banking, leasing, and credit guarantee—alongside other businesses such as credit cards (JCB, VISA) and related guarantees; it maintains approximately 1,990 employees and focuses on small and medium-sized enterprises, individuals, and regional corporate clients predominantly in Japan. Founded in 1952 and headquartered in Saitama, Japan, the bank captures synergies with its eight group companies, including The Musashino Mirai Partners Co., Ltd., a regional trading company.
In recent developments, the bank participates in the Chiba-Musashino Alliance with Chiba Bank, featuring ongoing collaborations such as joint corporate sales branches, business succession support via a ¥3 billion venture capital fund, financial instruments intermediary business through Chibagin Securities, and API FinTech platform initiatives; it also engages in the TSUBASA Alliance with other regional banks including Chiba Bank, Daishi Hokuetsu Bank, and Gunma Bank for initiatives like Positive Impact Finance syndication. For the six months ended September 30, 2025, the bank reported consolidated ordinary income of ¥48.9 billion (up 19.3% year on year), ordinary profit of ¥11.7 billion (up 22.6%), and profit attributable to owners of ¥8.1 billion (up 15.2%), driven by higher interest income on loans and securities; it subsequently revised upward its full-year forecasts to consolidated ordinary income of ¥97.6 billion, ordinary profit of ¥22.0 billion, and profit of ¥15.0 billion. Additional recent actions include a November 2025 correction to semi-annual financial results, a share split and articles of incorporation amendments announced November 7, 2025, increased dividend forecasts to ¥160 per share for fiscal year ending March 2026 with a revised shareholder return policy, continuation of its stock compensation plan with additional contributions in July 2025, change of representative directors in May 2025, handling of "Musashino SDGs Private Placement Bonds 'Mirai no Chikara'" in October 2025, a collaboration agreement with Saitama Prefecture Small and Medium Enterprise Diagnostic Association in November 2025, and positive impact finance for Matsuhori Real Estate in November 2025.