Musashino Bank, Ltd.

Musashino Bank, Ltd.

TTSE:8336
2,554.00
JPY
-74.00
(-2.82%)
206.01BMarket Cap
Nov 06Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
687.5
679.81
670.78
645.54
662.47
709.32
612.42
658.24
657.88
744.39
729.81
733.46
882.89
- -
Basic EPS, GAAP
102.55
143.81
124.87
97.11
108.64
53.19
80.28
79.85
89.59
108.21
113.22
132.46
155.41
- -
Free Cash Flow per Basic Share
215.63
140.37
58.86
1,046.35
-41.27
284.5
219.39
4,151.73
1,103.06
-2,270.09
-332.58
-317.03
-168.74
- -
Dividend per Share
24.99
26.66
26.66
30.02
26.69
26.69
26.69
26.7
26.69
31.72
33.5
38.4
48.45
- -
Book Value per Share
1,959.09
2,269.45
2,265.45
2,326.18
2,455.47
2,377.38
2,343.49
2,480.19
2,493.32
2,519.44
2,762.04
2,699.68
2,835.5
- -
Tangible Book Value per Share
1,930.24
2,240.2
2,233.88
2,295.82
2,426.98
2,338.47
2,299.95
2,435.07
2,442.31
2,470.21
2,712.94
2,645.31
2,779.53
- -
Basic Weighted Avg Shares
101
101
101
101
100
100
100
100
100
100
99
99
99
99
Sales/Revenue/Turnover
69,152
68,388
67,484
64,894
66,572
71,276
61,532
66,125
66,099
74,744
72,605
72,790
87,558
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2,692
2,515
2,634
2,617
3,271
2,387
2,870
2,711
3,087
3,730
3,930
3,980
4,072
- -
Net Income, GAAP
10,315
14,467
12,563
9,762
10,917
5,345
8,066
8,022
9,001
10,865
11,264
13,146
15,412
- -
Effective Tax Rate (%)
42.35
32.8
37
24.97
28.47
50.76
7.31
37.29
32.91
30.09
30.57
27.24
32.35
- -
Profit Margin (%)
14.92
21.15
18.62
15.04
16.4
7.5
13.11
12.13
13.62
14.54
15.51
18.06
17.6
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
50,880
42,586
43,494
56,858
52,902
41,455
43,355
349,938
397,784
133,583
59,961
63,434
62,062
- -
Total Equity
202,764
229,375
229,076
233,972
247,041
239,212
235,456
249,177
250,551
252,915
274,135
267,971
280,495
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
4.05
5.36
4.58
3.5
3.68
1.83
2.87
1.83
1.44
2.1
3.12
3.95
4.57
- -
Return on Common Equity (%)
5.34
6.8
5.51
4.23
4.54
2.2
3.4
3.31
3.6
4.32
4.27
4.85
5.62
- -

Capital Structure

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
99
99
97
Market Capitalization
134,012
206,014
243,872

Working Capital

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
178,967
217,459
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.11%
2.46%
4.67%
Free Cash Flow
203.58%
-103.26%
-46.81%
Net Income, GAAP
5.94%
14.11%
17.24%
Sales/Revenue/Turnover
3.03%
6.14%
20.29%
Total Cash Common Dividend
- -
- -
26.08%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
72,790
2026
- -
- -
- -
- -
87,558
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
132.46
2026
- -
- -
- -
- -
155.41
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
38.4
2026
- -
- -
- -
- -
48.45
2027
- -
- -
- -
- -
- -

Company Description

CEO
Kazumasa Nagahori
Full Time Employees
2,043
Sector
Finance
Industry
Regional banks
Address
10-8, Sakuragi-cho 1-chome Saitama ST Japan 330-0854
IPO Date
Oct 1, 1969
Business
The Musashino Bank, Ltd. (8336.T) operates as a regional bank primarily serving Saitama Prefecture and surrounding areas in Japan; it provides a comprehensive range of banking and financial services including deposits, loans and bills discounted, foreign exchange transactions, securities investment, credit cards, money lending, loan guarantees, auto and general leasing, credit guarantee services, development sale and maintenance of computer systems, survey research on regional economy and industry, management and tax consultations, seminars, venture company investments, administrative agency services, regional trading company operations, consulting services, investment management and advisory services, as well as consultation and information services. The bank conducts its operations through three main reportable segments—banking, leasing, and credit guarantee—alongside other businesses such as credit cards (JCB, VISA) and related guarantees; it maintains approximately 1,990 employees and focuses on small and medium-sized enterprises, individuals, and regional corporate clients predominantly in Japan. Founded in 1952 and headquartered in Saitama, Japan, the bank captures synergies with its eight group companies, including The Musashino Mirai Partners Co., Ltd., a regional trading company. In recent developments, the bank participates in the Chiba-Musashino Alliance with Chiba Bank, featuring ongoing collaborations such as joint corporate sales branches, business succession support via a ¥3 billion venture capital fund, financial instruments intermediary business through Chibagin Securities, and API FinTech platform initiatives; it also engages in the TSUBASA Alliance with other regional banks including Chiba Bank, Daishi Hokuetsu Bank, and Gunma Bank for initiatives like Positive Impact Finance syndication. For the six months ended September 30, 2025, the bank reported consolidated ordinary income of ¥48.9 billion (up 19.3% year on year), ordinary profit of ¥11.7 billion (up 22.6%), and profit attributable to owners of ¥8.1 billion (up 15.2%), driven by higher interest income on loans and securities; it subsequently revised upward its full-year forecasts to consolidated ordinary income of ¥97.6 billion, ordinary profit of ¥22.0 billion, and profit of ¥15.0 billion. Additional recent actions include a November 2025 correction to semi-annual financial results, a share split and articles of incorporation amendments announced November 7, 2025, increased dividend forecasts to ¥160 per share for fiscal year ending March 2026 with a revised shareholder return policy, continuation of its stock compensation plan with additional contributions in July 2025, change of representative directors in May 2025, handling of "Musashino SDGs Private Placement Bonds 'Mirai no Chikara'" in October 2025, a collaboration agreement with Saitama Prefecture Small and Medium Enterprise Diagnostic Association in November 2025, and positive impact finance for Matsuhori Real Estate in November 2025.