Chiba Kogyo Bank, Ltd.

Chiba Kogyo Bank, Ltd.

TTSE:8337
2,431.00
JPY
-74.00
(-2.95%)
109.26BMarket Cap
Nov 11Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
957.51
968.99
843.27
772.95
722.94
714.78
722.19
759.44
778.29
775.58
859.42
852.4
896.87
- -
Basic EPS, GAAP
168.85
166.63
134.91
102.76
108.89
83.33
74.55
80.41
107.78
109.53
129.75
130.23
137.52
- -
Free Cash Flow per Basic Share
1,675.4
106.9
278.1
348.37
-371.4
469.57
-328.27
4,285.54
5,607.6
-7,309.77
179.27
207.85
540.2
- -
Dividend per Share
34.09
43.5
35.5
34.01
33.11
33.1
17.43
26.39
26.08
21.95
23.21
27.48
21.83
- -
Book Value per Share
2,454.81
2,700.74
2,317.75
2,377.51
2,466.5
2,721.51
2,762.41
3,018.89
2,898.62
2,911.13
3,189.94
2,970.05
3,358.28
- -
Tangible Book Value per Share
2,400.29
2,652.01
2,278.91
2,335.15
2,424.34
2,680.12
2,713.1
2,964.67
2,853.55
2,863.88
3,139.91
2,923.94
3,307.68
- -
Basic Weighted Avg Shares
51
51
59
62
62
62
61
59
59
59
57
57
63
57
Sales/Revenue/Turnover
48,512
49,091
49,387
48,051
44,953
44,461
43,881
44,986
46,108
45,864
49,202
48,823
56,165
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2,240
2,247
2,151
2,143
2,155
1,949
1,947
2,221
2,376
2,084
2,093
2,146
2,135
- -
Net Income, GAAP
8,555
8,442
7,901
6,388
6,771
5,183
4,530
4,763
6,385
6,477
7,428
7,459
8,612
- -
Effective Tax Rate (%)
24.65
33.6
34.95
25.49
26.29
34.75
31.49
30.84
20.15
27.47
19.92
24.59
29.73
- -
Profit Margin (%)
17.63
17.2
16
13.29
15.06
11.66
10.32
10.59
13.85
14.12
15.1
15.28
15.33
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
19,312
40,226
23,485
26,084
24,354
23,029
25,843
145,202
423,646
21,830
27,217
35,810
41,622
- -
Total Equity
126,493
139,269
146,737
150,724
156,619
172,581
166,891
182,489
175,444
170,717
187,278
174,788
192,811
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
4.72
5.05
4.4
3.54
3.7
2.66
2.31
1.78
1.35
1.58
3.59
3.42
3.73
- -
Return on Common Equity (%)
5.62
6.46
5.63
4.38
4.5
3.21
2.72
2.78
3.64
3.83
4.25
4.23
4.75
- -

Capital Structure

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
57
57
57
Market Capitalization
92,872
109,258
136,954

Working Capital

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
252,414
225,696
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.97%
1.36%
10.31%
Free Cash Flow
-204.26%
-20.29%
184.16%
Net Income, GAAP
2.2%
13.21%
15.46%
Sales/Revenue/Turnover
1.45%
4.7%
15.04%
Total Cash Common Dividend
- -
-1.89%
-13.15%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
48,823
2026
- -
- -
- -
- -
56,165
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
130.23
2026
- -
- -
- -
- -
137.52
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
27.48
2026
- -
- -
- -
- -
21.83
2027
- -
- -
- -
- -
- -

Company Description

CEO
Hitoshi Umeda
Full Time Employees
1,307
Sector
Finance
Industry
Major banks
Address
1-2, Saiwaicho 2-chome Chiba CH Japan 261-0001
IPO Date
Sep 1, 1972
Business
The Chiba Kogyo Bank, Ltd. (8337.T) operates as a regional bank primarily providing comprehensive banking services to individuals and small- and medium-sized enterprises in Chiba Prefecture, Japan. The company offers deposit products including current and savings accounts; lending services such as housing loans, corporate loans, and microfinancing; domestic and foreign exchange transactions; credit card issuance and related services; housing and other loan guarantees; leasing arrangements for equipment and assets; and ancillary offerings like computer system development, sales, maintenance, and online banking via Chiba Kogin Direct for balance inquiries, transfers, and digital payments. It also maintains credit guarantee operations and general money lending through subsidiaries. Founded in 1952 and headquartered at 2-1-2 Saiwai-cho, Mihama-ku, Chiba City, Japan, the bank manages approximately 74 branches concentrated in Chiba Prefecture with total funds around JPY3 trillion, positioning it as the third-largest regional bank in the area; it employs about 1,490 people and focuses on the Kanto region customer base. The Banking segment constitutes the core activity, complemented by Leasing, Credit Guarantee and Credit Card, and Other segments including system services. In March 2025, Chiba Bank, Ltd. completed the acquisition of a 19.97% stake in The Chiba Kogyo Bank from Ariake Master Fund for JPY23.7 billion, enhancing strategic alignment and regional financial stability amid intensifying competition following the Bank of Japan's 2024 policy shift; this move supports ongoing discussions for potential deeper collaboration to bolster corporate value and local economic development. The bank remains an equity-method affiliate of Mizuho Financial Group through Mizuho Bank. Recent financial results for the six months ended September 30, 2025, reflect continued operations across its segments.